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FRALUMA INVEST

Active
Private limited companyfounded 2020active for 6 yearsKasteellaan 1, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0744.928.029
Summary

The computed 12-month bankruptcy probability of FRALUMA INVEST is 3.2% (moderate). The 2024 annual accounts show equity of €40,551 and a net result of €2,261. Equity has been growing by about 75% per year since 2020. The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-03-2020 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.300.206.233 since 10-03-2020
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2024
Gross margin
€3,523
▼ 83.6%
Turnover
≈ €27,000
estimated
Profit
€2,261
▼ 89.5%
Equity
€40,551
▲ 5.9%
Total assets
€147,477
▲ 31.9%
  • 2025 accounts not filed, 94 days past the deadline
Filed on 13-07-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 21-07-2025)Founded in 2020lowers riskSize: total assets €147,477Liquidity: current ratio 3.99, cash €33,137Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies without a NACE code
Financial strength · tick: 2023
Average
Solvency 52-7
equity 27.5% of total assets
Liquidity 78+47
short-term debt 9.2% · cash 22.5%
Profitability 41-45
return on assets 1.5%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 0.7%▼ -0.4 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.6%▼ -0.1 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.7 percentage points vs 07-2026 09-2026: 1.7%▲ +0.3 percentage points vs 08-2026 10-2026: 3.2%▲ +1.5 percentage points vs 09-2026highest value 11-2026: 3.2%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 3.99 (1.52 in 2023), above the usual 1.5. Short-term debt is 9.2% and cash 22.5% of total assets. However, 72.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 32% of them on solvency, 72% on liquidity, 32% on profitability and 62% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 21-07-2025)
NBB · annual accounts
lowers risk · Size: total assets €147,477
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.99, cash €33,137
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-07-2025, 18 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
18 days early
2023
2 days early
2022
21 days late
2021
18 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 5 accounts on average 10 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignation: Deuvaert Ryan (director)Appointment: Brunet Manuel (sole director)
  2. · Gazette deed Registered office moved within Bruxelles
  3. · Gazette deed Incorporation
All 10 events

Key facts about FRALUMA INVEST

What is the company number of FRALUMA INVEST?
The company number of FRALUMA INVEST is 0744.928.029. The VAT number is the same number with BE in front: BE 0744.928.029.
Where is FRALUMA INVEST based?
The registered office is at Kasteellaan 1, 1080 Sint-Jans-Molenbeek.Company details
What is the legal form of FRALUMA INVEST?
The legal form of FRALUMA INVEST is Private limited company (BV).
When was FRALUMA INVEST founded?
FRALUMA INVEST was founded on 10-03-2020.
Is FRALUMA INVEST still active?
Yes, FRALUMA INVEST is an active enterprise in the KBO register.
What is the turnover of FRALUMA INVEST?
The turnover in financial year 2024 is ≈ €27,000. This figure is estimated from the gross margin of €3,523 and 6,330 comparable companies of the same size. It probably lies between €12,000 and €65,000. It is a rough estimate.Financials
Is FRALUMA INVEST profitable?
In financial year 2024, FRALUMA INVEST made a profit of €2,261.
Where can I find the annual accounts of FRALUMA INVEST?
FRALUMA INVEST filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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