Turnover
≈ €160,000 estimated
The micro format states no turnover.
Fraction
Overview
Lifetime
1 annual account with figurespeak €85,142 (2025)
€85,142
peak €66,375 (2025)
€66,375
peak €68,542 (2025)
€68,542
€25,670
Board1 name since 2025
1 directorFRANCKX Thomas Maria Paul
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Incorporation 28-02Dividend €8331 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 300 shares
Position in the sector
€66,375
Higher net result than 81% of companies in computer programming and consultancy. Sector median €28,569 · 21,199 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.54, cash €38,365
Equity €68,542 (72.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 66% of them on solvency, 75% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Fraction has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Fraction itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Fraction. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.54, above the usual 1.5. Short-term debt is 27.2% and cash 40.7% of total assets. 27.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020459992
Incorporation
Founding capital of €3,000, 300 shares · Founder: FRANCKX Thomas Maria Paul · Appointment: FRANCKX Thomas Maria Paul (director) · published on 28-02-2025 · Gazette deed
First establishment
Groene Wandeling 9, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fraction Schilde | €94,212 | €85,142 | 72.8% | - |
| Committed IT Hoogstraten | €91,724 | €84,720 | 77.4% | - |
| Fermat Prime Antwerp | €89,921 | €88,672 | 73.6% | - |
| Autonux Geel | €99,880 | €83,773 | 67.2% | - |
| Kuvano Kalmthout | €103,598 | €91,186 | 72.1% | - |
| Bax Consulting & Advice Ravels | €85,014 | €87,529 | 70.8% | - |
| Bogit Mortsel | €86,721 | €77,813 | 70.5% | - |
These companies have the same main activity as Fraction: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €85,000 and €104,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 26-02-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.372.942.2762970 Schilde, since 26-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 27-02-2025
Annual accounts 2025
- €85,142
- €66,375
- €68,542
- €94,212
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on Fraction
Fraction has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,542 and a net result of €66,375.
Its solvency ranks better than 65% of 21,193 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline€85,142
€84,089
€66,375
€65,306
72.8%
3.54
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €150,000 and €210,000.
Amounts without an identifiable currency are taken as euros.
Balance sheet
balance sheet total €94,212 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
72.8%
Higher than 65% of 21,193 companies in 2025.
3.54
Higher than 64% of 20,556 companies in 2025.
70.5%
Higher than 95% of 20,731 companies in 2025.
Fraction
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
94,212 | |
21/28 |
3,236 | |
22/27 |
3,236 | |
23 |
1,236 | |
24 |
969 | |
26 |
1,030 | |
29/58 |
90,976 | |
40/41 |
51,822 | |
40 |
51,735 | |
41 |
87 | |
54/58 |
38,365 | |
490/1 |
790 | |
| Balance sheet: equity and liabilities | ||
10/49 |
94,212 | |
10/15 |
68,542 | |
10/11 |
3,000 | |
13 |
65,542 | |
133 |
65,542 | |
17/49 |
25,670 | |
42/48 |
25,670 | |
43 |
1,742 | |
430/8 |
1,742 | |
44 |
94 | |
440/4 |
94 | |
45 |
22,534 | |
450/3 |
22,534 | |
47/48 |
1,301 | |
| Income statement | ||
9900 |
85,142 | |
630 |
487 | |
640/8 |
567 | |
9901 |
84,089 | |
75/76B |
24 | |
75 |
24 | |
65/66B |
70 | |
65 |
70 | |
9903 |
84,042 | |
67/77 |
17,667 | |
9904 |
66,375 | |
9905 |
66,375 | |
| Appropriation of the result | ||
9906 |
66,375 | |
691/2 |
65,542 | |
6921 |
65,542 | |
694/7 |
833 | |
694 |
833 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00350954 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 84,575 | ||
| 66,862 | ||
| 3,722 | ||
| 65,306 | ||
| 72.8% | ||
| 3.54 | ||
| 0.37 | ||
| 96.8% | ||
| 70.5% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,722 |
| €487 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Fraction
Debt's share of the balance-sheet total is 27.2%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 26-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 28-02-2025
Mandates through the years
1 name, the dashed line is todayFRANCKX Thomas Maria Paul
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FRANCKX Thomas Maria Paul
- Director (not named in the articles), from 26-02-2025 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 300
- Contribution per share
- €10
- Equity per share
- €228 in 2025
- Source
- deed of 28-02-2025
Articles of association
deed of 28-02-2025 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Friday of June at 18:00
Founder
At incorporation
deed of 28-02-2025 ↗
- FRANCKX Thomas Maria Paul sole founder · 100% at incorporation
Network & group
No group
Fraction has no parent and no holdings in its annual accounts. FRANCKX Thomas Maria Paul is the only director. Fraction shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020459992
IncorporationFounding capital of €3,000, 300 shares · Founder: FRANCKX Thomas Maria Paul · Appointment: FRANCKX Thomas Maria Paul (director) · published on 28-02-20253 points ▸
- Founder, FRANCKX Thomas Maria Paul
- Founding capital, €3,000, 300 shares
- Director appointment, FRANCKX Thomas Maria Paul (director (not named in the articles))
- The deed holds 3 more points.
First establishment Groene Wandeling 9, Schilde
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1020.459.992
- VAT number
- BE 1020.459.992
- Peppol ID
- 0208:1020459992
- Other Peppol ID
- 9925:BE1020459992
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Friday of June at 18:00deed of 28-02-2025 (in Dutch)
- Peppol
- Reachable since 27-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Fraction in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Groene Wandeling 9, 2970 Schilde ('s Gravenwezel)”deed of 28-02-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
73110
Advertising agencies
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Agenten in speciaalzaken; Groothandel in overige huishoudelijke artikelen; Groothandel in computers,randapparatuur en software…”deed of 28-02-2025 (in Dutch)
69 activities
- Agenten in speciaalzaken;
- Groothandel in overige huishoudelijke artikelen;
- Groothandel in computers,randapparatuur en software
- Handelsbemiddeling in machines,apparaten,werktuigen,computers en industriële uitrusting;
- Detailhandel in tweedehands goederen in winkels;
- Detailhandel via postorderbedrijven of internet;
- Overige detailhandel in niet-gespecialiseerde winkels;
- Detailhandel in ICT-apparatuur in gespecialiseerde winkels;
- Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels;
- Book Publishing;
- Uitgeverijen van andere software;
- Productie van films en televisieprogramma’s (exclusief animatiefilms);
- Postproductieactiviteiten voor films en televisieprogramma’s;
- Distributie van films en televisieprogramma’s;
- Computerprogrammering;
- Advies op het gebied van informatietechnologie;
- Beheer van computerfaciliteiten;
- Overige dienstverlenende activiteiten op het gebied van informatietechnologie;
- News Agency Activities;
- Gegevensverwerking,hosting en aanverwante activiteiten;
- Webportalen;
- Verhuur en exploitatie van eigen of lease-onroerende goederen;
- Bemiddeling bij de koop,verkoop en verhuur van onroerend goed;
- Activiteiten van hoofdkantoren;adviesbureaus op het gebied van bedrijfsbeheer;
- Adviesbureaus op het gebied van bedrijfsbeheer;
- Public relations en communicatieadvies;
- Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering;
- Overige adviesverlening op het gebied van bedrijfsvoering;
- Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering;
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht;
- Berekenen van de kosten en baten van de voorgestelde maatregelen,onder meer op het gebied van planning,organisatie,efficiëntie;
- Algemene audit-activiteiten;
- Verlenen van adviezen op het gebied van het beheer,zoals de argonomen en landbouweconomen ten behoeve van onder meer landbouwbedrijven;
- Reclamebureaus;
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media;
- Ontwerpen en plaatsen van buitenreclame: reclameborden en -panelen,lichtkranten en neonreclame,aanbrengen van reclame op bussen;
- Ontwerpen van publicitaire teksten en slogans (copywriters);
- Ontwerpen van publicitaire films;
- Ontwerpen van publicitaire artikelen;
- Concipiëren van reclametechnieken die ernaar streven de individuele consument te benaderen
- (direct marketing);
- Luchtreclame;
- Markt- en opinieonderzoekbureaus;
- Onderzoek naar de omvang van de markt voor bepaalde producten,de ontvangst en de bekendheid van producten;
- Statistische analyses van de resultaten van het onderzoek;
- Onderzoek naar de opvattingen van het publiek over politieke,economische en sociale onderwerpen en statistische analyses;
- Activiteiten van vertaling en interpretatie;
- Andere professionele,wetenschappelijke en technische activiteiten;
- Fotografie;
- Fotografie voor commerciële en private doeleinden;
- Luchtfotografie;
- Pasfoto's en portretfotografie;
- Fotoreportages voor de pers;
- Overige zakelijke dienstverlening;
- Verhuur van vrijetijds- en sportartikelen;
- Verhuur van videobanden en andere amusementsartikelen;
- Verhuur van overige gebruiksartikelen;
- Verhuur en leasing van overig materieel en andere machines en werktuigen;
- Verhuur van intellectuele eigendom en vergelijkbare producten,exclusief auteursrechten;
- Cultureel onderwijs;
- Overig onderwijs;
- Artistieke creaties;
- Sport,ontspanning en recreatie;
- Activiteiten van sportbonden en -federaties;
- Zelfstandig werkende sportbeoefenaars;
- Overige sportactiviteiten;
- Promotie en organisatie van sportevenementen,als zelfstandige activiteit of voor rekening van derden;
- Ondersteunende diensten in verband met de sportbeoefening;
- Reparatie van meubelen en huisraad.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Groene Wandeling 9 registered office 2970 Schilde | 26-02-2025 | 2.372.942.276 |
Buildings and parcels at the address
- Ground area
- 2,030 m²
- Buildings
- 157 m²
- Volume, LiDAR
- 965 m³
- Tallest building
- 16.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11041B0152/00G000 | 2,030 m² | 1 · 157 m² | 16.0 m · 2 |