FRACATO
ActiveFRACATO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €9k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 0.98 in 2024), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.9%
Return on assets
13.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
46 d early
2023
43 d early
2022
5 d early
2021
on the day
2020
4 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 28.4%
2024 · €32k
2019: €30k
2020: €59k
2021: €-3k
2022: €7k
2023: €18k
2024: €32k
2019 → 2025
Total assets
€67k▲ 5.5%
2024 · €64k
2019: €212k
2020: €200k
2021: €121k
2022: €57k
2023: €52k
2024: €64k
2019 → 2025
Net result
€9k▼ 35.9%
2024 · €14k
2019: €-21k
2020: €29k
2021: €-62k
2022: €10k
2023: €11k
2024: €14k
2019 → 2025
Working capital
€8k
2024 · €-640
2019: €-22k
2020: €14k
2021: €-36k
2022: €-27k
2023: €-16k
2024: €-640
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€7k€18k▲ 146%€32k▲ 79.7%€41k▲ 28.4%
Operating result€-62k-€10k€11k▲ 7.0%€14k▲ 30.8%€9k▼ 35.5%
Net result€-62k-€10k€11k▲ 7.6%€14k▲ 34.2%€9k▼ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€32k=
Current assets
€35k▲ 11.3%
Equity and liabilities €67k
Equity
€41k▲ 28.4%
Debt
€26k▼ 17.4%
The debt ratio falls from 50.0% to 39.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
60.9%▲
2024 · 50.0%
Current ratio
1.32▲
2024 · 0.98
Quick ratio
1.32▲
2024 · 0.98
Debt / equity
0.64▼
2024 · 1.00
ROE
22.1%▼
2024 · 44.3%
ROA
13.5%▼
2024 · 22.2%
Debt
€26k▼
2024 · €32k
Debt ≤ 1 year
€26k▼
2024 · €32k
Income taxes
€106▲
2024 · €99
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€67k▲
Fixed assets21/28€32k€32k=
Tangible fixed assets22/27€32k€32k=
Land and buildings22€32k€32k=
Furniture and vehicles24€0-
Current assets29/58€31k€35k▲
Amounts receivable within one year40/41€484€484=
Trade receivables40€484€484=
Other amounts receivable41€0-
Cash at bank and in hand54/58€24k€31k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€64k€67k▲
Equity10/15€32k€41k▲
Contributions10/11€120k€120k=
Reserves13€47k€47k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€-135k€-126k▲
Amounts payable17/49€32k€26k▼
Amounts payable within one year42/48€32k€26k▼
Trade debts44€4k€846▼
Suppliers440/4€4k€846▼
Taxes, remuneration and social security45€99€106▲
Taxes450/3€99€106▲
Other amounts payable47/48€28k€25k▼
Income statement
Code20242025
Non-recurring operating income76A€750€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€5k€5k▼
Gross operating margin9900€19k€14k▼
Operating profit (loss)9901€14k€9k▼
Financial charges65/66B€101€85▼
Recurring financial charges65€101€85▼
Profit (loss) for the period before taxes9903€14k€9k▼
Income taxes67/77€99€106▲
Profit (loss) for the period9904€14k€9k▼
Profit (loss) for the period to be appropriated9905€14k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-135k€-126k▲
Profit (loss) brought forward from the previous period14P€-149k€-135k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-62k ▼312%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 138800 RoeselareGround area
427 m²
Building footprint
212 m²
Volume, LiDAR
1,649 m³
Parcel 36502B0235/00G000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRACATO
since 19942.068.986.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0235/00G000 | Flanders | 427 m² | 1 · 212 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 970 companies in sector 46431 we hold annual accounts for 700. 382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-1994
Fiscal year end30-06
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
47750Retail sale of cosmetics and toilet articles
52450
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.