FRANSJE
ActiveThe computed 12-month bankruptcy probability of FRANSJE is 2.3% (moderate). The 2024 annual accounts show negative equity (€-44k) and a net result of €-88k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 18940 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
19
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-39
Solvency0▼-45
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 1.19 in 2023; short-term debt: 133.6% and cash: 10.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-38.7%
Return on assets
-76.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-44k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
66 d late
2022
182 d late
2021
115 d late
2020
122 d late
2019
124 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-44k
2023 · €43k
2018: €-44k
2019: €-35k
2020: €-28k
2021: €27k
2022: €42k
2023: €43k
2018 → 2024
Total assets
€115k▼ 45.8%
2023 · €212k
2018: €116k
2019: €114k
2020: €96k
2021: €163k
2022: €192k
2023: €212k
2018 → 2024
Net result
€-88k▼ 13,183%
2023 · €-660
2018: €21k
2019: €8k
2020: €7k
2021: €55k
2022: €16k
2023: €-660
2018 → 2024
Working capital
€-43k
2023 · €32k
2018: €-95k
2019: €-78k
2020: €-60k
2021: €4k
2022: €23k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-28k-€27k€42k▲ 55.6%€43k▲ 2.3%€-44k
Operating result€10k-€64k▲ 565%€28k▼ 56.6%€14k▼ 49.9%€-81k
Net result€7k-€55k▲ 744%€16k▼ 71.2%€-660€-88k▼ 13,183%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €81k after €14k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115k
Fixed assets
€5k▼ 63.0%
Current assets
€110k▼ 44.6%
Key figures and ratios
EBITDA
€-72k▼
2023 · €24k
Cash flow
€-79k▼
2023 · €9k
Solvency
-38.7%▼
2023 · 20.4%
Current ratio
0.72▼
2023 · 1.19
Quick ratio
0.72▼
2023 · 1.18
Debt / equity
-3.58▼
2023 · 3.90
ROA
-76.3%▼
2023 · -0.3%
Interest coverage
-10.32▼
2023 · 2.42
Debt
€159k▼
2023 · €168k
Debt ≤ 1 year
€153k▼
2023 · €166k
Debt > 1 year
€2k=
2023 · €2k
Staff costs
€169k▼
2023 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€212k€115k▼
Fixed assets21/28€13k€5k▼
Tangible fixed assets22/27€13k€4k▼
Furniture and vehicles24€5k€2k▼
Leasing and similar rights25€158€79▼
Other tangible fixed assets26€8k€2k▼
Financial fixed assets28-€960
Current assets29/58€198k€110k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€131k€98k▼
Trade receivables40€15k€11k▼
Other amounts receivable41€116k€87k▼
Cash at bank and in hand54/58€65k€12k▼
Deferred charges and accrued income490/1€315€336▲
Equity and liabilities
Total equity and liabilities10/49€212k€115k▼
Equity10/15€43k€-44k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€23k€-65k▼
Amounts payable17/49€168k€159k▼
Amounts payable after more than one year17€2k€2k=
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€166k€153k▼
Trade debts44€43k€49k▲
Suppliers440/4€43k€49k▲
Taxes, remuneration and social security45€38k€34k▼
Taxes450/3€22k€8k▼
Remuneration and social security454/9€16k€26k▲
Other amounts payable47/48€85k€70k▼
Accrued charges and deferred income492/3€780€4k▲
Income statement
Code20232024
Remuneration, social security and pensions62€175k€169k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k▼
Other operating charges640/8€12k€66k▲
Gross operating margin9900€210k€162k▼
Operating profit (loss)9901€14k€-81k▼
Financial income75/76B€140€51▼
Recurring financial income75€140€51▼
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€4k€-88k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€-660€-88k▼
Profit (loss) for the period to be appropriated9905€-660€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-65k▼
Profit (loss) brought forward from the previous period14P€23k€23k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 182 days late
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
2021
31-12
Financial
Highest result since 2018net €55k ▲744%
Operating result €64k, net result €55k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.03
Current ratio from 0.52 to 1.03.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 124 days late
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maalderijstraat 12000 AntwerpenGround area
114 m²
Building footprint
100 m²
Volume, LiDAR
1,341 m³
Parcel 11002A1344/00_000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KOOKABURRA
since 20012.072.287.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1344/00_000 | Flanders | 114 m² | 1 · 100 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
TWINS TAVERN
BE 0443.146.181
Sint-Lambrechts-Woluwe · Eq €43k
DE OUDE KETEL
BE 0894.868.253
Heist-op-den-Berg · Eq €43k
CAFE TIJL
BE 0449.490.773
Antwerpen · Eq €43k
REISDUIF
BE 0886.052.141
Herzele · Eq €43k
DE SMIS
BE 0480.341.921
Sint-Truiden · Eq €43k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-1995
Fiscal year end31-12
Activities, NACEBEL
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
55301
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.