FranchYrNord
ActiveThe computed 12-month bankruptcy probability of FranchYrNord is 6.9% (elevated). The 2025 annual accounts show equity of €99k and a net result of €61k. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 4126 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency26▲+1
Growth32=
Stability94
Bankruptcy probability, 12 months
6.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.18 in 2024), and 84.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.5%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
85 d early
2024
83 d early
2023
86 d early
2022
98 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61k▼ 9.9%
2024 · €67k
2022: €84k
2023: €70k
2024: €67k
2022 → 2025
Working capital
€99k▼ 0.3%
2024 · €99k
2022: €174k
2023: €244k
2024: €99k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€174k-€244k▲ 40.4%€99k▼ 59.2%€99k▼ 0.3%
Operating result€130k-€96k▼ 26.0%€91k▼ 5.7%€86k▼ 5.4%
Net result€84k-€70k▼ 16.1%€67k▼ 3.9%€61k▼ 9.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 5% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €641k
Equity
€99k▼ 0.3%
Debt
€542k▼ 3.1%
The debt ratio falls from 84.9% to 84.5%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
15.5%▲
2024 · 15.1%
Current ratio
1.18▲
2024 · 1.18
Quick ratio
1.18▲
2024 · 1.18
Debt / equity
5.47▼
2024 · 5.63
ROE
61.3%▼
2024 · 67.8%
ROA
9.5%▼
2024 · 10.2%
Debt
€542k▼
2024 · €560k
Debt ≤ 1 year
€542k▼
2024 · €560k
Income taxes
€27k▲
2024 · €27k
Staff costs
€1.58M▲
2024 · €1.58M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€659k€641k▼
Current assets29/58€659k€641k▼
Amounts receivable within one year40/41€654k€634k▼
Trade receivables40€576k€570k▼
Other amounts receivable41€78k€64k▼
Cash at bank and in hand54/58€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€659k€641k▼
Equity10/15€99k€99k▼
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Reserves13€9k€9k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Profit (loss) carried forward14€397€143▼
Amounts payable17/49€560k€542k▼
Amounts payable within one year42/48€560k€542k▼
Trade debts44€116k€131k▲
Suppliers440/4€116k€131k▲
Taxes, remuneration and social security45€376k€266k▼
Taxes450/3€66k€54k▼
Remuneration and social security454/9€311k€212k▼
Other amounts payable47/48€67k€146k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.58M€1.58M▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€1.67M€1.67M▲
Operating profit (loss)9901€91k€86k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€94k€88k▼
Income taxes67/77€27k€27k▲
Profit (loss) for the period9904€67k€61k▼
Profit (loss) for the period to be appropriated9905€67k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€61k▼
Profit (loss) brought forward from the previous period14P€145k€397▼
Profit to be distributed694/7€212k€61k▼
Return on contributions (dividend)694€212k€61k▼
Social balance
Average headcount (FTE)908730.029.7▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €61k ▼9.9%
Net result drops to €61k, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200kEq €244k ▲40.4%
2 profitable years in a row build equity to €244k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 16 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Follet(K) 507540 TournaiGround area
20.1 ha
Building footprint
14.0 ha
Volume, LiDAR
1,093,737 m³
16 parcels, Flanders, Wallonia · tallest building 64.2 m, ±10 floors. Linked by address, not a title deed.
16 establishment units
SCHOONHEIDSCENTRUM YVES ROCHER
since 20022.143.750.082
CENTRE DE BEAUTE YVES ROCHER
since 20072.175.935.672
CENTRE DE BEAUTE YVES ROCHER
since 20092.180.052.036
YVES ROCHER
since 20112.200.157.067
Yves Rocher Lommel
since 20142.236.908.090
Yves Rocher
since 20142.236.908.189
Show 10 more locations
Yves Rocher
since 20152.241.753.241
YVES ROCHER
since 20152.244.125.286
CENTRE DE BEAUTE YVES ROCHER
since 20182.200.155.285
FranchYrNord
since 20212.321.748.052
Yves Rocher Brugge
since 20212.322.125.659
YVES ROCHER ROESELAERE
since 20222.335.919.158
SCHOONHEIDSCENTRUM YVES ROCHER
since 20232.350.552.302
Yves Rocher Brasschaat
since 20252.380.055.148
Yves Rocher Heist-op-den-Berg
since 20252.380.055.544
Yves Rocher Wijnegem
since 20262.390.599.642
16 parcels
Flanders
15
(93.8%)
Wallonia
1
(6.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D1028/00K000 | Flanders | 6.0 ha | 1 · 1.7 ha | 11.6 m · 2 fl. |
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
| 71016I1055/00H000 | Flanders | 2.9 ha | 1 · 2.5 ha | 64.2 m · 2 fl. |
| 41362B1603/00G000 | Flanders | 2.2 ha | 1 · 2.2 ha | 22.5 m · 1 fl. |
| 57042C0786/00P002 | Wallonia | 2.1 ha | 1 · 2.4 ha | 12.6 m · 2 fl. |
| 11803C2165/00M000 | Flanders | 8,022 m² | 1 · 608 m² | 32.8 m · 10 fl. |
| 72020C0747/00M003 | Flanders | 873 m² | 1 · 459 m² | 10.4 m · 1 fl. |
| 38402D0385/00C000 | Flanders | 699 m² | 1 · 543 m² | 22.1 m · 5 fl. |
| 12014K0650/00C003 | Flanders | 524 m² | 1 · 149 m² | 11.7 m · 2 fl. |
| 36502B0016/00G000 | Flanders | 482 m² | 1 · 176 m² | 14.0 m · 2 fl. |
| 11324D0589/00S000 | Flanders | 175 m² | 1 · 175 m² | 12.9 m · 4 fl. |
| 31332F0082/00_000 | Flanders | 150 m² | 1 · 309 m² | 18.9 m · 5 fl. |
| 71022H0200/00K000 | Flanders | 108 m² | 1 · 118 m² | 15.7 m · 3 fl. |
| 71053H1029/00C000 | Flanders | 86 m² | 1 · 86 m² | 14.4 m · 4 fl. |
| 12021G0696/00K000 | Flanders | 78 m² | 1 · 78 m² | 13.5 m · 2 fl. |
| 31803C0050/00A000 | Flanders | 71 m² | 1 · 57 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 15
16 of 16 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 5 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Similar companies · same sector, comparable size
MAJD TRADING
BE 0741.412.174
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PROMOPHAR
BE 0863.732.738
Brussel · Eq €97k
DR. BAUMANN INTERNATIONAL
BE 0878.804.360
Wuustwezel · Eq €97k
Beauty Boutique
BE 0872.050.784
Oudenaarde · Eq €96k
DI-MARNI
BE 0751.755.443
Voeren · Eq €96k
Of 2,061 companies in sector 47750 we hold annual accounts for 511. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-2021
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.