Skip to content

FRALLEONI

Active
Private limited companyfounded 2021active for 5 yearsKlaverveld 3, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0769.799.720
Summary

The computed 12-month bankruptcy probability of FRALLEONI is 7.2% (elevated). The 2025 annual accounts show negative equity (-€16,854) and a net result of -€21,872. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 9,265 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€56,749total assets 2025
Equity
-€16,854
Loss
-€21,872
Turnover not published (micro format)
Financial health
31 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.2%
Structure
Accounts filed 26 days late1 of 2 deeds read
Why 31raises riskSector: Construction of residential and non-residential buildings (NACE 41)1 change of registered office in 24 monthsLiquidity: current ratio 0.40, cash €64, halvedFounded in 2021Show the evidence

Checked score

Score 2025
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 3% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 0-38
equity -29.7% of total assets
Liquidity 0-28
short-term debt 90.0% · cash 0.1%
Profitability 0-71
return on assets -38.5%
Bankruptcy probability, 12 months
7.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,427 companies, NACE 41, micro)
Last 24 months 11-2024: 3.3% 12-2024: 3.3%● unchanged vs 11-2024 01-2025: 3.2%▼ -0.1 percentage points vs 12-2024 02-2025: 2.8%▼ -0.4 percentage points vs 01-2025 03-2025: 2.7%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 2.8%▲ +0.1 percentage points vs 03-2025 05-2025: 2.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 3.1%▲ +0.2 percentage points vs 06-2025 08-2025: 3.7%▲ +0.6 percentage points vs 07-2025 09-2025: 3.9%▲ +0.2 percentage points vs 08-2025 10-2025: 2.9%▼ -1.0 percentage point vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.1 percentage points vs 02-2026 04-2026: 3.2%▲ +0.2 percentage points vs 03-2026 05-2026: 3.9%▲ +0.7 percentage points vs 04-2026 06-2026: 3.9%● unchanged vs 05-2026 07-2026: 4.1%▲ +0.2 percentage points vs 06-2026 08-2026: 5.1%▲ +1.0 percentage point vs 07-2026 09-2026: 7.2%▲ +2.1 percentage points vs 08-2026highest value 10-2026: 7.2%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.4, compared with 1.14 in 2024, below 1; short-term debt: 90% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 3% on solvency, 2% on liquidity, 5% on profitability and 1% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
raises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 0.40, cash €64, halved
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€16,854
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
26 days late
2024
26 days late
2023
21 days late
2022
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 25 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€21,872
  3. Registered officeRegistered-office move · Director in…

Financials · financial year 2025, micro format

2025 annual accounts filed late (26 days) Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00426861.

Equity
-€16,854
2024 · €5,018
Total assets
€56,749▲ 42.4%
2024 · €39,855
Net result
-€21,872
2024 · €5,365
Working capital
-€30,426
2024 · €5,018
Trend over the years

2022 to 2025, 4 financial years

The operating result turns negative in 2025: a loss of €18,629 after €10,207 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€18,629 2025 Net result-€21,872 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€1,208-€396▼ 67.2%€10,207▲ 2,476%-€18,629
Net result-€1,492below the sector's middle half--€1,855below the sector's middle half▼ 24.4%€5,365within the sector's middle half-€21,872below the sector's middle half
Equity€1,508below the sector's middle half--€347below the sector's middle half€5,018below the sector's middle half-€16,854below the sector's middle half
Total assets€10,914below the sector's middle half-€12,482below the sector's middle half▲ 14.4%€39,855below the sector's middle half▲ 219%€56,749within the sector's middle half▲ 42.4%
Debt€9,405-€12,828▲ 36.4%€34,836▲ 172%€73,603▲ 111%
Working capital€1,508below the sector's middle half--€347below the sector's middle half€5,018within the sector's middle half-€30,426below the sector's middle half
Solvency13.8%below the sector's middle half--2.8%below the sector's middle half▼ 16.6pp12.6%below the sector's middle half▲ 15.4pp-29.7%below the sector's middle half▼ 42.3pp
Current ratio1.16within the sector's middle half-0.97below the sector's middle half▼ 0.191.14within the sector's middle half▲ 0.170.40below the sector's middle half▼ 0.74
Return on assets (ROA)-13.7%below the sector's middle half--14.9%below the sector's middle half▼ 1.2pp13.5%within the sector's middle half▲ 28.3pp-38.5%below the sector's middle half▼ 52.0pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €56,749
Fixed assets €36,120
Current assets €20,629
Equity and liabilities
Equity-€16,854
Debt€73,603
Equity is negative: debt (€73,603) exceeds the balance-sheet total (€56,749).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€14,100
Cash flow
-€17,342
Interest coverage
-4.24
Debt ≤ 1 year
€51,054▲
2024 · €34,836
Debt > 1 year
€22,548
Income taxes
€30▼
2024 · €1,773
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83.0% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83.0% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 7.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€39,855€56,749▲
Fixed assets21/28-€36,120
Tangible fixed assets22/27-€36,120
Plant, machinery and equipment23-€7,909
Furniture and vehicles24-€28,212
Current assets29/58€39,855€20,629▼
Amounts receivable within one year40/41€28,836€20,439▼
Trade receivables40€23,074€20,439▼
Other amounts receivable41€5,762-
Cash at bank and in hand54/58€8,284€64▼
Deferred charges and accrued income490/1€2,735€126▼
Equity and liabilities
Total equity and liabilities10/49€39,855€56,749▲
Equity10/15€5,018-€16,854▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€2,018-€19,854▼
Amounts payable17/49€34,836€73,603▲
Amounts payable after more than one year17-€22,548
Financial debts170/4-€22,548
Amounts payable within one year42/48€34,836€51,054▲
Current portion of amounts payable after more than one year42-€5,624
Financial debts43-€118
Credit institutions430/8-€118
Trade debts44€7,484€9,220▲
Suppliers440/4€7,484€9,220▲
Advances received on contracts in progress46€24,200-
Taxes, remuneration and social security45€3,153€8,361▲
Taxes450/3€3,153€8,361▲
Other amounts payable47/48-€27,731
Income statement Code20242025
Non-recurring operating income76A-€7,068
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,530
Other operating charges640/8€547€310▼
Gross operating margin9900€10,754-€13,790▼
Operating profit (loss)9901€10,207-€18,629▼
Financial income75/76B€18€116▲
Recurring financial income75€18€116▲
Financial charges65/66B€3,087€3,329▲
Recurring financial charges65€3,087€3,329▲
Profit (loss) for the period before taxes9903€7,138-€21,842▼
Income taxes67/77€1,773€30▼
Profit (loss) for the period9904€5,365-€21,872▼
Profit (loss) for the period to be appropriated9905€5,365-€21,872▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,018-€19,854▼
Profit (loss) brought forward from the previous period14P-€3,347€2,018▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A---€7,068-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,141--€4,530-
Other operating charges640/8€292€386€547€310▼ 43.3%
Gross operating margin9900€2,640€782€10,754-€13,790-
Operating profit (loss)9901€1,208€396€10,207-€18,629-
Financial income75/76B€17€0€18€116▲ 545%
Recurring financial income75€17€0€18€116▲ 545%
Financial charges65/66B€1,330€1,921€3,087€3,329▲ 7.8%
Recurring financial charges65€1,330€1,921€3,087€3,329▲ 7.8%
Profit (loss) for the period before taxes9903-€106-€1,524€7,138-€21,842-
Income taxes67/77€1,386€331€1,773€30▼ 98.3%
Profit (loss) for the period9904-€1,492-€1,855€5,365-€21,872-
Profit (loss) for the period to be appropriated9905-€1,492-€1,855€5,365-€21,872-
Line2022202320242025Change
Assets
Total assets20/58€10,914€12,482€39,855€56,749▲ 42.4%
Fixed assets21/28---€36,120-
Tangible fixed assets22/27---€36,120-
Plant, machinery and equipment23---€7,909-
Furniture and vehicles24---€28,212-
Current assets29/58€10,914€12,482€39,855€20,629▼ 48.2%
Amounts receivable within one year40/41€4,500€7,947€28,836€20,439▼ 29.1%
Trade receivables40€3,447€6,374€23,074€20,439▼ 11.4%
Other amounts receivable41€1,053€1,573€5,762--
Cash at bank and in hand54/58€5,906€1,881€8,284€64▼ 99.2%
Deferred charges and accrued income490/1€508€2,653€2,735€126▼ 95.4%
Equity and liabilities
Total equity and liabilities10/49€10,914€12,482€39,855€56,749▲ 42.4%
Equity10/15€1,508-€347€5,018-€16,854-
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€1,492-€3,347€2,018-€19,854-
Amounts payable17/49€9,405€12,828€34,836€73,603▲ 111%
Amounts payable after more than one year17---€22,548-
Financial debts170/4---€22,548-
Amounts payable within one year42/48€9,405€12,828€34,836€51,054▲ 46.6%
Current portion of amounts payable after more than one year42---€5,624-
Financial debts43---€118-
Credit institutions430/8---€118-
Trade debts44€5,568€9,121€7,484€9,220▲ 23.2%
Suppliers440/4€5,568€9,121€7,484€9,220▲ 23.2%
Advances received on contracts in progress46--€24,200--
Taxes, remuneration and social security45€3,837€2,184€3,153€8,361▲ 165%
Taxes450/3€1,413€2,184€3,153€8,361▲ 165%
Remuneration and social security454/9€2,424----
Other amounts payable47/48-€1,524-€27,731-
Line2022202320242025Change
Profit (loss) for the period9904-€1,492-€1,855€5,365-€21,872-
+ Depreciation and write-downs630€1,141--€4,530-
Operating cash flow (approximation)-€351-€1,855€5,365-€17,342-
Change in cash--€4,025€6,403-€8,220-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 26-08-2026 2026-00426861
31-12-2024 micro format 26-08-2025 2025-00472616
31-12-2023 micro format 21-08-2024 2024-00355917
31-12-2022 micro format 28-08-2023 2023-00360798

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 29,210 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,154. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 17 June 2021, FRALLEONI was incorporated as a private limited company.1 In 2025 the registered office moved to Houthalen-Helchteren.2 Total assets went from €10,914 in 2022 to €56,749 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-09-2025
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 26 days late
2025
31-12
Financial Weakest financial yearnet -€21,872
Net result drops to -€21,872, the lowest in the series.
15-09
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 11-08-2025
  • Registered-office move, Klaverveld 3 3530 Houthalen-Helchteren
  • Director in office, Fralleoni Fabio (director)
26-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 26 days late
2024
31-12
Financial Back to profitnet €5,365
Net result €5,365 after 2 loss-making years.
21-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 21 days late
2023
28-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 28 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded17-06-2021
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0769799720
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0769.799.720

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
604 m²
Building footprint
144 m²
Building volume
719 m³
Parcel 72453F0525/00D000, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
1 establishment unit
FRALLEONI
Klaverveld 3, 3530 Houthalen-HelchterenGeneral construction of residential buildings
since 2021unit no. 2.318.444.609
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72453F0525/00D000 Flanders 604 m² 1 · 144 m² 7.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.