FRAMAR
BankruptcySummary
The KBO register records for FRAMAR the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show equity of €15,428 and a net result of €4,906.
Are you a creditor?
Open bankruptcy
Source: KBO register
The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.
The procedure
The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of FRAMAR in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 30-08-2021, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
30 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Plumbing work sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Equity
€15,428▲ 46.6%
2019 · €10,522
Total assets
€49,731▲ 52.4%
2019 · €32,627
Net result
€4,906
2019 · -€1,094
Working capital
€11,890▲ 81.6%
2019 · €6,546
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€1,065-€7,990€8,781▲ 9.9%
Net result-€3,774--€1,094▲ 71.0%€4,906within the sector's middle half
Equity€11,617-€10,522▼ 9.4%€15,428below the sector's middle half▲ 46.6%
Total assets€49,586-€32,627▼ 34.2%€49,731below the sector's middle half▲ 52.4%
Debt€37,969-€22,105▼ 41.8%€34,303▲ 55.2%
Working capital€6,110-€6,546▲ 7.1%€11,890within the sector's middle half▲ 81.6%
Solvency23.4%-32.3%▲ 8.8pp31.0%within the sector's middle half▼ 1.2pp
Current ratio1.16-1.30▲ 0.141.35within the sector's middle half▲ 0.05
Return on assets (ROA)-7.6%--3.4%▲ 4.3pp9.9%within the sector's middle half▲ 13.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2020 is 10% above 2019 and is the highest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €49,731
Fixed assets
€3,538 ▼ 11.0%
Current assets
€46,194 ▲ 61.2%
Equity and liabilities €49,731
Equity
€15,428 ▲ 46.6%
Debt
€34,303 ▲ 55.2%
Debt's share of the balance-sheet total rises from 67.7% to 69.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9,219▼
2019 · €9,521
Cash flow
€5,344▲
2019 · €436
ROE
31.8%▲
2019 · -10.4%
Debt ≤ 1 year
€34,303▲
2019 · €22,105
Income taxes
€3,089▼
2019 · €9,002
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,531 | €1,531 | €438 | ▼ 71.4% |
| Gross operating margin9900 | €14,574 | €11,961 | €12,394 | ▲ 3.6% |
| Operating profit (loss)9901 | -€1,065 | €7,990 | €8,781 | ▲ 9.9% |
| Recurring financial income75 | €3,067 | - | - | - |
| Recurring financial charges65 | €60 | €82 | €786 | ▲ 855% |
| Profit (loss) for the period before taxes9903 | €1,943 | €7,908 | €7,995 | ▲ 1.1% |
| Income taxes67/77 | €5,717 | €9,002 | €3,089 | ▼ 65.7% |
| Profit (loss) for the period9904 | -€3,774 | -€1,094 | €4,906 | ▲ 548% |
| Profit (loss) for the period to be appropriated9905 | -€3,774 | -€1,094 | €4,906 | ▲ 548% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €49,586 | €32,627 | €49,731 | ▲ 52.4% |
| Fixed assets21/28 | €5,507 | €3,976 | €3,538 | ▼ 11.0% |
| Tangible fixed assets22/27 | €2,407 | €876 | €438 | ▼ 50.0% |
| Financial fixed assets28 | €3,100 | €3,100 | €3,100 | = |
| Current assets29/58 | €44,079 | €28,651 | €46,194 | ▲ 61.2% |
| Amounts receivable within one year40/41 | €42,633 | €27,809 | €41,336 | ▲ 48.6% |
| Cash at bank and in hand54/58 | €1,446 | €784 | €4,858 | ▲ 519% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €49,586 | €32,627 | €49,731 | ▲ 52.4% |
| Equity10/15 | €11,617 | €10,522 | €15,428 | ▲ 46.6% |
| Contributions10/11 | €18,592 | €18,592 | - | - |
| Reserves13 | €13,152 | €13,152 | €13,152 | = |
| Profit (loss) carried forward14 | -€20,127 | -€21,222 | -€16,316 | ▲ 23.1% |
| Amounts payable17/49 | €37,969 | €22,105 | €34,303 | ▲ 55.2% |
| Amounts payable within one year42/48 | €37,969 | €22,105 | €34,303 | ▲ 55.2% |
| Trade debts44 | €15,322 | €6,655 | €2,843 | ▼ 57.3% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,774 | -€1,094 | €4,906 | ▲ 548% |
| + Depreciation and write-downs630 | €1,531 | €1,531 | €438 | ▼ 71.4% |
| Operating cash flow (approximation) | -€2,244 | €436 | €5,344 | ▲ 1,124% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€662 | €4,073 | ▲ 716% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €4,906
Net result €4,906 after 2 loss-making years.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 313 days late
2016
26-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 179 days late
2014
29-12
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 151 days late
2013
26-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 26 days late
2012
27-08
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 1993
Ground area
324 m²
Building footprint
75 m²
Volume, LiDAR
520 m³
Parcel 13004C0160/00N002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VERKOSAN
since 19932.064.169.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0160/00N002 | Flanders | 324 m² | 1 · 75 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVB-TECH
BE 1010.163.344
Ternat · Eq €15,436
REMCO
BE 0801.953.933
Kampenhout · Eq €15,495
MR Sanitair
BE 1006.892.266
Sint-Truiden · Eq €15,336
BDH
BE 1025.275.350
Denderleeuw · Eq €15,325
Labru
BE 1010.595.389
Wommelgem · Eq €15,543
Of 7,043 companies in sector 43221 we hold annual accounts for 3,475. 2,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-1993
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
33110Repair and maintenance of fabricated metal products
43222Installation of electric heating, air conditioning, cooling and ventilation
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.