Frank Interieur
ActiveSummary
Frank Interieur has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €5k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-9
Solvency80▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.25 in 2024; short-term debt: 22.5% and cash: 0.6% of total assets), and 45.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
1.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-01-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
3 d early
2023
on the day
2022
39 d early
2021
on the day
2020
1 d early
2019
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 2.3%
2024 · €213k
2019: €108klowest in 7 years
2020: €118k▲ +9.3% vs 2019
2021: €147k▲ +24.5% vs 2020
2022: €174k▲ +18.8% vs 2021
2023: €180k▲ +3.4% vs 2022
2024: €213k▲ +18.4% vs 2023
2025: €218k▲ +2.3% vs 2024highest in 7 years
2019 → 2025
Total assets
€397k▼ 4.7%
2024 · €417k
2019: €538khighest in 7 years
2020: €510k▼ -5.3% vs 2019
2021: €497k▼ -2.6% vs 2020
2022: €494k▼ -0.5% vs 2021
2023: €461k▼ -6.8% vs 2022
2024: €417k▼ -9.5% vs 2023
2025: €397k▼ -4.7% vs 2024lowest in 7 years
2019 → 2025
Net result
€5k▼ 86.2%
2024 · €35k
2019: €21k
2020: €12k▼ -44.3% vs 2019
2021: €30k▲ +162% vs 2020
2022: €38k▲ +24.0% vs 2021highest in 7 years
2023: €8k▼ -80.1% vs 2022
2024: €35k▲ +365% vs 2023
2025: €5k▼ -86.2% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-51k▲ 18.1%
2024 · €-62k
2019: €-102k
2020: €-141k▼ -37.9% vs 2019lowest in 7 years
2021: €-106k▲ +24.4% vs 2020
2022: €-77k▲ +27.3% vs 2021
2023: €-79k▼ -1.7% vs 2022
2024: €-62k▲ +20.9% vs 2023
2025: €-51k▲ +18.1% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€174k▲ 18.8%€180k▲ 3.4%€213k▲ 18.4%€218k▲ 2.3%
2021: €147klowest in 5 years
2022: €174k▲ +18.8% vs 2021
2023: €180k▲ +3.4% vs 2022
2024: €213k▲ +18.4% vs 2023
2025: €218k▲ +2.3% vs 2024highest in 5 years
Operating result€55k-€64k▲ 16.5%€21k▼ 67.3%€59k▲ 181%€8k▼ 85.8%
2021: €55k
2022: €64k▲ +16.5% vs 2021highest in 5 years
2023: €21k▼ -67.3% vs 2022
2024: €59k▲ +181% vs 2023
2025: €8k▼ -85.8% vs 2024lowest in 5 years
Net result€30k-€38k▲ 24.0%€8k▼ 80.1%€35k▲ 365%€5k▼ 86.2%
2021: €30k
2022: €38k▲ +24.0% vs 2021highest in 5 years
2023: €8k▼ -80.1% vs 2022
2024: €35k▲ +365% vs 2023
2025: €5k▼ -86.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397k
Fixed assets
€359k ▼ 9.3%
Current assets
€38k ▲ 81.5%
Equity and liabilities €397k
Equity
€218k ▲ 2.3%
Debt
€179k ▼ 12.0%
Debt's share of the balance-sheet total falls from 48.8% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €93k
Cash flow
€42k▼
2024 · €69k
Current ratio
0.43▲
2024 · 0.25
Quick ratio
0.40▲
2024 · 0.22
Debt to equity
0.82▼
2024 · 0.95
ROE
2.2%▼
2024 · 16.3%
ROA
1.2%▼
2024 · 8.4%
Interest coverage
26.05▲
2024 · 11.23
Debt ≤ 1 year
€89k▲
2024 · €83k
Debt > 1 year
€86k▼
2024 · €117k
Income taxes
€2k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€417k€397k▼
Fixed assets21/28€396k€359k▼
Tangible fixed assets22/27€396k€359k▼
Land and buildings22€205k€189k▼
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€30k€23k▼
Other tangible fixed assets26€144k€133k▼
Current assets29/58€21k€38k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€10k€32k▲
Trade receivables40€7k€29k▲
Other amounts receivable41€3k€3k▼
Current investments50/53-€505
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€417k€397k▼
Equity10/15€213k€218k▲
Contributions10/11€80k€80k=
Reserves13€133k€138k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€133k€138k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€203k€179k▼
Amounts payable after more than one year17€117k€86k▼
Financial debts170/4€117k€86k▼
Amounts payable within one year42/48€83k€89k▲
Current portion of amounts payable after more than one year42€38k€35k▼
Trade debts44€10k€28k▲
Suppliers440/4€10k€28k▲
Taxes, remuneration and social security45€0€847▲
Taxes450/3€0€847▲
Remuneration and social security454/9€0-
Other amounts payable47/48€36k€26k▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€15k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€37k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€98k€49k▼
Operating profit (loss)9901€59k€8k▼
Financial income75/76B€193€579▲
Recurring financial income75€193€579▲
Financial charges65/66B€8k€2k▼
Recurring financial charges65€8k€2k▼
Profit (loss) for the period before taxes9903€51k€7k▼
Income taxes67/77€16k€2k▼
Profit (loss) for the period9904€35k€5k▼
Profit (loss) for the period to be appropriated9905€35k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€5k▼
Transfer to equity691/2€33k€5k▼
To other reserves6921€33k€5k▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €15k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €44k | €41k | €34k | €37k | ▲ 7.9% |
| Other operating charges640/8 | - | €5k | €5k | €5k | €4k | ▼ 16.3% |
| Gross operating margin9900 | €102k | €113k | €67k | €98k | €49k | ▼ 49.7% |
| Operating profit (loss)9901 | €55k | €64k | €21k | €59k | €8k | ▼ 85.8% |
| Financial income75/76B | - | €2k | €612 | €193 | €579 | ▲ 199% |
| Recurring financial income75 | €325 | €2k | €612 | €193 | €579 | ▲ 199% |
| Financial charges65/66B | - | €10k | €9k | €8k | €2k | ▼ 79.1% |
| Recurring financial charges65 | €11k | €10k | €9k | €8k | €2k | ▼ 79.1% |
| Profit (loss) for the period before taxes9903 | €45k | €56k | €13k | €51k | €7k | ▼ 85.9% |
| Income taxes67/77 | €14k | €18k | €5k | €16k | €2k | ▼ 85.1% |
| Profit (loss) for the period9904 | €30k | €38k | €8k | €35k | €5k | ▼ 86.2% |
| Profit (loss) for the period to be appropriated9905 | €30k | €38k | €8k | €35k | €5k | ▼ 86.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €497k | €494k | €461k | €417k | €397k | ▼ 4.7% |
| Fixed assets21/28 | €436k | €419k | €398k | €396k | €359k | ▼ 9.3% |
| Intangible fixed assets21 | €2k | €1k | - | - | - | - |
| Tangible fixed assets22/27 | €434k | €418k | €398k | €396k | €359k | ▼ 9.3% |
| Land and buildings22 | - | €239k | €222k | €205k | €189k | ▼ 8.0% |
| Plant, machinery and equipment23 | - | €10k | €18k | €17k | €14k | ▼ 16.9% |
| Furniture and vehicles24 | - | €3k | €4k | €30k | €23k | ▼ 24.0% |
| Leasing and similar rights25 | - | €3k | - | - | - | - |
| Other tangible fixed assets26 | - | €163k | €154k | €144k | €133k | ▼ 7.2% |
| Current assets29/58 | €60k | €76k | €62k | €21k | €38k | ▲ 81.5% |
| Stocks and contracts in progress3 | €3k | €3k | €2k | €2k | €3k | ▲ 4.7% |
| Stocks30/36 | - | €3k | €2k | €2k | €3k | ▲ 4.7% |
| Amounts receivable within one year40/41 | €25k | €26k | €53k | €10k | €32k | ▲ 203% |
| Trade receivables40 | - | €26k | €50k | €7k | €29k | ▲ 311% |
| Other amounts receivable41 | - | - | €3k | €3k | €3k | ▼ 19.9% |
| Current investments50/53 | - | - | - | - | €505 | - |
| Cash at bank and in hand54/58 | €30k | €45k | €4k | €6k | €2k | ▼ 60.4% |
| Deferred charges and accrued income490/1 | - | €1k | €3k | €2k | €1k | ▼ 45.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €497k | €494k | €461k | €417k | €397k | ▼ 4.7% |
| Equity10/15 | €147k | €174k | €180k | €213k | €218k | ▲ 2.3% |
| Contributions10/11 | - | €80k | €80k | €80k | €80k | = |
| Reserves13 | €67k | €94k | €100k | €133k | €138k | ▲ 3.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €93k | €99k | €133k | €138k | ▲ 3.6% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €350k | €320k | €280k | €203k | €179k | ▼ 12.0% |
| Amounts payable after more than one year17 | €180k | €164k | €137k | €117k | €86k | ▼ 26.7% |
| Financial debts170/4 | - | €164k | €137k | €117k | €86k | ▼ 26.7% |
| Amounts payable within one year42/48 | €166k | €153k | €141k | €83k | €89k | ▲ 7.2% |
| Current portion of amounts payable after more than one year42 | - | €38k | €41k | €38k | €35k | ▼ 9.0% |
| Trade debts44 | €17k | €37k | €44k | €10k | €28k | ▲ 192% |
| Suppliers440/4 | - | €37k | €44k | €10k | €28k | ▲ 192% |
| Taxes, remuneration and social security45 | - | €14k | €2k | €0 | €847 | - |
| Taxes450/3 | - | €14k | €1k | €0 | €847 | - |
| Remuneration and social security454/9 | - | €874 | €873 | €0 | - | - |
| Other amounts payable47/48 | - | €64k | €53k | €36k | €26k | ▼ 27.8% |
| Accrued charges and deferred income492/3 | - | €3k | €3k | €3k | €4k | ▲ 37.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30k | €38k | €8k | €35k | €5k | ▼ 86.2% |
| + Depreciation and write-downs630 | €42k | €44k | €41k | €34k | €37k | ▲ 7.9% |
| Operating cash flow (approximation) | €72k | €82k | €48k | €69k | €42k | ▼ 39.7% |
| Investment in fixed assets (approximation) | - | €-26k | €-21k | €-32k | €0 | ▲ 100% |
| Change in cash | - | €16k | €-41k | €2k | €-4k | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €5k ▼86.2%
Net result drops to €5k, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €213k ▲18.4%
6 profitable years in a row build equity to €213k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €38k ▲24%
Operating result €64k, net result €38k, both a record.
30-06
Financial
Equity above €150kEq €174k ▲18.8%
4 profitable years in a row build equity to €174k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2014
Ground area
551 m²
Building footprint
1,863 m²
Parcel 36007C0056/00B005, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FRANK INTERIEUR
since 20142.229.662.289
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007C0056/00B005 | Flanders | 551 m² | 1 · 1,863 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 171 EUR awarded · 171 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 171 EUR | 171 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2014
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
46494Wholesale of non-electrical household articles
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
73300Public relations and communication consultancy
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Scores and ratios are computed by Checked and are not a credit decision.