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Freddy OTTE Consulting

Active
Private limited companyfounded 2003active for 23 yearsHenri de Sagherstraat 15, 9031 Gent, BelgiumKBO/BCE: BE 0860.944.284
Summary

Freddy OTTE Consulting has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €89,155 and a net result of -€3,771. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 90% of 467 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €3,200turnover 2026, estimated
Equity
€89,155
Loss
-€3,771
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2026 accounts 29 days early
Why 95lowers riskLiquidity: current ratio 11.50, cash €44,287Sector: Computer programming, consultancy and related activities (NACE 62)Equity €89,155 (91.0% of total assets)Size: total assets €97,922Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 62, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 91.0% of total assets
Liquidity 100=
short-term debt 8.0% · cash 45.2%
Profitability 25-45
return on assets -3.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,895 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.5, compared with 10.73 in 2025, above the usual 1.5; short-term debt: 8% and cash: 45.2% of total assets), and 9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 16% on profitability and 35% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 11.50, cash €44,287
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €89,155 (91.0% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €97,922
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-10-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
29 days early
2025
22 days early
2024
17 days early
2023
40 days early
2022
3 days early
2021
38 days early
2020
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 9 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Weakest financial yearnet -€3,771
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €33,103 · 470 companies -€3,771 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2026
Total assets
€97,922
Loss
-€3,771
Solvency
91.0%
Total assets▼ 4.4%
Net result
20192026
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 31-10-2027
  1. 31-03-2025Liquidity more than doubled
  2. 14-10-2024Annual accounts filed
  3. 29-11-2023Amendment of the articles · Legal-form change…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
08-10-2003
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
9
Purpose
“Het verlenen van diensten en commercialiseren van producten in de informatica- en…” (deed in Dutch)
Go to Articles of association

Key facts about Freddy OTTE Consulting

What is the company number of Freddy OTTE Consulting?
0860.944.284. In Belgium the VAT number is the company number with BE in front: BE 0860.944.284.
Where is Freddy OTTE Consulting based?
The registered office is at Henri de Sagherstraat 15, 9031 Gent.Company details
What does Freddy OTTE Consulting do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Freddy OTTE Consulting?
Private limited company (BV).
When was Freddy OTTE Consulting founded?
On 08-10-2003.
Is Freddy OTTE Consulting still active?
Yes, Freddy OTTE Consulting is an active enterprise in the KBO register.
What is the turnover of Freddy OTTE Consulting?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Freddy OTTE Consulting profitable?
In financial year 2026, Freddy OTTE Consulting made a loss of €3,771.
Where can I find the annual accounts of Freddy OTTE Consulting?
Freddy OTTE Consulting filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Freddy OTTE Consulting due?
By 31-10-2027, for financial year 2027.Timeline

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