FRADEK
ActiveThe computed 12-month bankruptcy probability of FRADEK is 1.6% (moderate). The 2025 annual accounts show equity of €61k and a net result of €17k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 76% of 878 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
88
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+29
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 0.98 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
17.3%
Age of the figures
11 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
6 d early
2023
32 d early
2022
5 d early
2021
9 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€61k▲ 1.2%
2024 · €61k
2019: €25k
2020: €37k
2021: €44k
2022: €39k
2023: €59k
2024: €61k
2019 → 2025
Total assets
€97k▼ 40.8%
2024 · €163k
2019: €211k
2020: €171k
2021: €151k
2022: €136k
2023: €139k
2024: €163k
2019 → 2025
Net result
€17k▼ 61.6%
2024 · €44k
2019: €6k
2020: €12k
2021: €6k
2022: €14k
2023: €41k
2024: €44k
2019 → 2025
Working capital
€15k
2024 · €-2k
2019: €21k
2020: €25k
2021: €38k
2022: €17k
2023: €22k
2024: €-2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€39k▼ 10.8%€59k▲ 52.1%€61k▲ 2.6%€61k▲ 1.2%
Operating result€8k-€16k▲ 96.8%€41k▲ 146%€42k▲ 3.7%€19k▼ 54.8%
Net result€6k-€14k▲ 120%€41k▲ 191%€44k▲ 6.8%€17k▼ 61.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€47k▼ 25.8%
Current assets
€50k▼ 50.2%
Equity and liabilities €97k
Equity
€61k▲ 1.2%
Debt
€35k▼ 65.6%
The debt ratio falls from 62.9% to 36.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€39k▼
2024 · €59k
Cash flow
€37k▼
2024 · €60k
Solvency
63.4%▲
2024 · 37.1%
Current ratio
1.42▲
2024 · 0.98
Quick ratio
1.22▲
2024 · 0.92
Debt / equity
0.58▼
2024 · 1.69
ROE
27.2%▼
2024 · 71.7%
ROA
17.3%▼
2024 · 26.6%
Interest coverage
39.23▲
2024 · 28.86
Debt
€35k▼
2024 · €103k
Debt ≤ 1 year
€35k▼
2024 · €103k
Income taxes
€3k▲
2024 · €29
Staff costs
€62k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€97k▼
Fixed assets21/28€63k€47k▼
Tangible fixed assets22/27€63k€47k▼
Plant, machinery and equipment23€38k€26k▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€21k€17k▼
Current assets29/58€101k€50k▼
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€87k€36k▼
Trade receivables40-€2k
Other amounts receivable41€87k€34k▼
Cash at bank and in hand54/58€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€163k€97k▼
Equity10/15€61k€61k▲
Contributions10/11€19k€19k=
Reserves13€42k€43k▲
Distributable reserves133€42k€43k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€103k€35k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€103k€35k▼
Current portion of amounts payable after more than one year42€18k€0▼
Trade debts44€36k€6k▼
Suppliers440/4€36k€6k▼
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€1k€5k▲
Other amounts payable47/48€44k€18k▼
Accrued charges and deferred income492/3€0€38▲
Income statement
Code20242025
Remuneration, social security and pensions62€52k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€20k▲
Other operating charges640/8€6k€721▼
Gross operating margin9900€117k€102k▼
Operating profit (loss)9901€42k€19k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€2k€993▼
Recurring financial charges65€2k€993▼
Profit (loss) for the period before taxes9903€44k€19k▼
Income taxes67/77€29€3k▲
Profit (loss) for the period9904€44k€17k▼
Profit (loss) for the period to be appropriated9905€44k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€17k▼
Profit (loss) brought forward from the previous period14P€34k€0▼
Transfer to equity691/2€36k€727▼
To other reserves6921€36k€727▼
Profit to be distributed694/7€42k€16k▼
Directors or managers695€42k€16k▼
Social balance
Average headcount (FTE)90871.21.4▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2019net €44k ▲6.8%
Operating result €42k, net result €44k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ridder de Ghellinckstraat 20A8710 WielsbekeGround area
3,477 m²
Building footprint
1,086 m²
Parcel 37017A0441/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
DE WONDERLAMP WIELSBEKE
since 20182.274.038.603
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017A0441/00Z000 | Flanders | 3,477 m² | 1 · 1,086 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,768 EUR awarded · 3,768 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,768 EUR | 3,768 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWielsbeke2.274.038.603
Similar companies · same sector, comparable size
A L'HEURE
BE 0766.984.245
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CHOUAA GROUPE
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SCS
BE 0759.600.367
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ECO-PROTEC
BE 0475.648.804
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P&A PARTNERS
BE 0725.424.002
La Louvière · Eq €61k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 8,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2018
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
93299Other amusement and recreation activities
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.