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FRALOMAT

Active
Private limited companyfounded 201610 yrs activeStaf Larochelaan 8, 2960 Brecht, BelgiumKBO/BCE: BE 0656.775.617
Summary

FRALOMAT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €210,031 and a net result of €31,107. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability81▲+8
Solvency90▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.75 in 2023; short-term debt: 27.7% and cash: 2.7% of total assets), and 34.6% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
50 d late
2023
23 d late
2022
23 d late
2021
24 d late
2020
5 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 June 2016, FRALOMAT was incorporated.1 Total assets went from EUR 273,405 in 2018 to EUR 321,078 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€210,031▲ 17.4%
2023 · €178,924
Total assets
€321,078▲ 7.2%
2023 · €299,485
Net result
€31,107▲ 184%
2023 · €10,934
Working capital
€3,002
2023 · -€22,722
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€16,390€40,610€36,125▼ 11.0%€34,558▼ 4.3%€48,699▲ 40.9%
Net result-€18,679below the sector's middle half€22,318within the sector's middle half€20,559within the sector's middle half▼ 7.9%€10,934within the sector's middle half▼ 46.8%€31,107within the sector's middle half▲ 184%
Equity€125,113within the sector's middle half▼ 13.0%€147,430within the sector's middle half▲ 17.8%€167,990within the sector's middle half▲ 13.9%€178,924within the sector's middle half▲ 6.5%€210,031within the sector's middle half▲ 17.4%
Total assets€274,188below the sector's middle half▼ 1.1%€272,041within the sector's middle half▼ 0.8%€291,803within the sector's middle half▲ 7.3%€299,485within the sector's middle half▲ 2.6%€321,078within the sector's middle half▲ 7.2%
Debt€149,075▲ 11.7%€124,610▼ 16.4%€123,813▼ 0.6%€120,561▼ 2.6%€111,047▼ 7.9%
Working capital-€54,067within the sector's middle half▼ 271%-€56,122below the sector's middle half▼ 3.8%-€16,703below the sector's middle half▲ 70.2%-€22,722below the sector's middle half▼ 36.0%€3,002within the sector's middle half
Solvency45.6%within the sector's middle half▼ 6.2pp54.2%within the sector's middle half▲ 8.6pp57.6%within the sector's middle half▲ 3.4pp59.7%within the sector's middle half▲ 2.2pp65.4%within the sector's middle half▲ 5.7pp
Current ratio0.48below the sector's middle half▼ 0.300.46below the sector's middle half▼ 0.020.80below the sector's middle half▲ 0.340.75below the sector's middle half▼ 0.061.03below the sector's middle half▲ 0.29
Return on assets (ROA)-6.8%below the sector's middle half▼ 21.1pp8.2%within the sector's middle half▲ 15.0pp7.0%within the sector's middle half▼ 1.2pp3.7%within the sector's middle half▼ 3.4pp9.7%within the sector's middle half▲ 6.0pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: -€16,390-€16,390Net result 2020: -€18,679-€18,679Operating result 2021: €40,610€40,610Net result 2021: €22,318€22,318Operating result 2022: €36,125€36,125Net result 2022: €20,559€20,559Operating result 2023: €34,558€34,558Net result 2023: €10,934€10,934Operating result 2024: €48,699€48,699Net result 2024: €31,107€31,10720202021202220232024€0€20,000€40,000Operating result 2022: €36,125€36,100Net result 2022: €20,559€20,600Operating result 2023: €34,558€34,600Net result 2023: €10,934€10,900Operating result 2024: €48,699€48,700Net result 2024: €31,107€31,100202220232024
The operating result recovers in 2024; 2024 is 41% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €321,078
Fixed assets €229,032 ▼ 1.6%
Current assets €92,046 ▲ 37.7%
Equity and liabilities €321,078
Equity €210,031 ▲ 17.4%
Debt €111,047 ▼ 7.9%
Debt's share of the balance-sheet total falls from 40.3% to 34.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€52,314▲
2023 · €37,194
Cash flow
€34,723▲
2023 · €13,569
Debt to equity
0.53▼
2023 · 0.67
ROE
14.8%▲
2023 · 6.1%
Interest coverage
98.96▲
2023 · 43.80
Debt ≤ 1 year
€89,044▼
2023 · €89,560
Debt > 1 year
€22,002▼
2023 · €31,001
Income taxes
€17,063▼
2023 · €22,775
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet Code20232024
Assets
Total assets20/58€299,485€321,078▲
Fixed assets21/28€232,647€229,032▼
Tangible fixed assets22/27€8,647€5,032▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€8,647€5,032▼
Financial fixed assets28€224,000€224,000=
Current assets29/58€66,837€92,046▲
Amounts receivable within one year40/41€53,764€81,382▲
Trade receivables40€4,077€4,077=
Other amounts receivable41€49,687€77,304▲
Cash at bank and in hand54/58€11,134€8,625▼
Deferred charges and accrued income490/1€1,939€2,039▲
Equity and liabilities
Total equity and liabilities10/49€299,485€321,078▲
Equity10/15€178,924€210,031▲
Contributions10/11€18,600€18,600=
Reserves13€92,360€123,360▲
Non-distributable reserves130/1€1,860€1,860=
Other1319€1,860€1,860=
Distributable reserves133€90,500€121,500▲
Profit (loss) carried forward14€67,964€68,071▲
Amounts payable17/49€120,561€111,047▼
Amounts payable after more than one year17€31,001€22,002▼
Financial debts170/4€31,001€22,002▼
Amounts payable within one year42/48€89,560€89,044▼
Current portion of amounts payable after more than one year42€4,147-
Financial debts43€5,894€5,892=
Credit institutions430/8€5,894€5,892=
Trade debts44€70,057€66,167▼
Suppliers440/4€70,057€66,167▼
Taxes, remuneration and social security45€9,461€16,985▲
Taxes450/3€9,461€16,924▲
Remuneration and social security454/9€0€61▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,635€3,615▲
Other operating charges640/8€2,669€1,349▼
Gross operating margin9900€39,863€53,662▲
Operating profit (loss)9901€34,558€48,699▲
Financial charges65/66B€849€529▼
Recurring financial charges65€849€529▼
Profit (loss) for the period before taxes9903€33,709€48,170▲
Income taxes67/77€22,775€17,063▼
Profit (loss) for the period9904€10,934€31,107▲
Profit (loss) for the period to be appropriated9905€10,934€31,107▲
Appropriation of the result
Profit (loss) to be appropriated9906€78,464€99,071▲
Profit (loss) brought forward from the previous period14P€67,530€67,964▲
Transfer to equity691/2€10,500€31,000▲
To other reserves6921€10,500€31,000▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€169€436€436€2,635€3,615▲ 37.2%
Other operating charges640/8-€2,095€1,569€2,669€1,349▼ 49.5%
Gross operating margin9900-€14,666€43,141€38,130€39,863€53,662▲ 34.6%
Operating profit (loss)9901-€16,390€40,610€36,125€34,558€48,699▲ 40.9%
Financial income75/76B-€0€1---
Recurring financial income75-€0€1---
Financial charges65/66B-€432€1,731€849€529▼ 37.7%
Recurring financial charges65€1,569€432€1,731€849€529▼ 37.7%
Profit (loss) for the period before taxes9903-€17,959€40,178€34,396€33,709€48,170▲ 42.9%
Income taxes67/77€720€17,860€13,836€22,775€17,063▼ 25.1%
Profit (loss) for the period9904-€18,679€22,318€20,559€10,934€31,107▲ 184%
Profit (loss) for the period to be appropriated9905-€18,679€22,318€20,559€10,934€31,107▲ 184%
Line20202021202220232024Change
Assets
Total assets20/58€274,188€272,041€291,803€299,485€321,078▲ 7.2%
Fixed assets21/28€224,000€224,873€224,436€232,647€229,032▼ 1.6%
Tangible fixed assets22/27€0€873€436€8,647€5,032▼ 41.8%
Plant, machinery and equipment23-€0€0€0€0-
Furniture and vehicles24-€873€436€8,647€5,032▼ 41.8%
Financial fixed assets28€224,000€224,000€224,000€224,000€224,000=
Current assets29/58€50,188€47,168€67,366€66,837€92,046▲ 37.7%
Amounts receivable within one year40/41€35,825€22,021€53,834€53,764€81,382▲ 51.4%
Trade receivables40-€15,919€25,393€4,077€4,077=
Other amounts receivable41-€6,102€28,442€49,687€77,304▲ 55.6%
Cash at bank and in hand54/58€10,841€22,559€11,921€11,134€8,625▼ 22.5%
Deferred charges and accrued income490/1-€2,589€1,611€1,939€2,039▲ 5.1%
Equity and liabilities
Total equity and liabilities10/49€274,188€272,041€291,803€299,485€321,078▲ 7.2%
Equity10/15€125,113€147,430€167,990€178,924€210,031▲ 17.4%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€36,860€61,860€81,860€92,360€123,360▲ 33.6%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Other1319-€1,860€1,860€1,860€1,860=
Distributable reserves133-€60,000€80,000€90,500€121,500▲ 34.3%
Profit (loss) carried forward14€69,653€66,970€67,530€67,964€68,071▲ 0.2%
Amounts payable17/49€149,075€124,610€123,813€120,561€111,047▼ 7.9%
Amounts payable after more than one year17€44,820€21,320€39,743€31,001€22,002▼ 29.0%
Financial debts170/4-€21,320€39,743€31,001€22,002▼ 29.0%
Amounts payable within one year42/48€104,255€103,290€84,069€89,560€89,044▼ 0.6%
Current portion of amounts payable after more than one year42-€22,788-€4,147--
Financial debts43-€7,014€5,853€5,894€5,892=
Credit institutions430/8-€7,014€5,853€5,894€5,892=
Trade debts44€50,791€65,315€66,688€70,057€66,167▼ 5.6%
Suppliers440/4-€65,315€66,688€70,057€66,167▼ 5.6%
Taxes, remuneration and social security45-€8,173€11,529€9,461€16,985▲ 79.5%
Taxes450/3-€7,419€11,529€9,461€16,924▲ 78.9%
Remuneration and social security454/9-€754€0€0€61-
Line20202021202220232024Change
Profit (loss) for the period9904-€18,679€22,318€20,559€10,934€31,107▲ 184%
+ Depreciation and write-downs630€169€436€436€2,635€3,615▲ 37.2%
Operating cash flow (approximation)-€18,510€22,754€20,996€13,569€34,723▲ 156%
Investment in fixed assets (approximation)--€1,309€0-€10,846€0▲ 100%
Change in cash-€11,717-€10,638-€787-€2,509▼ 219%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
19-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial Equity above €200,000Eq €210,031 ▲17.4%
4 profitable years in a row build equity to €210,031.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Equity above €150,000Eq €167,990 ▲13.9%
2 profitable years in a row build equity to €167,990.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Back to profitnet €22,318
Net result €22,318 after one loss-making year.
26-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet -€18,679
Net result drops to -€18,679, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
852 m²
Building footprint
160 m²
Volume, LiDAR
694 m³
Parcel 11332L0030/00F003, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRALOMAT
Staf Larochelaan 8, 2960 BrechtFinancial service activities, except insurance and pension funding
since 20162.257.071.620
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11332L0030/00F003 Flanders 852 m² 1 · 160 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

No owner stated in the accounts, acts or LEI register we read.

Holdings 1

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 39,696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail fralomatbvba@gmail.com
Phone 032904595
E-invoicing
Reachable via Peppol
Peppol ID 0208:0656775617
Also 9925:BE0656775617
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.