Equity
€233,692 ▲ 6.5%
Frédéric BILLON has made a profit without a break since 2019.
Frédéric BILLON
Lifetime
19 annual accounts with figures on one time axispeak €181,409 (2025)
€181,409▲ 9.6%
lowest -€24,693 (2017)
€14,309▲ 89.1%
peak €296,115 (2022)
€233,692▲ 6.5%
€437,553▼ 5.0%
peak 3.1 FTE (2025)
3.1 FTE▲ 47.6%
Board1 name since 2023
1 directorFrédéric BILLON
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €7,568 to €14,309Staff from 2.1 FTE to 3.1 FTE
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%▼ -0.1 percentage points vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.9%▲ +0.4 percentage points vs 07-2025
09-2025: 0.3%▼ -0.6 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.5 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Sector: Retail trade (NACE 47)
lowers risk
Founded in 2006
Size: 3.1 FTE, total assets €671,245
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 50% of them on solvency, 40% on liquidity, 35% on profitability and 55% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as Frédéric BILLON has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Frédéric BILLON itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for Frédéric BILLON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.8 (0.75 in 2024), below 1. Short-term debt is 43.4% and cash 10.1% of total assets. 65.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €233,692
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
28 days late
2021
30 days late
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0883019803
Change of role: Frédéric BILLON, from statutory manager to statutory director
General meeting of 11-10-2023 · Gazette deed
Registered office moved within Orcq
New registered office: Chaussée de Lille 451, 7501 Orcq · Previous registered office: Chaussée de Lille 448, 7501 Orcq · Board meeting of 20-11-2018 · Gazette deed
First establishment
Librairie des 3 Suisses, Chaussée de Lille 451, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Frédéric BILLON Tournai | €671,245 | €181,409 | 34.8% | 3.1 |
| MOBITAL Bree | €705,821 | €207,024 | 67.5% | 4 |
| PAPERPRESS De Haan | €784,703 | €233,281 | 67.1% | 2.4 |
| TRAPOL Haacht | €740,532 | €259,937 | -17.6% | 3.5 |
| Groupe Montulet Dinant | €687,864 | €175,273 | 36.5% | 1.8 |
| COPIE CONFORME Comines-Warneton | €606,898 | €268,765 | 34.7% | 3.6 |
| Romanneke Essen | €469,739 | €228,098 | 70.9% | 2.5 |
These companies have the same main activity as Frédéric BILLON: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €470,000 and €785,000, founded between 2001 and 2009.
Official details
Source: KBO- Status
- Active since 02-08-2006Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621and 3 others
- Establishment unit
- 2.155.691.2777501 Tournai, since 21-08-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- ≈ €1.0mestimated
- €671,245▼ 1.3%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 31-08-2026
Insights on Frédéric BILLON
Frédéric BILLON files the abbreviated format. That format states no turnover. The gross margin rose from €78,330 in 2007 to €181,409 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Frédéric BILLON
- What is the company number of Frédéric BILLON?
- The company number of Frédéric BILLON is 0883.019.803. The VAT number is the same number with BE in front: BE 0883.019.803.
- Where is Frédéric BILLON based?
- The registered office is at Chaussée de Lille 451, 7501 Tournai.Company details
- What does Frédéric BILLON do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of Frédéric BILLON?
- Frédéric BILLON is a private limited company (BV).
- When was Frédéric BILLON founded?
- Frédéric BILLON was founded on 02-08-2006.
- Is Frédéric BILLON still active?
- Yes, Frédéric BILLON is an active enterprise in the KBO register.
- How many employees does Frédéric BILLON have?
- Frédéric BILLON had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Frédéric BILLON?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €181,409 and 160 comparable companies (NACE 47). It probably lies between €650,000 and €1.9m. In financial year 2021 turnover was €1.1m.
- Is Frédéric BILLON profitable?
- In financial year 2025, Frédéric BILLON made a profit of €14,309.
- Where can I find the annual accounts of Frédéric BILLON?
- Frédéric BILLON filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Frédéric BILLON due?
- Frédéric BILLON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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