FRD INVEST
ActiveFRD INVEST has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €29k. Its solvency ranks better than 76% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+10
Growth52
Track record82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.95 against 2.89 in 2024; short-term debt: 25.3% and cash: 0.4% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
32.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 75.7%
2024 · €39k
2024: €39k
2024 → 2025
Total assets
€91k▲ 53.8%
2024 · €59k
2024: €59k
2024 → 2025
Net result
€29k▼ 20.2%
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€68k▲ 75.7%
2024 · €39k
2024: €39k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€39k-€68k▲ 75.7%
Operating result€45k-€34k▼ 23.9%
Net result€37k-€29k▼ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €91k
Equity
€68k▲ 75.7%
Debt
€23k▲ 12.4%
The debt ratio falls from 34.6% to 25.3%. Equity and debt are higher.
Key figures and ratios
Solvency
74.7%▲
2024 · 65.4%
Current ratio
3.95▲
2024 · 2.89
Quick ratio
3.95▲
2024 · 2.89
Debt / equity
0.34▼
2024 · 0.53
ROE
43.1%▼
2024 · 94.8%
ROA
32.2%▼
2024 · 62.0%
Debt
€23k▲
2024 · €21k
Debt ≤ 1 year
€23k▲
2024 · €21k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€91k▲
Current assets29/58€59k€91k▲
Amounts receivable after more than one year29€50k€80k▲
Other amounts receivable291€50k€80k▲
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€10k€11k▲
Cash at bank and in hand54/58€114€382▲
Equity and liabilities
Total equity and liabilities10/49€59k€91k▲
Equity10/15€39k€68k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€37k€66k▲
Amounts payable17/49€21k€23k▲
Amounts payable within one year42/48€21k€23k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€19k€21k▲
Income statement
Code20242025
Other operating charges640/8-€400
Gross operating margin9900€45k€35k▼
Operating profit (loss)9901€45k€34k▼
Financial income75/76B€989€3k▲
Recurring financial income75€989€3k▲
Financial charges65/66B€23€146▲
Recurring financial charges65€23€146▲
Profit (loss) for the period before taxes9903€46k€37k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€37k€29k▼
Profit (loss) for the period to be appropriated9905€37k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€66k▲
Profit (loss) brought forward from the previous period14P-€37k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Excelsiorlaan 491930 ZaventemGround area
2,007 m²
Building footprint
600 m²
Volume, LiDAR
4,226 m³
Parcel 23094D0050/00N000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRD INVEST
since 20242.359.894.093
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0050/00N000 | Flanders | 2,007 m² | 1 · 600 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2024
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47210Retail sale of fruit and vegetables
47810Retail trade
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:frdinvest2024@gmail.com