Fran Flowers
ActiveFran Flowers has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-27k) and a net result of €-13k. Equity is shrinking by ~56.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-12
Solvency0▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.77 in 2023; short-term debt: 156.4% and cash: 17.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-69.7%
Return on assets
-32.7%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
58 d late
2022
59 d late
2021
3 d late
2020
30 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-27k▼ 88.2%
2023 · €-14k
2019: €17k
2020: €15k
2021: €21k
2022: €-10k
2023: €-14k
2019 → 2024
Total assets
€39k▼ 36.8%
2023 · €62k
2019: €28k
2020: €27k
2021: €37k
2022: €72k
2023: €62k
2019 → 2024
Net result
€-13k▼ 178%
2023 · €-5k
2019: €615
2020: €-2k
2021: €6k
2022: €-31k
2023: €-5k
2019 → 2024
Working capital
€-30k▼ 100%
2023 · €-15k
2019: €17k
2020: €15k
2021: €21k
2022: €11k
2023: €-15k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€21k▲ 42.7%€-10k€-14k▼ 46.4%€-27k▼ 88.2%
Operating result€-2k-€9k€-30k€-2k▲ 93.5%€-11k▼ 463%
Net result€-2k-€6k€-31k€-5k▲ 85.1%€-13k▼ 178%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39k
Fixed assets
€8k▼ 24.5%
Current assets
€31k▼ 39.4%
Key figures and ratios
EBITDA
€-8k▼
2023 · €741
Cash flow
€-10k▼
2023 · €-2k
Solvency
-69.7%▼
2023 · -23.4%
Current ratio
0.50▼
2023 · 0.77
Quick ratio
0.27▼
2023 · 0.32
Debt / equity
-2.43▲
2023 · -5.27
ROA
-32.7%▼
2023 · -7.4%
Interest coverage
-3.93▼
2023 · 0.27
Debt
€66k▼
2023 · €76k
Debt ≤ 1 year
€61k▼
2023 · €66k
Debt > 1 year
€5k▼
2023 · €10k
Staff costs
€17k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€39k▼
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€8k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€51k€31k▼
Stocks and contracts in progress3€29k€14k▼
Stocks30/36€29k€14k▼
Amounts receivable within one year40/41€5k€10k▲
Trade receivables40€5k€10k▲
Cash at bank and in hand54/58€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€62k€39k▼
Equity10/15€-14k€-27k▼
Reserves13€21k€21k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€2k-
Reserves not available under the articles1311€19k€20k▲
Distributable reserves133€561€561=
Profit (loss) carried forward14€-35k€-48k▼
Amounts payable17/49€76k€66k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€66k€61k▼
Current portion of amounts payable after more than one year42€13k€5k▼
Trade debts44€521€2k▲
Suppliers440/4€521€2k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€3k€947▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€44k€49k▲
Income statement
Code20232024
Remuneration, social security and pensions62€14k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€16k€10k▼
Operating profit (loss)9901€-2k€-11k▼
Financial income75/76B€59€228▲
Recurring financial income75€59€228▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-5k€-13k▼
Profit (loss) for the period9904€-5k€-13k▼
Profit (loss) for the period to be appropriated9905€-5k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-48k▼
Profit (loss) brought forward from the previous period14P€-31k€-35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Weakest financial yearnet €-31k ▼591%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 22330 MerksplasGround area
134 m²
Building footprint
161 m²
Volume, LiDAR
1,413 m³
Parcel 13023I0250/00H000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hofken van Olyveten
since 20102.187.942.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023I0250/00H000 | Flanders | 134 m² | 1 · 161 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BO FLOWERS
BE 0472.711.880
Koekelberg · Eq €21k
UP GREEN
BE 0763.720.986
Herve · Eq €21k
Hortusgroen
BE 0783.950.535
Merelbeke-Melle · Eq €21k
ANATRI
BE 0726.667.283
Anderlecht · Eq €21k
No Supermarket Flowers
BE 1012.085.924
Lommel · Eq €21k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,157. 632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2010
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.