FRANK MANAGEMENT
ActiveFRANK MANAGEMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €446k and a net result of €-30k. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 63.17 against 7.68 in 2024; short-term debt: 1.6% and cash: 7.4% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-6.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-30k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
11 d late
2023
27 d early
2022
46 d early
2021
3 d early
2020
4 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€446k▼ 6.4%
2024 · €476k
2018: €383k
2019: €982k
2020: €969k
2021: €828k
2022: €707k
2023: €587k
2024: €476k
2018 → 2025
Total assets
€453k▼ 17.3%
2024 · €547k
2018: €794k
2019: €1.21M
2020: €1.13M
2021: €873k
2022: €716k
2023: €634k
2024: €547k
2018 → 2025
Net result
€-30k▲ 24.7%
2024 · €-40k
2018: €283k
2019: €599k
2020: €46k
2021: €-140k
2022: €-121k
2023: €-71k
2024: €-40k
2018 → 2025
Working capital
€445k▼ 6.4%
2024 · €475k
2018: €207k
2019: €982k
2020: €967k
2021: €825k
2022: €705k
2023: €586k
2024: €475k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€828k-€707k▼ 14.6%€587k▼ 17.0%€476k▼ 18.8%€446k▼ 6.4%
Operating result€-159k-€-126k▲ 21.0%€-80k▲ 36.2%€-48k▲ 40.0%€-37k▲ 22.9%
Net result€-140k-€-121k▲ 13.5%€-71k▲ 41.1%€-40k▲ 43.4%€-30k▲ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €48k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453k
Fixed assets
€762▼ 16.7%
Current assets
€452k▼ 17.3%
Equity and liabilities €453k
Equity
€446k▼ 6.4%
Debt
€7k▼ 89.9%
The debt ratio falls from 13.0% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-37k▲
2024 · €-47k
Cash flow
€-30k▲
2024 · €-40k
Solvency
98.4%▲
2024 · 87.0%
Current ratio
63.17▲
2024 · 7.68
Quick ratio
63.17▲
2024 · 7.68
Debt / equity
0.02▼
2024 · 0.15
ROE
-6.8%▲
2024 · -8.5%
ROA
-6.7%▲
2024 · -7.4%
Interest coverage
-34.34▲
2024 · -40.05
Debt
€7k▼
2024 · €71k
Debt ≤ 1 year
€7k▼
2024 · €71k
Income taxes
€642▲
2024 · €592
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€453k▼
Fixed assets21/28€915€762▼
Tangible fixed assets22/27€915€762▼
Furniture and vehicles24€0-
Other tangible fixed assets26€915€762▼
Current assets29/58€547k€452k▼
Amounts receivable within one year40/41€37k€12k▼
Trade receivables40€357€0▼
Other amounts receivable41€37k€12k▼
Current investments50/53€406k€406k=
Cash at bank and in hand54/58€103k€33k▼
Deferred charges and accrued income490/1€976€1k▲
Equity and liabilities
Total equity and liabilities10/49€547k€453k▼
Equity10/15€476k€446k▼
Contributions10/11€15k€15k=
Reserves13€461k€431k▼
Distributable reserves133€461k€431k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€71k€7k▼
Amounts payable within one year42/48€71k€7k▼
Trade debts44€1k€244▼
Suppliers440/4€1k€244▼
Taxes, remuneration and social security45€5€0▼
Taxes450/3€5€0▼
Other amounts payable47/48€70k€7k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€684€153▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-46k€-36k▲
Operating profit (loss)9901€-48k€-37k▲
Financial income75/76B€9k€8k▼
Recurring financial income75€9k€8k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-40k€-30k▲
Income taxes67/77€592€642▲
Profit (loss) for the period9904€-40k€-30k▲
Profit (loss) for the period to be appropriated9905€-40k€-30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-30k▲
Transfer from equity791/2€110k€30k▼
Profit to be distributed694/7€70k€0▼
Return on contributions (dividend)694€70k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 63.17
Current ratio from 7.68 to 63.17; short-term debt falls from €71k to €7k.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 76.19
Current ratio from 19.57 to 76.19; short-term debt falls from €44k to €9k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-140k ▼402%
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 19.57
Current ratio from 7.10 to 19.57; short-term debt falls from €159k to €44k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €599k ▲112%
Net result €599k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 5.30
Current ratio from 1.63 to 5.30; short-term debt falls from €327k to €228k.
31-12
Financial
Equity above €500kEq €982k ▲157%
2 profitable years in a row build equity to €982k.
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 117 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parkoever 293900 PeltGround area
4,482 m²
Building footprint
242 m²
Volume, LiDAR
1,474 m³
Parcel 72029A0050/00R000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frank Management
since 20062.152.877.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0050/00R000 | Flanders | 4,481 m² | 1 · 242 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 35,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74151
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.