Frédéric VANCROMBREUCQ
ActiveSummary
Frédéric VANCROMBREUCQ has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €22k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+63
Solvency42▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.28 in 2024; short-term debt: 72.1% and cash: 0.1% of total assets), and 82.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
59 d late
2023
on the day
2022
22 d late
2020
32 d early
2019
16 d early
2018
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 88.3%
2024 · €25k
2018: €-3k
2019: €21k
2020: €27k
2022: €35k
2023: €30k
2024: €25k
2018 → 2025
Total assets
€277k▲ 17.0%
2024 · €236k
2018: €139k
2019: €159k
2020: €154k
2022: €228k
2023: €211k
2024: €236k
2018 → 2025
Net result
€22k
2024 · €-5k
2018: €28k
2019: €23k
2020: €6k
2022: €28k
2023: €-5k
2024: €-5k
2018 → 2025
Working capital
€66k▲ 29.8%
2024 · €51k
2018: €-5k
2019: €11k
2020: €20k
2022: €58k
2023: €54k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€27k-€35k▲ 28.7%€30k▼ 13.5%€25k▼ 15.4%€48k▲ 88.3%
Operating result€-967-€68k€-168€-14k▼ 8,279%€17k
Net result€6k-€28k▲ 343%€-5k€-5k▲ 1.1%€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€11k ▲ 232%
Current assets
€266k ▲ 14.0%
Equity and liabilities €277k
Equity
€48k ▲ 88.3%
Debt
€229k ▲ 8.5%
Debt's share of the balance-sheet total falls from 89.3% to 82.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €-13k
Cash flow
€24k▲
2024 · €-3k
Current ratio
1.33▲
2024 · 1.28
Debt to equity
4.81▼
2024 · 8.34
ROE
46.9%▲
2024 · -18.2%
ROA
8.1%▲
2024 · -2.0%
Interest coverage
21.70▲
2024 · -11.87
Debt ≤ 1 year
€199k▲
2024 · €182k
Debt > 1 year
€20k=
2024 · €20k
Income taxes
€7k▲
2024 · €360
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€236k€277k▲
Fixed assets21/28€3k€11k▲
Tangible fixed assets22/27€3k€11k▲
Land and buildings22€141€0▼
Furniture and vehicles24€1k€10k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€233k€266k▲
Amounts receivable after more than one year29€180k€180k=
Other amounts receivable291€180k€180k=
Amounts receivable within one year40/41€50k€83k▲
Trade receivables40€48k€47k▼
Other amounts receivable41€2k€37k▲
Cash at bank and in hand54/58€225€401▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€236k€277k▲
Equity10/15€25k€48k▲
Contributions10/11€19k€19k=
Reserves13€101€101=
Non-distributable reserves130/1€101€101=
Reserves not available under the articles1311€101€101=
Profit (loss) carried forward14€7k€29k▲
Amounts payable17/49€211k€229k▲
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€182k€199k▲
Trade debts44€62k€81k▲
Suppliers440/4€62k€81k▲
Taxes, remuneration and social security45€113k€119k▲
Taxes450/3€113k€119k▲
Other amounts payable47/48€7k-
Accrued charges and deferred income492/3€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€543€815▲
Gross operating margin9900€-12k€20k▲
Operating profit (loss)9901€-14k€17k▲
Financial income75/76B€11k€13k▲
Recurring financial income75€11k€13k▲
Financial charges65/66B€1k€876▼
Recurring financial charges65€1k€876▼
Profit (loss) for the period before taxes9903€-4k€30k▲
Income taxes67/77€360€7k▲
Profit (loss) for the period9904€-5k€22k▲
Profit (loss) for the period to be appropriated9905€-5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€29k▲
Profit (loss) brought forward from the previous period14P€11k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-5k ▼117%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
Financial
Highest result since 2018net €28k ▲343%
Operating result €68k, net result €28k, both a record.
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 350 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 415 days late
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 780 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 31310 La HulpeGround area
2,674 m²
Building footprint
577 m²
Volume, LiDAR
5,600 m³
2 parcels, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de Bruxelles 3, 1310 La Hulpe
since 20122.218.217.873
Rue du Charron 284, 1420 Braine-l'Alleud
since 20152.243.073.134
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0154/00H000 | Wallonia | 1,923 m² | 1 · 220 m² | 9.6 m · 2 fl. |
| 25742B0099/00F000 | Wallonia | 751 m² | 1 · 357 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Avocat Alexandra Tieleman
BE 0543.628.679
Sint-Pieters-Woluwe · Eq €47,628
AMG Partners
BE 0725.717.079
Ukkel · Eq €47,664
GEAN Advocatuur
BE 0799.113.516
Brasschaat · Eq €47,581
Nicolas Huynen
BE 1001.080.382
Elsene · Eq €47,702
LOIC MONTEIRO AVOCAT
BE 0768.841.794
Watermaal-Bosvoorde · Eq €47,539
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2012
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:fred.vancrom@dos-lawyers.be
E-mail:fred.vancrom@vflaw.be
Phone:0475/48.87.80
Fax:02/346.47.43