FRANCESCANI
ActiveThe computed 12-month bankruptcy probability of FRANCESCANI is 2.3% (moderate). The 2025 annual accounts show equity of €317k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 44% of 13306 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+9
Solvency48=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.1 in 2024; short-term debt: 17.1% and cash: 2.7% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
-0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2022
9 d late
2021
13 d early
2020
30 d late
2019
89 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▲ 33.4%
2024 · €-8k
2018: €3k
2019: €8k
2020: €18k
2021: €8k
2022: €9k
2024: €-8k
2018 → 2025
Working capital
€-191k▲ 17.8%
2024 · €-232k
2018: €-68k
2019: €-86k
2020: €-119k
2021: €-133k
2022: €-104k
2024: €-232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€314k-€322k▲ 2.4%€331k▲ 2.9%€323k▼ 2.5%€317k▼ 1.7%
Operating result€43k-€29k▼ 33.4%€17k▼ 42.4%€38k▲ 125%€16k▼ 57.2%
Net result€18k-€8k▼ 57.2%€9k▲ 23.5%€-8k€-5k▲ 33.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€1.32M▼ 4.6%
Current assets
€42k▲ 65.0%
Equity and liabilities €1.36M
Equity
€317k▼ 1.7%
Debt
€1.04M▼ 3.9%
The debt ratio falls from 77.1% to 76.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €125k
Cash flow
€62k▼
2024 · €79k
Solvency
23.3%▲
2024 · 22.9%
Current ratio
0.18▲
2024 · 0.10
Quick ratio
0.18▲
2024 · 0.10
Debt / equity
3.29▼
2024 · 3.36
ROE
-1.7%▲
2024 · -2.5%
ROA
-0.4%▲
2024 · -0.6%
Interest coverage
3.83▲
2024 · 2.70
Debt
€1.04M▼
2024 · €1.08M
Debt ≤ 1 year
€232k▼
2024 · €257k
Debt > 1 year
€803k=
2024 · €803k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.36M▼
Fixed assets21/28€1.38M€1.32M▼
Tangible fixed assets22/27€1.38M€1.32M▼
Land and buildings22€1.38M€1.32M▼
Financial fixed assets28€0-
Current assets29/58€25k€42k▲
Amounts receivable within one year40/41€3k€1k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€19k€36k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.36M▼
Equity10/15€323k€317k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€309k€303k▼
Amounts payable17/49€1.08M€1.04M▼
Amounts payable after more than one year17€803k€803k=
Financial debts170/4€798k€798k=
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€257k€232k▼
Trade debts44€158€82▼
Suppliers440/4€158€82▼
Advances received on contracts in progress46-€560
Other amounts payable47/48€257k€232k▼
Accrued charges and deferred income492/3€24k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€68k▼
Other operating charges640/8€21k€16k▼
Gross operating margin9900€146k€100k▼
Operating profit (loss)9901€38k€16k▼
Financial income75/76B€50€398▲
Recurring financial income75€50€398▲
Financial charges65/66B€46k€22k▼
Recurring financial charges65€46k€22k▼
Profit (loss) for the period before taxes9903€-9k€-5k▲
Income taxes67/77€-434-
Profit (loss) for the period9904€-8k€-5k▲
Profit (loss) for the period to be appropriated9905€-8k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€309k€303k▼
Profit (loss) brought forward from the previous period14P€317k€309k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-8k ▼187%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €18k ▲120%
Operating result €43k, net result €18k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Bockstaellaan 4261020 BrusselGround area
238 m²
Building footprint
226 m²
Volume, LiDAR
3,126 m³
Parcel 21816C0042/00L009, Brussels · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FRANCESCANI SPRL
since 19982.088.489.974
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0042/00L009 | Brussels | 238 m² | 1 · 226 m² | 20.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUMAC
BE 0418.720.591
Brussel · Eq €317k
MISTER MONKEY
BE 0682.621.563
Middelkerke · Eq €318k
The Square Kermt
BE 0828.775.324
Hasselt · Eq €318k
MCLT
BE 0778.483.396
Sombreffe · Eq €317k
B & M
BE 0463.892.602
Aalst · Eq €317k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 7,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-1998
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55302
55522
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.