Skip to content

FRANZ TRICOT

Active
Public limited companyfounded 1983active for 42 yearsZoning Industriel-2ème rue /, 6040 Charleroi, BelgiumKBO/BCE: BE 0425.253.047
Summary

FRANZ TRICOT has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €781,830 and a net result of -€25,293. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 317 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Retail sale of wines and spirits
NACE 47251Wholesale of beverages, general range NACE 46349
1 site
Size
€2.0mtotal assets 2026
Staff
2.5 FTE
Equity
€781,830
Loss
-€25,293
Financial health
80 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts on time1 of 9 deeds read
Why 80raises riskLiquidity: current ratio 0.28, cash €3,926Latest accounts 2 days late; 2 of the last 3 latelowers riskFounded in 1983Size: 2.5 FTE, total assets €2.0mShow the evidence

Checked score

Score 2026
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 32% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Weak
Solvency 64-2
equity 39.0% of total assets
Liquidity 19-1
short-term debt 60.6% · cash 0.2%
Profitability 21+10
return on assets -1.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 11-2024: 3.7%highest value 12-2024: 3.4%▼ -0.3 percentage points vs 11-2024 01-2025: 0.7%▼ -2.7 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▼ -0.1 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%▲ +0.4 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.6%▲ +0.4 percentage points vs 11-2025 01-2026: 1.2%▼ -0.4 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.2%● unchanged vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.5%▼ -0.8 percentage points vs 09-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.28, compared with 0.26 in 2025, below 1; short-term debt: 60.6% and cash: 0.2% of total assets), and 61% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 54% on solvency, 17% on liquidity, 22% on profitability and 33% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.28, cash €3,926
NBB · annual accounts
raises risk · Latest accounts 2 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: 2.5 FTE, total assets €2.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€25,293
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 30-09-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
on the day
2025
87 days late
2024
73 days late
2023
12 days late
2022
78 days early
2021
on the day
2020
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 12 October (4 of the last 5 filed years within 75 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2026 -€25,293 View
  • Positive: Result rose in 2026from -€123,815 to -€25,293 ▲ 79.6% View
  • Known shareholdersaccounts at 28-02-2023 100% View

By topic

Financials

Financial year
2026
Total assets
€2.0m
Loss
-€25,293
Solvency
39.0%
Total assets▲ 1.1%
Net result
20192026
Go to Financials

Board & ownership

Board
3 members
Known shareholders
100%
  • GESCOPARManaging director
  • TRICOT Dany Hector Oscar LaurentDirector
  • TRICOT Marine Tessy BiancaDirector
Go to Board & ownership

Timeline

Events
45
Since
1985
Next accounts
by 30-09-2027
  1. 29-02-2024Weakest financial year
  2. 29-02-2024Equity above €500,000
  3. 06-02-2024Amendment of the articles · Resignations &…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of wines and spiritsNACE 47251
Founded
30-12-1983
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
40
Financial year
From 1 March to 29 February
Annual meeting
Third Tuesday of July at 10:00
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.