Franja
ActiveSummary
Franja has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €85k. Its solvency ranks better than 44% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.11; short-term debt: 26.8% of total assets), but 58.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
40.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€88k
Total assets
€211k
Net result
€85k
Working capital
€63k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €211k
Fixed assets
€92k
Current assets
€119k
Equity and liabilities €211k
Equity
€88k
Debt
€123k
Debt finances 58.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€123k
Cash flow
€97k
Current ratio
2.11
Debt to equity
1.39
ROE
96.6%
ROA
40.4%
Interest coverage
18.71
Debt ≤ 1 year
€56k
Debt > 1 year
€66k
Income taxes
€21k
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet
Code2025
Assets
Total assets20/58€211k
Fixed assets21/28€92k
Tangible fixed assets22/27€92k
Plant, machinery and equipment23€921
Furniture and vehicles24€34k
Leasing and similar rights25€56k
Current assets29/58€119k
Amounts receivable within one year40/41€113k
Trade receivables40€8k
Other amounts receivable41€105k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€211k
Equity10/15€88k
Contributions10/11€3k
Reserves13€85k
Distributable reserves133€85k
Amounts payable17/49€123k
Amounts payable after more than one year17€66k
Financial debts170/4€66k
Amounts payable within one year42/48€56k
Current portion of amounts payable after more than one year42€20k
Financial debts43€14k
Credit institutions430/8€14k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€2k
Gross operating margin9900€125k
Operating profit (loss)9901€111k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€7k
Recurring financial charges65€7k
Profit (loss) for the period before taxes9903€106k
Income taxes67/77€21k
Profit (loss) for the period9904€85k
Profit (loss) for the period to be appropriated9905€85k
Appropriation of the result
Profit (loss) to be appropriated9906€85k
Transfer to equity691/2€85k
To other reserves6921€85k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €125k |
| Operating profit (loss)9901 | €111k |
| Financial income75/76B | €1k |
| Recurring financial income75 | €1k |
| Financial charges65/66B | €7k |
| Recurring financial charges65 | €7k |
| Profit (loss) for the period before taxes9903 | €106k |
| Income taxes67/77 | €21k |
| Profit (loss) for the period9904 | €85k |
| Profit (loss) for the period to be appropriated9905 | €85k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €211k | |
| Fixed assets21/28 | €92k | |
| Tangible fixed assets22/27 | €92k | |
| Plant, machinery and equipment23 | €921 | |
| Furniture and vehicles24 | €34k | |
| Leasing and similar rights25 | €56k | |
| Current assets29/58 | €119k | |
| Amounts receivable within one year40/41 | €113k | |
| Trade receivables40 | €8k | |
| Other amounts receivable41 | €105k | |
| Deferred charges and accrued income490/1 | €6k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €211k | |
| Equity10/15 | €88k | |
| Contributions10/11 | €3k | |
| Reserves13 | €85k | |
| Distributable reserves133 | €85k | |
| Amounts payable17/49 | €123k | |
| Amounts payable after more than one year17 | €66k | |
| Financial debts170/4 | €66k | |
| Amounts payable within one year42/48 | €56k | |
| Current portion of amounts payable after more than one year42 | €20k | |
| Financial debts43 | €14k | |
| Credit institutions430/8 | €14k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €21k | |
| Taxes450/3 | €21k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €85k |
| + Depreciation and write-downs630 | €12k |
| Operating cash flow (approximation) | €97k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2024
Ground area
1,476 m²
Building footprint
132 m²
Volume, LiDAR
749 m³
Parcel 72024D0995/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Franja
since 20242.368.825.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024D0995/00H000 | Flanders | 1,475 m² | 1 · 132 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belma Schrijnwerken
BE 0799.548.630
Aalst · Eq €88,058
Timmer- en Schrijnwerk Degrendel
BE 1016.351.548
Ardooie · Eq €87,970
REMEX
BE 0844.935.326
Mol · Eq €87,953
Vanantwerpen Jan
BE 0468.391.422
Lichtervelde · Eq €88,160
ARTLINEA
BE 0873.131.642
Watermaal-Bosvoorde · Eq €87,886
Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,686 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.