FRAKUR
ActiveFRAKUR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €12k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 90% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+4
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 12.87 in 2024; short-term debt: 9.7% and cash: 21.3% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
19 d late
2023
31 d late
2022
29 d late
2021
30 d late
2020
39 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€105k▼ 15.4%
2024 · €124k
2018: €133k
2019: €127k
2020: €136k
2021: €113k
2022: €109k
2023: €115k
2024: €124k
2018 → 2025
Total assets
€116k▼ 9.5%
2024 · €128k
2018: €157k
2019: €154k
2020: €141k
2021: €147k
2022: €127k
2023: €120k
2024: €128k
2018 → 2025
Net result
€12k▲ 35.5%
2024 · €9k
2018: €9k
2019: €9k
2020: €9k
2021: €3k
2022: €7k
2023: €6k
2024: €9k
2018 → 2025
Working capital
€15k▼ 44.8%
2024 · €27k
2018: €-9k
2019: €-13k
2020: €5k
2021: €-5k
2022: €-4k
2023: €10k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€109k▼ 4.0%€115k▲ 5.5%€124k▲ 7.9%€105k▼ 15.4%
Operating result€4k-€12k▲ 187%€8k▼ 33.2%€11k▲ 46.9%€12k▲ 7.9%
Net result€3k-€7k▲ 128%€6k▼ 13.2%€9k▲ 50.8%€12k▲ 35.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€90k▼ 9.0%
Current assets
€26k▼ 11.0%
Equity and liabilities €116k
Equity
€105k▼ 15.4%
Debt
€11k▲ 162%
The debt ratio rises from 3.4% to 9.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €20k
Cash flow
€21k▲
2024 · €17k
Solvency
90.3%▼
2024 · 96.6%
Current ratio
2.34▼
2024 · 12.87
Quick ratio
2.34▼
2024 · 12.87
Debt / equity
0.11▲
2024 · 0.03
ROE
11.7%▲
2024 · 7.3%
ROA
10.6%▲
2024 · 7.1%
Interest coverage
155.14▼
2024 · 270.43
Debt
€11k▲
2024 · €4k
Debt ≤ 1 year
€11k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€116k▼
Fixed assets21/28€99k€90k▼
Tangible fixed assets22/27€99k€90k▼
Land and buildings22€99k€90k▼
Current assets29/58€30k€26k▼
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€28k€25k▼
Equity and liabilities
Total equity and liabilities10/49€128k€116k▼
Equity10/15€124k€105k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€56k€37k▼
Amounts payable17/49€4k€11k▲
Amounts payable within one year42/48€2k€11k▲
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Other amounts payable47/48€678€678=
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€5k-
Gross operating margin9900€25k€21k▼
Operating profit (loss)9901€11k€12k▲
Financial income75/76B€64€213▲
Recurring financial income75€64€213▲
Financial charges65/66B€72€136▲
Recurring financial charges65€72€136▲
Profit (loss) for the period before taxes9903€11k€12k▲
Income taxes67/77€2k-
Profit (loss) for the period9904€9k€12k▲
Profit (loss) for the period to be appropriated9905€9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€68k▲
Profit (loss) brought forward from the previous period14P€47k€56k▲
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €12k ▲35.5%
Operating result €12k, net result €12k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 12.87
Current ratio from 4.06 to 12.87; short-term debt falls from €3k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity times 5current ratio 4.06
Current ratio from 0.74 to 4.06; short-term debt falls from €16k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼64.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.88
Current ratio from 0.52 to 1.88; short-term debt falls from €27k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotehertstraat 241000 BrusselGround area
102 m²
Building footprint
101 m²
Volume, LiDAR
726 m³
Parcel 21808H1984/00C000, Brussels · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grotehertstraat 24, 1000 Brussel
since 20002.096.482.279
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1984/00C000 | Brussels | 102 m² | 1 · 101 m² | 19.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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C.L.H.
BE 0673.546.224
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CREATIVE IMMOBILIERE
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LE PARCOURS DU PROPRIETAIRE
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-12-1999
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.