Financials
- Financial year
- 2025
- Total assets
- €1,625
- Loss
- -€429
- Solvency
- -537.6%
Total assets=
Net result
20192025
FRANCOISE STEPHANIE
ActiveSummary
The computed 12-month bankruptcy probability of FRANCOISE STEPHANIE is 1.9% (moderate). The 2025 annual accounts show negative equity (-€8,737) and a net result of -€429. Equity is shrinking by about 11% per year across the filed financial years. The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“De handel in geslepen en ruwe diamant” (deed in Dutch)
From the articles, 13 activitiesNo NACE code in the KBO yet1 site
Size
€1,625total assets 2025
- Equity
- -€8,737
- Loss
- -€429
Turnover not published (micro format)
Structure
- VAN dEN NEUCKER ChristopheDirector
2025 accounts 15 days early1 of 5 deeds summarised
Why 52raises riskLoss of €429, the second in a row (financial year 2025)Negative equity -€8,737No main activity registeredlowers riskSize: total assets €1,625Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency
0=
equity -537.6% of total assets
Liquidity
0=
short-term debt 637.6%
Profitability
0=
return on assets -26.4%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.9%
12-2024: 1.9%● unchanged vs 11-2024
01-2025: 2.1%▲ +0.2 percentage points vs 12-2024
02-2025: 2.7%▲ +0.6 percentage points vs 01-2025highest value
03-2025: 2.1%▼ -0.6 percentage points vs 02-2025
04-2025: 2.1%● unchanged vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 2.1%● unchanged vs 05-2025
07-2025: 2.1%● unchanged vs 06-2025
08-2025: 2.1%● unchanged vs 07-2025
09-2025: 2.2%▲ +0.1 percentage points vs 08-2025
10-2025: 2.2%● unchanged vs 09-2025
11-2025: 2.2%● unchanged vs 10-2025
12-2025: 2.2%● unchanged vs 11-2025
01-2026: 2.5%▲ +0.3 percentage points vs 12-2025
02-2026: 1.8%▼ -0.7 percentage points vs 01-2026lowest value
03-2026: 1.8%● unchanged vs 02-2026lowest value
04-2026: 1.8%● unchanged vs 03-2026lowest value
05-2026: 1.8%● unchanged vs 04-2026lowest value
06-2026: 1.8%● unchanged vs 05-2026lowest value
07-2026: 1.8%● unchanged vs 06-2026lowest value
08-2026: 1.8%● unchanged vs 07-2026lowest value
09-2026: 1.9%▲ +0.1 percentage points vs 08-2026
10-2026: 1.9%● unchanged vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 1% on liquidity, 4% on profitability and 31% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€8,737
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 days early
2024
7 days late
2023
6 days early
2022
10 days early
2021
1 day late
2020
3 days early
2019
65 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 13 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€1,731
Key points
By topic
Board & ownership
- Board
- 1 member
- VAN dEN NEUCKER ChristopheDirector
Timeline
- Events
- 19
- Since
- 2010
- Next accounts
- by 31-01-2027
- 25-01-2024Annual accounts filed
- 15-01-2024Amendment of the articles · Legal-form change…
- 21-01-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 08-07-2008
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 23
- Annual meeting
- Fourth Friday of October at 14:00
- Purpose
- “De handel in geslepen en ruwe diamant; De handel in geslepen en ruwe edelstenen; De in-en…” (deed in Dutch)
Key facts about FRANCOISE STEPHANIE
- What is the company number of FRANCOISE STEPHANIE?
- 0899.120.120. In Belgium the VAT number is the company number with BE in front: BE 0899.120.120.
- Where is FRANCOISE STEPHANIE based?
- The registered office is at Charbolaan 41, 1030 Schaarbeek.Company details
- What is the legal form of FRANCOISE STEPHANIE?
- Private limited company (BV).
- When was FRANCOISE STEPHANIE founded?
- On 08-07-2008.
- Is FRANCOISE STEPHANIE still active?
- Yes, FRANCOISE STEPHANIE is an active enterprise in the KBO register.
- What is the turnover of FRANCOISE STEPHANIE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is FRANCOISE STEPHANIE profitable?
- In financial year 2025, FRANCOISE STEPHANIE made a loss of €429.
- Where can I find the annual accounts of FRANCOISE STEPHANIE?
- FRANCOISE STEPHANIE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FRANCOISE STEPHANIE due?
- By 31-01-2027, for financial year 2026.Timeline
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