FRAMA GESTION
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 24 March 2025
- Supervising judge
- Benoit Loge
- Official Gazette
- 31-03-2025 (pdf) ↗search the document for 2025/113171
Deadlines
- Provisional date payments stopped
- 24 March 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 15 April 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 23 April 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 21 May 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 24 March 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Marie GossiauxAvenue Paul Pastur 53, 6032 Mont-Sur-Marchiennemarie.gossiaux@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of FRAMA GESTION in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawal
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Turnover
€10,200
EBIT margin
-60.5%
Net result
€1,604
2019 · -€7,039
Working capital
€28,677▲ 13.2%
2019 · €25,323
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020
Turnover€10,200-
Operating result-€6,170-€2,277
Net result-€7,039-€1,604
EBIT margin-60.5%-
Equity€61,273-€62,877▲ 2.6%
Total assets€82,125-€86,851▲ 5.8%
Debt€20,852-€23,974▲ 15.0%
Working capital€25,323-€28,677▲ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2020: €2,277 after a loss of €6,170 in 2019.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €86,851
Fixed assets
€34,200 ▼ 4.9%
Current assets
€52,651 ▲ 14.0%
Equity and liabilities €86,851
Equity
€62,877 ▲ 2.6%
Debt
€23,974 ▲ 15.0%
Debt's share of the balance-sheet total rises from 25.4% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4,027▲
2019 · -€4,420
Cash flow
€3,354▲
2019 · -€5,289
Current ratio
2.20▼
2019 · 2.21
Debt to equity
0.38
ROE
2.6%▲
2019 · -11.5%
ROA
1.8%▲
2019 · -8.6%
Debt ≤ 1 year
€23,974▲
2019 · €20,852
Income taxes
€673▼
2019 · €841
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Turnover70 | €10,200 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,750 | €1,750 | = |
| Other operating charges640/8 | - | €725 | - |
| Gross operating margin9900 | €8,410 | €4,752 | ▼ 43.5% |
| Operating profit (loss)9901 | -€6,170 | €2,277 | ▲ 137% |
| Recurring financial charges65 | €28 | - | - |
| Profit (loss) for the period before taxes9903 | -€6,198 | €2,277 | ▲ 137% |
| Income taxes67/77 | €841 | €673 | ▼ 20.0% |
| Profit (loss) for the period9904 | -€7,039 | €1,604 | ▲ 123% |
| Profit (loss) for the period to be appropriated9905 | -€7,039 | €1,604 | ▲ 123% |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €82,125 | €86,851 | ▲ 5.8% |
| Fixed assets21/28 | €35,950 | €34,200 | ▼ 4.9% |
| Tangible fixed assets22/27 | €35,750 | €34,000 | ▼ 4.9% |
| Land and buildings22 | - | €34,000 | - |
| Financial fixed assets28 | €200 | €200 | = |
| Current assets29/58 | €46,175 | €52,651 | ▲ 14.0% |
| Amounts receivable within one year40/41 | €46,027 | €52,623 | ▲ 14.3% |
| Trade receivables40 | - | €49,597 | - |
| Other amounts receivable41 | - | €3,026 | - |
| Cash at bank and in hand54/58 | €148 | €28 | ▼ 81.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €82,125 | €86,851 | ▲ 5.8% |
| Equity10/15 | €61,273 | €62,877 | ▲ 2.6% |
| Contributions10/11 | €20,000 | €20,000 | = |
| Capital10 | - | €20,000 | - |
| Issued capital100 | - | €20,000 | - |
| Reserves13 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | €2,000 | - |
| Legal reserve130 | - | €2,000 | - |
| Profit (loss) carried forward14 | €39,273 | €40,877 | ▲ 4.1% |
| Amounts payable17/49 | €20,852 | €23,974 | ▲ 15.0% |
| Amounts payable within one year42/48 | €20,852 | €23,974 | ▲ 15.0% |
| Trade debts44 | €14,060 | €16,627 | ▲ 18.3% |
| Suppliers440/4 | - | €16,627 | - |
| Taxes, remuneration and social security45 | - | €674 | - |
| Taxes450/3 | - | €674 | - |
| Other amounts payable47/48 | - | €6,673 | - |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,039 | €1,604 | ▲ 123% |
| + Depreciation and write-downs630 | €1,750 | €1,750 | = |
| Operating cash flow (approximation) | -€5,289 | €3,354 | ▲ 163% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€120 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-03
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 24-03-2025
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 502 days late
2020
30-06
Financial
Back to profitnet €1,604
Net result €1,604 after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
21-01
KBO administration
Strikeout withdrawal
event 19-12-2018
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 322 days late
03-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 671 days late
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 1034 days late
2015
17-01
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
31-03
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 59 days late
2013
14-02
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 14 days late
2012
14-01
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 2005
Ground area
546 m²
Building footprint
43 m²
Parcel 52051C0277/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FRAMA GESTION
since 20052.146.080.557
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52051C0277/00P000 | Wallonia | 545 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MARIE GOSSIAUX Avenue Paul Pastur 53, 6032 Mont-Sur-Marchienne |
24-03-2025 → present |
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded25-02-2005
Fiscal year end30-06
Contact
Phone
071/53.90.00Fontaine-l'Evêque
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.