FRANICC
ActiveFRANICC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-133k) and a net result of €-21k. Equity is shrinking by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+3
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2 against 0.24 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-260.9%
Return on assets
-41.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€133k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
21 d late
2023
34 d early
2022
31 d late
2021
25 d late
2020
11 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-133k▼ 18.7%
2024 · €-112k
2018: €25k
2019: €20k
2020: €-20k
2021: €-45k
2022: €-74k
2023: €-95k
2024: €-112k
2018 → 2025
Total assets
€51k▼ 7.4%
2024 · €55k
2018: €133k
2019: €136k
2020: €67k
2021: €43k
2022: €49k
2023: €51k
2024: €55k
2018 → 2025
Net result
€-21k▼ 22.4%
2024 · €-17k
2018: €19k
2019: €-5k
2020: €-39k
2021: €-26k
2022: €-29k
2023: €-20k
2024: €-17k
2018 → 2025
Working capital
€-147k▼ 17.1%
2024 · €-126k
2018: €20k
2019: €12k
2020: €-27k
2021: €-59k
2022: €-87k
2023: €-106k
2024: €-126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45k-€-74k▼ 64.4%€-95k▼ 27.5%€-112k▼ 18.0%€-133k▼ 18.7%
Operating result€-27k-€-29k▼ 8.7%€-23k▲ 21.4%€-19k▲ 16.3%€-23k▼ 16.6%
Net result€-26k-€-29k▼ 13.9%€-20k▲ 29.7%€-17k▲ 16.5%€-21k▼ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €19k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€15k▲ 4.7%
Current assets
€36k▼ 11.7%
Key figures and ratios
EBITDA
€-21k▼
2024 · €-18k
Cash flow
€-20k▼
2024 · €-16k
Solvency
-260.9%▼
2024 · -203.5%
Current ratio
0.20▼
2024 · 0.24
Quick ratio
0.01▼
2024 · 0.03
Debt / equity
-1.38▲
2024 · -1.49
ROE
15.8%▲
2024 · 15.3%
ROA
-41.1%▼
2024 · -31.1%
Interest coverage
-7.37▼
2024 · -6.16
Debt
€184k▲
2024 · €167k
Debt ≤ 1 year
€183k▲
2024 · €166k
Staff costs
€53k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€51k▼
Fixed assets21/28€15k€15k▲
Tangible fixed assets22/27€15k€15k▲
Land and buildings22€10k€9k▼
Assets under construction and advance payments27€4k€6k▲
Current assets29/58€41k€36k▼
Stocks and contracts in progress3€35k€33k▼
Stocks30/36€35k€33k▼
Amounts receivable within one year40/41€786€96▼
Trade receivables40€690€96▼
Other amounts receivable41€96€0▼
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€2k€752▼
Equity and liabilities
Total equity and liabilities10/49€55k€51k▼
Equity10/15€-112k€-133k▼
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Tax-exempt reserves132€550€550=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-152k€-173k▼
Amounts payable17/49€167k€184k▲
Amounts payable within one year42/48€166k€183k▲
Financial debts43€29k€26k▼
Credit institutions430/8€29k€26k▼
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Advances received on contracts in progress46€505€0▼
Taxes, remuneration and social security45€21k€29k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€13k€20k▲
Other amounts payable47/48€113k€121k▲
Accrued charges and deferred income492/3€615€666▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€34k▲
Operating profit (loss)9901€-19k€-23k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-17k€-21k▼
Profit (loss) for the period9904€-17k€-21k▼
Profit (loss) for the period to be appropriated9905€-17k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-152k€-173k▼
Profit (loss) brought forward from the previous period14P€-135k€-152k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Th. De Beckerstraat 243200 AarschotGround area
482 m²
Building footprint
98 m²
Volume, LiDAR
1,238 m³
Parcel 24662H0267/00T000, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FRANICC BVBA
since 20042.139.586.903
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0267/00T000 | Flanders | 482 m² | 1 · 98 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0473.048.016
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LEALE
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RAKI TEX
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Of 683 companies in sector 46412 we hold annual accounts for 512. 235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2004
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
51410
52421
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.bessaarschot.be