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FRAMACON

Active
Private limited companyfounded 200620 yrs activePaardenkuilstraat 5, 3920 Lommel, BelgiumKBO/BCE: BE 0878.635.205
Summary

FRAMACON has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,588 and a net result of -€2,135. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Wholesale trade
NACE 46869NACE 46769NACE 51562
1 site
How big
€26,730total assets 2025
Equity
€4,588
Loss
-€2,135
Turnover not published (abridged schema)
Financially healthy?
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 28 d early0 of 1 deed read
Why 86- Loss of €2,135, the second in a row (FY 2025)+ Liquidity: current ratio 1.21, cash €21,850+ Founded in 2006+ Size: total assets €26,730Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 32% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 42-13
equity 17.2% of total assets
Liquidity 54-8
short-term debt 82.8% · cash 81.7%
Profitability 28+19
return on assets -8.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Liquidity: current ratio 1.21, cash €21,850 lowers the probability
  • Founded in 2006 lowers the probability for this profile
  • Loss of €2,135, the second in a row (FY 2025) raises the probability
  • Size: total assets €26,730 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 29%, liquidity 60%, profitability 25%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.21, cash €21,850
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €2,135, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €26,730
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
1 d early
2023
43 d early
2022
24 d early
2021
41 d early
2020
43 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€2,135 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €26,730 View

By topic

Financials

Fiscal year
2025
Total assets
€26,730
Loss
-€2,135
Solvency
17.2%
Total assets▲ 17.5%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 30-07-2025Annual accounts filed
  3. 18-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46869
Founded
16-01-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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