FRANCAREX
ActiveFRANCAREX has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-5k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-03-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 d early
2024
42 d early
2023
42 d early
2022
61 d early
2021
61 d early
2020
51 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 4.6%
2024 · €108k
2018: €154k
2019: €155k
2020: €142k
2021: €130k
2022: €122k
2023: €113k
2024: €108k
2018 → 2025
Total assets
€103k▼ 4.6%
2024 · €108k
2018: €154k
2019: €162k
2020: €150k
2021: €142k
2022: €127k
2023: €113k
2024: €108k
2018 → 2025
Net result
€-5k▲ 9.2%
2024 · €-5k
2018: €-948
2019: €7k
2020: €-12k
2021: €-12k
2022: €-8k
2023: €-9k
2024: €-5k
2018 → 2025
Working capital
€122k▼ 6.1%
2021 · €130k
2019: €144k
2020: €135k
2021: €130k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€122k▼ 6.1%€113k▼ 7.2%€108k▼ 4.8%€103k▼ 4.6%
Operating result€-13k-€-11k▲ 15.8%€-9k▲ 20.8%€-5k▲ 38.5%€-5k▲ 9.5%
Net result€-12k-€-8k▲ 34.4%€-9k▼ 11.6%€-5k▲ 38.1%€-5k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€344▼ 53.7%
Current assets
€103k▼ 4.3%
Key figures and ratios
EBITDA
€-4k▲
2024 · €-5k
Cash flow
€-5k▲
2024 · €-5k
Solvency
100.0%=
2024 · 100.0%
ROE
-4.8%▲
2024 · -5.1%
ROA
-4.8%▲
2024 · -5.1%
Interest coverage
-26.05▲
2024 · -29.28
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€103k▼
Fixed assets21/28€744€344▼
Tangible fixed assets22/27€744€344▼
Furniture and vehicles24€744€344▼
Current assets29/58€107k€103k▼
Amounts receivable after more than one year29€106k€97k▼
Other amounts receivable291€106k€97k▼
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€108k€103k▼
Equity10/15€108k€103k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€81k€76k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400▼
Other operating charges640/8€384€387▲
Gross operating margin9900€-5k€-4k▲
Operating profit (loss)9901€-5k€-5k▲
Financial charges65/66B€168€169▲
Recurring financial charges65€168€169▲
Profit (loss) for the period before taxes9903€-5k€-5k▲
Profit (loss) for the period9904€-5k€-5k▲
Profit (loss) for the period to be appropriated9905€-5k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€76k▼
Profit (loss) brought forward from the previous period14P€87k€81k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 25.59
Current ratio from 12.37 to 25.59; short-term debt falls from €11k to €5k.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-12k ▼291%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
George Bergmannlaan 531050 ElseneGround area
2,777 m²
Building footprint
384 m²
Volume, LiDAR
6,226 m³
2 parcels, Brussels, Wallonia · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Libération, Hour 18, 5563 Houyet
since 19962.074.525.439
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91070C0479/00G000 | Wallonia | 2,195 m² | - | - |
| 21446D0030/00L011 | Brussels | 582 m² | 1 · 384 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CALLEMEYN DEBROUX
BE 0442.747.194
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HYDROM
BE 0446.667.776
Gent · Eq €105k
M.E.P.I.
BE 0445.358.771
Sombreffe · Eq €106k
AXXOM INTERNATIONAL
BE 0808.165.891
Gembloux · Eq €107k
CODEART asbl
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Plombières · Eq €98k
Of 824 companies in sector 46620 we hold annual accounts for 639. 385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-12-1995
Fiscal year end30-09
Activities, NACEBEL
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.