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FRANCOIS R.

Active
Private limited companyfounded 2006active for 20 yearsRue du Fourneau 13, 5651 Walcourt, BelgiumKBO/BCE: BE 0883.265.568
Summary

FRANCOIS R. has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280,280 and a net result of €47,862. Equity has been growing by about 29% per year since 2019. Its solvency ranks better than 45% of 1,030 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-09-2006 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Joint committees
124 Construction
145 Horticulture
200 Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.155.931.403 5651 Walcourt, since 06-09-2006
Financial year end
31 December
Peppol
Reachable since 19-10-2026

Board and ownership

Board
Shareholders
  • FRANCOIS ROUSSEAUXannual accounts 30-06-2017
  • FREDDY ROUSSEAUXannual accounts 30-06-2017

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€1.1m
▼ 27.0%
Turnover
≈ €1.9m
estimated
Profit
€47,862
▼ 51.6%
Equity
€280,280
▲ 20.6%
Total assets
€960,170
▲ 24.1%
Employees on 31-12-2025
24
=
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: 23.1 FTE, total assets €960,170lowers riskFounded in 2006Liquidity: current ratio 1.47, cash €215,951Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 54-1
equity 29.2% of total assets
Liquidity 56+18
short-term debt 45.9% · cash 22.5%
Profitability 75-10
return on assets 5.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.5%▲ +0.2 percentage points vs 12-2024 02-2025: 0.7%▲ +0.2 percentage points vs 01-2025 03-2025: 0.9%▲ +0.2 percentage points vs 02-2025 04-2025: 1.2%▲ +0.3 percentage points vs 03-2025 05-2025: 1.4%▲ +0.2 percentage points vs 04-2025 06-2025: 1.7%▲ +0.3 percentage points vs 05-2025 07-2025: 3.1%▲ +1.4 percentage points vs 06-2025 08-2025: 3.0%▼ -0.1 percentage points vs 07-2025 09-2025: 3.1%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -2.8 percentage points vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.29 in 2024), below the usual 1.5. Short-term debt is 45.9% and cash 22.5% of total assets. 70.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 47% of them on solvency, 76% on liquidity, 74% on profitability and 81% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.47, cash €215,951
NBB · annual accounts
raises risk · Size: 23.1 FTE, total assets €960,170
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
28 days late
2023
on the day
2022
on the day
2021
4 days early
2020
1 day late
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €98,805 to €47,862 ▼ 51.6% View
  • Positive: 9th largest employer in Walcourtin the Checked rankings No. 9 View
  • Positive: 7 profitable years in a rowprofit 2025: €47,862 7 years View

Recent changes

  1. · Gazette deed Changes of role: ROUSSEAUX, François Freddy, ROUSSEAUX, Coralie and ROUSSEAUX, Yoann Léon Eugène VictorDirector discharge: ROUSSEAUX, François Freddy · Director discharge: ROUSSEAUX, Coralie · Director discharge: ROUSSEAUX, Yoann Léon Eugène Victor
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as FRANCOIS R.: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €674,000 and €1.3m, founded between 2002 and 2010.

CompanyTotal assetsGross margin
FRANCOIS R. Walcourt€1.0m€1.1m
CONSTRUCT -TIM Andenne€0.8m€1.0m
Veralu Install Antwerp€1.0m€1.1m
TOUT DANS UN Wommelgem€0.7m€1.2m
A.D.F. Constructions Antoing€1.2m€0.9m
DERITO QUALITY Geraardsbergen€1.3m€1.6m
TEGELBEDRIJF STRUBBE Ichtegem€1.0m€1.0m
Full comparison

Key facts about FRANCOIS R.

What is the company number of FRANCOIS R.?
The company number of FRANCOIS R. is 0883.265.568. The VAT number is the same number with BE in front: BE 0883.265.568.
Where is FRANCOIS R. based?
The registered office is at Rue du Fourneau 13, 5651 Walcourt.Company details
What does FRANCOIS R. do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FRANCOIS R.?
FRANCOIS R. is a private limited company (BV).
When was FRANCOIS R. founded?
FRANCOIS R. was founded on 01-09-2006.
Is FRANCOIS R. still active?
Yes, FRANCOIS R. is an active enterprise in the KBO register.
How many employees does FRANCOIS R. have?
FRANCOIS R. had an average of 23.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does FRANCOIS R. fall under?
In its 2025 annual accounts, FRANCOIS R. states joint committees 124 (Construction), 145 (Horticulture) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of FRANCOIS R.?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €1.1m and 1,584 comparable companies of the same size. It probably lies between €1.3m and €3.0m. It is a rough estimate.
Is FRANCOIS R. profitable?
In financial year 2025, FRANCOIS R. made a profit of €47,862.
Where can I find the annual accounts of FRANCOIS R.?
FRANCOIS R. filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FRANCOIS R. due?
FRANCOIS R. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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