FRED&FERRY
ActiveThe computed 12-month bankruptcy probability of FRED&FERRY is 3.4% (moderate). The 2025 annual accounts show negative equity (€-344k) and a net result of €-60k. Equity is shrinking by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 18016 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency67=
Growth32=
Stability100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 11.65 against 5.02 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-206.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€344k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
6 d late
2024
29 d late
2023
113 d late
2022
143 d late
2021
64 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-344k▼ 21.0%
2024 · €-284k
2020: €44k
2021: €11k
2022: €-69k
2023: €-180k
2024: €-284k
2020 → 2025
Total assets
€29k▼ 10.6%
2024 · €32k
2020: €66k
2021: €71k
2022: €55k
2023: €102k
2024: €32k
2020 → 2025
Net result
€-60k▲ 42.6%
2024 · €-104k
2020: €-6k
2021: €-32k
2022: €-80k
2023: €-111k
2024: €-104k
2020 → 2025
Working capital
€26k▲ 3.5%
2024 · €25k
2020: €64k
2021: €40k
2022: €-71k
2023: €58k
2024: €25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-69k€-180k▼ 162%€-284k▼ 57.9%€-344k▼ 21.0%
Operating result€-32k-€-80k▼ 148%€-110k▼ 38.5%€-104k▲ 6.2%€-60k▲ 42.2%
Net result€-32k-€-80k▼ 148%€-111k▼ 39.1%€-104k▲ 6.4%€-60k▲ 42.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €60k in 2025 against €104k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€805▼ 40.8%
Current assets
€28k▼ 9.3%
Key figures and ratios
EBITDA
€-59k▲
2024 · €-103k
Cash flow
€-59k▲
2024 · €-104k
Current ratio
11.65▲
2024 · 5.02
Quick ratio
11.65▲
2024 · 5.02
Debt / equity
-1.08▲
2024 · -1.11
ROE
17.4%▼
2024 · 36.7%
ROA
-206.9%▲
2024 · -322.4%
Interest coverage
-265.94▼
2024 · -182.72
Debt
€372k▲
2024 · €316k
Debt ≤ 1 year
€2k▼
2024 · €6k
Debt > 1 year
€370k▲
2024 · €310k
A ratio outside any meaningful range has been withheld (balance sheet total €29k, equity €-344k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€29k▼
Fixed assets21/28€1k€805▼
Tangible fixed assets22/27€1k€805▼
Plant, machinery and equipment23€1k€805▼
Current assets29/58€31k€28k▼
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€5k€3k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€20k€17k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€32k€29k▼
Equity10/15€-284k€-344k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-334k€-394k▼
Amounts payable17/49€316k€372k▲
Amounts payable after more than one year17€310k€370k▲
Other amounts payable178/9€310k€370k▲
Amounts payable within one year42/48€6k€2k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€554€554=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-102k€-58k▲
Operating profit (loss)9901€-104k€-60k▲
Financial income75/76B€70€344▲
Recurring financial income75€70€344▲
Financial charges65/66B€564€223▼
Recurring financial charges65€564€223▼
Profit (loss) for the period before taxes9903€-104k€-60k▲
Profit (loss) for the period9904€-104k€-60k▲
Profit (loss) for the period to be appropriated9905€-104k€-60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-334k€-394k▼
Profit (loss) brought forward from the previous period14P€-230k€-334k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 11.65
Current ratio from 5.02 to 11.65; short-term debt falls from €6k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 5.02
Current ratio from 2.40 to 5.02; short-term debt falls from €42k to €6k.
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial
Weakest financial yearnet €-111k
Net result drops to €-111k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 2.40
Current ratio from 0.42 to 2.40; short-term debt falls from €123k to €42k.
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 143 days late
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron Dhanislaan 112000 AntwerpenGround area
184 m²
Building footprint
126 m²
Volume, LiDAR
1,411 m³
Parcel 11811L3741/00L002, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FRED&FERRY
since 20202.299.361.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3741/00L002 | Flanders | 184 m² | 1 · 126 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 21,274 EUR awarded · 21,274 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 8,317 EUR | 8,317 EUR |
| 2023 | 1 | 8,000 EUR | 8,000 EUR |
| 2022 | 1 | 4,957 EUR | 4,957 EUR |
Schemes
Professionele kunsten: Tussenkomst in de kosten voor deelname aan een internationaal presentatiemoment (Kunstendecreet 2021)
Subsidies voor internationaal ondernemen
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Of 1,431 companies in sector 47791 we hold annual accounts for 453. 223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL
47791Retail sale of antiques
56301Cafés and bars
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:frederik.vergaert@gmail.com