FRANA
ActiveFRANA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €28k. Its solvency ranks better than 15% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+52
Solvency32▲+7
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.32 against 1.0 in 2024; short-term debt: 46.1% and cash: 4.9% of total assets), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
7.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
129 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 7,823%
2024 · €357
2024: €357
2024 → 2025
Total assets
€392k▲ 287%
2024 · €101k
2024: €101k
2024 → 2025
Net result
€28k
2024 · €-5k
2024: €-5k
2024 → 2025
Working capital
€-123k
2024 · €357
2024: €357
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€357-€28k▲ 7,823%
Operating result€-5k-€39k
Net result€-5k-€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €39k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€334k
Current assets
€58k
Equity and liabilities €392k
Equity
€28k▲ 7,823%
Debt
€364k▲ 261%
The debt ratio falls from 99.6% to 92.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k
Cash flow
€47k
Solvency
7.2%▲
2024 · 0.4%
Current ratio
0.32▼
2024 · 1.00
Quick ratio
0.32▼
2024 · 1.00
Debt / equity
12.89
ROE
98.7%
ROA
7.1%▲
2024 · -4.6%
Interest coverage
10.20
Debt
€364k▲
2024 · €101k
Debt ≤ 1 year
€181k▲
2024 · €101k
Debt > 1 year
€183k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€392k▲
Fixed assets21/28-€334k
Tangible fixed assets22/27-€334k
Land and buildings22-€296k
Plant, machinery and equipment23-€8k
Furniture and vehicles24-€30k
Current assets29/58€101k€58k▼
Amounts receivable within one year40/41€6k€37k▲
Trade receivables40-€37k
Other amounts receivable41€6k€8▼
Cash at bank and in hand54/58€95k€19k▼
Deferred charges and accrued income490/1€208€1k▲
Equity and liabilities
Total equity and liabilities10/49€101k€392k▲
Equity10/15€357€28k▲
Contributions10/11€5k€5k=
Reserves13-€23k
Distributable reserves133-€23k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€101k€364k▲
Amounts payable after more than one year17-€183k
Financial debts170/4-€183k
Amounts payable within one year42/48€101k€181k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45-€10k
Taxes450/3-€10k
Other amounts payable47/48€100k€148k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€19k
Other operating charges640/8€387€7k▲
Gross operating margin9900€-4k€65k▲
Operating profit (loss)9901€-5k€39k▲
Financial income75/76B€27€643▲
Recurring financial income75€27€643▲
Financial charges65/66B€1€6k▲
Recurring financial charges65€1€6k▲
Profit (loss) for the period before taxes9903€-5k€34k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€-5k€28k▲
Profit (loss) for the period to be appropriated9905€-5k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€23k▲
Profit (loss) brought forward from the previous period14P-€-5k
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Elisabeth(TOU) 1117500 TournaiGround area
951 m²
Building footprint
96 m²
Volume, LiDAR
726 m³
Parcel 57462A0064/00L004, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRANA
since 20242.361.482.816
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0064/00L004 | Wallonia | 951 m² | 1 · 96 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 33,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.