FRANK SCHOUTEDEN
ActiveSummary
FRANK SCHOUTEDEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €60k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency85▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.98 in 2024; short-term debt: 14.8% and cash: 15.4% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
12.2%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 20-02-2026, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
82 d late
2024
12 d late
2023
7 d early
2022
31 d late
2021
41 d late
2020
8 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close24-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€293k▲ 4.7%
2024 · €279k
2019: €162k
2020: €207k
2021: €241k
2022: €232k
2023: €266k
2024: €279k
2019 → 2025
Total assets
€490k▼ 6.5%
2024 · €524k
2019: €333k
2020: €529k
2021: €539k
2022: €536k
2023: €535k
2024: €524k
2019 → 2025
Net result
€60k▲ 35.3%
2024 · €44k
2019: €34k
2020: €45k
2021: €34k
2022: €32k
2023: €35k
2024: €44k
2019 → 2025
Working capital
€112k▲ 15.8%
2024 · €97k
2019: €91k
2020: €45k
2021: €69k
2022: €57k
2023: €83k
2024: €97k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€241k-€232k▼ 3.8%€266k▲ 15.0%€279k▲ 4.9%€293k▲ 4.7%
Operating result€53k-€54k▲ 1.4%€58k▲ 6.9%€69k▲ 19.2%€89k▲ 29.3%
Net result€34k-€32k▼ 5.4%€35k▲ 8.5%€44k▲ 27.1%€60k▲ 35.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€305k ▼ 7.2%
Current assets
€185k ▼ 5.3%
Equity and liabilities €490k
Equity
€293k ▲ 4.7%
Debt
€198k ▼ 19.3%
Debt's share of the balance-sheet total falls from 46.7% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€117k▲
2024 · €99k
Cash flow
€88k▲
2024 · €74k
Current ratio
2.54▲
2024 · 1.98
Debt to equity
0.68▼
2024 · 0.88
ROE
20.4%▲
2024 · 15.8%
ROA
12.2%▲
2024 · 8.4%
Interest coverage
19.98▲
2024 · 16.20
Debt ≤ 1 year
€73k▼
2024 · €98k
Debt > 1 year
€123k▼
2024 · €146k
Income taxes
€26k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€524k€490k▼
Fixed assets21/28€329k€305k▼
Tangible fixed assets22/27€329k€305k▼
Land and buildings22€327k€300k▼
Furniture and vehicles24€2k€5k▲
Current assets29/58€195k€185k▼
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€1k€5k▲
Other amounts receivable41€6k€2k▼
Current investments50/53€91k€103k▲
Cash at bank and in hand54/58€97k€75k▼
Deferred charges and accrued income490/1€995-
Equity and liabilities
Total equity and liabilities10/49€524k€490k▼
Equity10/15€279k€293k▲
Contributions10/11€15k€15k=
Reserves13€235k€247k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€233k€245k▲
Profit (loss) carried forward14€30k€30k▲
Amounts payable17/49€245k€198k▼
Amounts payable after more than one year17€146k€123k▼
Financial debts170/4€146k€123k▼
Amounts payable within one year42/48€98k€73k▼
Current portion of amounts payable after more than one year42€24k€24k▼
Financial debts43€50k-
Credit institutions430/8€50k-
Trade debts44€790€4k▲
Suppliers440/4€790€4k▲
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€21k€36k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€102k€120k▲
Operating profit (loss)9901€69k€89k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€64k€86k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€44k€60k▲
Profit (loss) for the period to be appropriated9905€44k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€89k▲
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer from equity791/2€31k€47k▲
Transfer to equity691/2€44k€59k▲
To other reserves6921€44k€59k▲
Profit to be distributed694/7€31k€47k▲
Return on contributions (dividend)694€31k€47k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 82 days late
2025
30-04
Financial
Highest result since 2019net €60k ▲35.3%
Operating result €89k, net result €60k, both a record.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
30-04
Financial
Weakest financial yearnet €32k ▼5.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 41 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 8 days late
30-04
Financial
Equity above €200kEq €207k ▲27.5%
2 profitable years in a row build equity to €207k.
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
08-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 129 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Riemsterweg 2853740 Bilzen-HoeseltGround area
2,807 m²
Building footprint
232 m²
Volume, LiDAR
1,040 m³
Parcel 73037B0234/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frank Schouteden
since 20112.197.157.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73037B0234/00E000 | Flanders | 2,807 m² | 1 · 232 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0741.415.738
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BE 0889.319.457
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FIDUBO
BE 0436.529.593
Berlare · Eq €292,335
FIDUCIAIRE WADEXCO
BE 0475.881.802
Ans · Eq €292,790
HB Accountants
BE 0707.550.167
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2011
Fiscal year end30-04
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.