FREDERIC DEBERT
ActiveSummary
FREDERIC DEBERT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98,026 and a net result of -€6,724. Equity is growing by ~16.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability62▼-11
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.6 against 7.09 in 2023; short-term debt: 23.9% and cash: 8.2% of total assets), and 24% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76%
Return on assets
-5.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
19 d early
2022
54 d early
2021
13 d early
2020
16 d late
2019
35 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€6,724
2023 · €9,127
Working capital
-€12,235
2023 · €93,293
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€57,025▲ 310%€71,666▲ 25.7%€141,698▲ 97.7%€15,802▼ 88.8%-€7,010
Net result€48,873▲ 972%€62,415▲ 27.7%€103,561▲ 65.9%€9,127▼ 91.2%-€6,724
Equity€161,464▲ 43.4%€223,879▲ 38.7%€327,441▲ 46.3%€229,750▼ 29.8%€98,026▼ 57.3%
Total assets€647,009▲ 8.3%€642,462▼ 0.7%€427,389▼ 33.5%€259,704▼ 39.2%€128,920▼ 50.4%
Debt€485,545▲ 0.2%€418,582▼ 13.8%€99,949▼ 76.1%€29,954▼ 70.0%€30,894▲ 3.1%
Working capital-€31,247▲ 61.7%€3,134€31,052▲ 891%€93,293▲ 200%-€12,235
Staff (FTE)4.9▲ 4.3%4.8▼ 2.0%4.8=0▼ 100%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7,010 after €15,802 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128,920
Fixed assets
€110,286 ▼ 27.0%
Current assets
€18,634 ▼ 82.8%
Equity and liabilities €128,920
Equity
€98,026 ▼ 57.3%
Debt
€30,894 ▲ 3.1%
Debt's share of the balance-sheet total rises from 11.5% to 24.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33,803▼
2023 · €56,615
Cash flow
€34,088▼
2023 · €49,940
Current ratio
0.60▼
2023 · 7.09
Debt to equity
0.32▲
2023 · 0.13
ROE
-6.9%▼
2023 · 4.0%
ROA
-5.2%▼
2023 · 3.5%
Interest coverage
42.35▲
2023 · 37.60
Debt ≤ 1 year
€30,869▲
2023 · €15,313
Debt > 1 year
€0▼
2023 · €14,617
Income taxes
€224▼
2023 · €5,390
Staff costs
€0▼
2023 · €94
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €25,104 | €26,239 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €203,781 | €133,102 | €94 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,255 | €58,127 | €47,417 | €40,812 | €40,812 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €12,209 | €5,396 | €0 | - | - |
| Other operating charges640/8 | - | €12,855 | €22,105 | €12,728 | €15,615 | ▲ 22.7% |
| Non-recurring operating charges66A | - | - | €38,080 | €3,232 | €416 | ▼ 87.1% |
| Gross operating margin9900 | €302,774 | €358,638 | €387,799 | €72,668 | €49,834 | ▼ 31.4% |
| Operating profit (loss)9901 | €57,025 | €71,666 | €141,698 | €15,802 | -€7,010 | ▼ 144% |
| Financial income75/76B | - | €701 | €202 | €221 | €1,308 | ▲ 492% |
| Recurring financial income75 | €794 | €701 | €202 | €221 | €1,308 | ▲ 492% |
| Financial charges65/66B | - | €9,622 | €7,111 | €1,506 | €798 | ▼ 47.0% |
| Recurring financial charges65 | €8,690 | €9,622 | €7,111 | €1,506 | €798 | ▼ 47.0% |
| Profit (loss) for the period before taxes9903 | €49,129 | €62,745 | €134,788 | €14,518 | -€6,500 | ▼ 145% |
| Income taxes67/77 | €256 | €330 | €31,227 | €5,390 | €224 | ▼ 95.8% |
| Profit (loss) for the period9904 | €48,873 | €62,415 | €103,561 | €9,127 | -€6,724 | ▼ 174% |
| Profit (loss) for the period to be appropriated9905 | €48,873 | €62,415 | €103,561 | €9,127 | -€6,724 | ▼ 174% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €647,009 | €642,462 | €427,389 | €259,704 | €128,920 | ▼ 50.4% |
| Fixed assets21/28 | €240,538 | €359,120 | €328,904 | €151,098 | €110,286 | ▼ 27.0% |
| Intangible fixed assets21 | - | €5,123 | €0 | - | - | - |
| Tangible fixed assets22/27 | €240,358 | €353,817 | €328,724 | €150,918 | €110,106 | ▼ 27.0% |
| Land and buildings22 | - | €151,359 | €125,828 | €100,297 | €74,766 | ▼ 25.5% |
| Plant, machinery and equipment23 | - | €13,116 | €7,186 | €5,715 | €4,244 | ▼ 25.7% |
| Furniture and vehicles24 | - | €189,342 | €186,267 | €38,123 | €26,973 | ▼ 29.2% |
| Other tangible fixed assets26 | - | - | €9,444 | €6,784 | €4,123 | ▼ 39.2% |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €406,471 | €283,341 | €98,485 | €108,606 | €18,634 | ▼ 82.8% |
| Amounts receivable after more than one year29 | - | €0 | - | - | - | - |
| Other amounts receivable291 | - | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €214,158 | €143,394 | €0 | - | - | - |
| Stocks30/36 | - | €143,394 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €101,653 | €97,008 | €58,834 | €83,275 | €5,518 | ▼ 93.4% |
| Trade receivables40 | - | €64,923 | €2,792 | €2,527 | €5,391 | ▲ 113% |
| Other amounts receivable41 | - | €32,085 | €56,042 | €80,749 | €126 | ▼ 99.8% |
| Cash at bank and in hand54/58 | €23,748 | €11,419 | €31,435 | €24,344 | €10,523 | ▼ 56.8% |
| Deferred charges and accrued income490/1 | - | €31,521 | €8,215 | €986 | €2,594 | ▲ 163% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €647,009 | €642,462 | €427,389 | €259,704 | €128,920 | ▼ 50.4% |
| Equity10/15 | €161,464 | €223,879 | €327,441 | €229,750 | €98,026 | ▼ 57.3% |
| Contributions10/11 | - | €305,000 | €305,000 | €200,000 | €75,000 | ▼ 62.5% |
| Reserves13 | - | - | €22,250 | €29,750 | €29,750 | = |
| Distributable reserves133 | - | - | €22,250 | €29,750 | €29,750 | = |
| Profit (loss) carried forward14 | -€143,536 | -€81,121 | €191 | €0 | -€6,724 | - |
| Amounts payable17/49 | €485,545 | €418,582 | €99,949 | €29,954 | €30,894 | ▲ 3.1% |
| Amounts payable after more than one year17 | €46,915 | €137,524 | €23,671 | €14,617 | €0 | ▼ 100% |
| Financial debts170/4 | - | €36,041 | €0 | - | - | - |
| Advances received on contracts in progress176 | - | €101,483 | €23,671 | €14,617 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €437,718 | €280,207 | €67,434 | €15,313 | €30,869 | ▲ 102% |
| Current portion of amounts payable after more than one year42 | - | €31,781 | €8,920 | €9,054 | €0 | ▼ 100% |
| Financial debts43 | - | €59,125 | €30,000 | €0 | - | - |
| Credit institutions430/8 | - | €59,125 | €30,000 | €0 | - | - |
| Trade debts44 | €132,303 | €109,015 | €18,119 | €2,738 | €1,461 | ▼ 46.6% |
| Suppliers440/4 | - | €109,015 | €18,119 | €2,738 | €1,461 | ▼ 46.6% |
| Advances received on contracts in progress46 | - | €38,373 | €5,395 | €1,249 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €41,912 | €5,001 | €999 | €4,925 | ▲ 393% |
| Taxes450/3 | - | €26,582 | €4,501 | €999 | €4,925 | ▲ 393% |
| Remuneration and social security454/9 | - | €15,331 | €500 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €1,273 | €24,483 | ▲ 1,824% |
| Accrued charges and deferred income492/3 | - | €851 | €8,844 | €25 | €25 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,873 | €62,415 | €103,561 | €9,127 | -€6,724 | ▼ 174% |
| + Depreciation and write-downs630 | €34,255 | €58,127 | €47,417 | €40,812 | €40,812 | = |
| Operating cash flow (approximation) | €83,127 | €120,543 | €150,978 | €49,940 | €34,088 | ▼ 31.7% |
| Investment in fixed assets (approximation) | - | -€176,710 | -€17,201 | €136,994 | €0 | ▼ 100% |
| Change in cash | - | -€12,329 | €20,016 | -€7,091 | -€13,821 | ▼ 94.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 5current ratio 7.09
Current ratio from 1.46 to 7.09; short-term debt falls from €67,434 to €15,313.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €103,561 ▲65.9%
Operating result €141,698, net result €103,561, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200,000Eq €223,879 ▲38.7%
3 profitable years in a row build equity to €223,879.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-12
Financial
Equity above €150,000Eq €161,464 ▲43.4%
2 profitable years in a row build equity to €161,464.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
31-12
Financial
Back to profitnet €4,557
Net result €4,557 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
25-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2003
Ground area
1,032 m²
Building footprint
182 m²
Volume, LiDAR
1,118 m³
Parcel 64413A0014/00H002, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Frederic Debert
since 20032.132.673.177
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64413A0014/00H002 | Wallonia | 1,032 m² | 1 · 182 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded11-07-2003
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0859658837
Also
9925:BE0859658837
Registered
13-05-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.