FRATEX
ActiveSummary
The computed 12-month bankruptcy probability of FRATEX is 1.7% (moderate). The 2025 annual accounts show negative equity (-€3,834). Equity is growing by ~3.2% per year across the filed fiscal years. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
23 d early
2023
9 d early
2022
25 d late
2021
13 d late
2020
19 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€7,317▼ 93.5%
2019 · €112,579
EBIT margin
-270.8%▼ 195.8pp
2019 · -75.0%
Net result
-€938
2023 · €6,426
Working capital
-€3,834=
2024 · -€3,834
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€1,277▲ 93.6%-€1,019▲ 20.2%€7,274-€922
Net result-€2,398▲ 89.8%-€2,251▲ 6.1%€6,426-€938
EBIT margin
Equity-€7,071▼ 51.3%-€9,322▼ 31.8%-€2,896▲ 68.9%-€3,834▼ 32.4%-€3,834=
Total assets€5,075▲ 5,364%€2,046▼ 59.7%€14▼ 99.3%€15▲ 14.7%€15=
Debt€12,146▲ 155%€11,369▼ 6.4%€2,910▼ 74.4%€3,850▲ 32.3%€3,850=
Working capital-€7,071▼ 51.3%-€9,322▼ 31.8%-€2,896▲ 68.9%-€3,834▼ 32.4%-€3,834=
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €922 after €7,274 in 2023.
Key figures and ratios
Debt ≤ 1 year
€3,850=
2024 · €3,850
Ratios withheld: a balance sheet total of €15 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €781 | - | - | - | - | - |
| Other operating charges640/8 | €496 | €503 | €534 | €537 | - | - |
| Gross operating margin9900 | -€781 | -€517 | €7,808 | -€385 | - | - |
| Operating profit (loss)9901 | -€1,277 | -€1,019 | €7,274 | -€922 | - | - |
| Financial charges65/66B | €1,120 | €1,232 | €848 | €16 | - | - |
| Recurring financial charges65 | €1,120 | €1,232 | €848 | €16 | - | - |
| Profit (loss) for the period before taxes9903 | -€2,398 | -€2,251 | €6,426 | -€938 | - | - |
| Profit (loss) for the period9904 | -€2,398 | -€2,251 | €6,426 | -€938 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€2,398 | -€2,251 | €6,426 | -€938 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5,075 | €2,046 | €14 | €15 | €15 | = |
| Current assets29/58 | €5,075 | €2,046 | €14 | €15 | €15 | = |
| Amounts receivable within one year40/41 | €5,075 | €93 | - | - | - | - |
| Other amounts receivable41 | €5,075 | €93 | - | - | - | - |
| Cash at bank and in hand54/58 | - | €1,953 | €14 | €15 | €15 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5,075 | €2,046 | €14 | €15 | €15 | = |
| Equity10/15 | -€7,071 | -€9,322 | -€2,896 | -€3,834 | -€3,834 | = |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€27,523 | -€29,774 | -€23,347 | -€24,285 | -€24,285 | = |
| Amounts payable17/49 | €12,146 | €11,369 | €2,910 | €3,850 | €3,850 | = |
| Amounts payable within one year42/48 | €12,146 | €11,369 | €2,910 | €3,850 | €3,850 | = |
| Financial debts43 | €11,650 | €11,021 | - | - | - | - |
| Credit institutions430/8 | €11,650 | €11,021 | - | - | - | - |
| Trade debts44 | €496 | €348 | - | - | - | - |
| Suppliers440/4 | €496 | €348 | - | - | - | - |
| Other amounts payable47/48 | - | - | €2,910 | €3,850 | €3,850 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,398 | -€2,251 | €6,426 | -€938 | - | - |
| Operating cash flow (approximation) | -€2,398 | -€2,251 | €6,426 | -€938 | - | - |
| Change in cash | - | - | -€1,940 | €2 | €0 | ▼ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6,426
Net result €6,426 after 4 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 13 days late
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€90,020
Net result drops to -€90,020, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2020
Ground area
289 m²
Building footprint
43 m²
Volume, LiDAR
376 m³
Parcel 25105B0413/00M017, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRATEX
since 20202.315.580.040
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0413/00M017 | Wallonia | 289 m² | 1 · 43 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-1993
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.