Equity
€653,470 ▼ 2.3%
FRAMAZO paid out €100,000 in dividends. That is 118% of the 2025 profit.
FRAMAZO
Lifetime
19 annual accounts with figures on one time axis, 21 filings since 2005peak €221,672 (2024)
€199,923▼ 9.8%
lowest -€3,047 (2010)
€84,625▼ 41.3%
peak €668,844 (2024)
€653,470▼ 2.3%
€1.3m▲ 9.7%
Board3 names since 2022
3 directorsFranky MALENGIER and 2 others
Documentsfilings and deeds
29-01-202691 days before the deadline
2025micro format
Result from €144,100 to €84,625Dividend €100,000Cash from €19,318 to €27,301
Key points
from the 2025 annual accountsResult
€84,625 ▼ 41.3%
The result fell in 2025 from €144,100 to €84,625.
Turnover
≈ €400,000 estimated
The micro format states no turnover.
Liquidity
2.16 was 1.27 in 2024
Short-term debts fell from €127,743 to €125,999.
Filings
21 annual accounts since 2005
The last five annual accounts were filed 36 to 91 days before the end of the period.
Position in the sector
€653,470
More equity than 95% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025highest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.16, cash €27,301
lowers risk
Size: total assets €1.9m
Figures for financial year 2025 (filed on 29-01-2026)
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 33% of them on solvency, 36% on liquidity, 39% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as FRAMAZO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FRAMAZO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for FRAMAZO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16 (1.27 in 2024), above the usual 1.5. Short-term debt is 6.5% and cash 1.4% of total assets. However, 66.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-01-2026, 91 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
91 days early
2024
36 days early
2023
63 days early
2022
55 days early
2021
58 days early
2020
65 days early
2019
65 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 62 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Board and ownership
- Franky MALENGIER 25 sharesdeed of 04-02-2022
Shares in 1 company, MALENGIER WFJ
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0863668105
Capital contribution of €55,900
Contribution: Franky MALENGIER · 25 new shares · Appointments: Franky MALENGIER, MALENGIER Jana and MALENGIER Joran · General meeting of 25-06-2021 · Gazette deed
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen · Zonnebeke
Incorporation
published on 03-03-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FRAMAZO Zonnebeke | €1.9m | €199,923 | 33.9% | - |
| MT & C Services Leuven | €2.1m | €204,731 | 99.5% | - |
| 2D GROUPE Tournai | €1.6m | €185,537 | 67.1% | - |
| PIRON THALES Charleroi | €2.2m | €174,089 | 95.2% | - |
| INTERIEURBURO PEDRO VERHUE Kortrijk | €1.5m | €190,994 | 48.4% | - |
| M2V Veurne | €2.3m | €235,027 | 27.3% | 1 |
| VISUEEL ADVERTISING Kortrijk | €2.8m | €222,998 | 66.0% | - |
These companies have the same main activity as FRAMAZO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €1.5m and €2.8m, founded between 2001 and 2007.
Official details
Source: KBO- Status
- Active since 25-02-2004Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 4 others
- Establishment unit
- 2.135.768.1708980 Zonnebeke, since 11-02-2004
- Financial year end
- 30 September
- Peppol
- Reachable since 09-09-2025
Annual accounts to 30-09-2025
- €1.9m▲ 5.3%
- Filing
- Filed on 29-01-2026, 91 days before the end of the filing period
Insights on FRAMAZO
FRAMAZO files the micro format. That format states no turnover. The gross margin rose from €45,356 in 2007 to €199,923 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FRAMAZO
- What is the company number of FRAMAZO?
- The company number of FRAMAZO is 0863.668.105. The VAT number is the same number with BE in front: BE 0863.668.105.
- Where is FRAMAZO based?
- The registered office is at Nonnebossenstraat 25, 8980 Zonnebeke.Company details
- What does FRAMAZO do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of FRAMAZO?
- FRAMAZO is a private limited company (BV).
- When was FRAMAZO founded?
- FRAMAZO was founded on 25-02-2004.
- Is FRAMAZO still active?
- Yes, FRAMAZO is an active enterprise in the KBO register.
- What is the turnover of FRAMAZO?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €199,923 and 36 comparable companies (NACE 711). It probably lies between €310,000 and €520,000.Financials
- Is FRAMAZO profitable?
- In financial year 2025, FRAMAZO made a profit of €84,625.
- Where can I find the annual accounts of FRAMAZO?
- FRAMAZO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FRAMAZO due?
- FRAMAZO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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