FRA-JILL
ActiveSummary
FRA-JILL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €755k and a net result of €22k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-37
Solvency55▼-19
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.81 in 2024; short-term debt: 12% and cash: 1.8% of total assets), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
0.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
99 d early
2022
37 d early
2021
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€755k▲ 6.8%
2024 · €707k
2021: €392k
2022: €411k
2024: €707k
2021 → 2025
Total assets
€2.52M▲ 73.9%
2024 · €1.45M
2021: €735k
2022: €794k
2024: €1.45M
2021 → 2025
Net result
€22k▼ 64.8%
2024 · €63k
2021: €-13k
2022: €19k
2024: €63k
2021 → 2025
Working capital
€-31k▼ 31.7%
2024 · €-23k
2021: €33k
2022: €-15k
2024: €-23k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220242025Trend
Equity€392k-€411k▲ 5.0%€707k▲ 71.8%€755k▲ 6.8%
Operating result€-10k-€27k€100k▲ 269%€53k▼ 46.3%
Net result€-13k-€19k€63k▲ 225%€22k▼ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€2.25M ▲ 66.6%
Current assets
€271k ▲ 174%
Equity and liabilities €2.52M
Equity
€755k ▲ 6.8%
Debt
€1.76M ▲ 138%
Debt's share of the balance-sheet total rises from 51.2% to 70.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▼
2024 · €135k
Cash flow
€52k▼
2024 · €99k
Current ratio
0.90▲
2024 · 0.81
Debt to equity
2.34▲
2024 · 1.05
ROE
3.0%▼
2024 · 9.0%
ROA
0.9%▼
2024 · 4.4%
Interest coverage
2.09▼
2024 · 9.08
Debt ≤ 1 year
€302k▲
2024 · €122k
Debt > 1 year
€1.46M▲
2024 · €617k
Income taxes
€249▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€2.52M▲
Fixed assets21/28€1.35M€2.25M▲
Tangible fixed assets22/27€719k€1.67M▲
Land and buildings22€719k€1.67M▲
Financial fixed assets28€631k€576k▼
Current assets29/58€99k€271k▲
Amounts receivable within one year40/41€15k€226k▲
Trade receivables40€15k€14k▼
Other amounts receivable41-€212k
Cash at bank and in hand54/58€83k€44k▼
Deferred charges and accrued income490/1€762€792▲
Equity and liabilities
Total equity and liabilities10/49€1.45M€2.52M▲
Equity10/15€707k€755k▲
Contributions10/11€405k€405k=
Revaluation surpluses12€113k€108k▼
Reserves13€189k€242k▲
Non-distributable reserves130/1€119k€150k▲
Reserves not available under the articles1311€119k€150k▲
Distributable reserves133€70k€92k▲
Amounts payable17/49€742k€1.76M▲
Amounts payable after more than one year17€617k€1.46M▲
Financial debts170/4€617k€1.46M▲
Amounts payable within one year42/48€122k€302k▲
Current portion of amounts payable after more than one year42€41k€51k▲
Financial debts43€65k€80k▲
Credit institutions430/8€65k€80k▲
Trade debts44€241€163k▲
Suppliers440/4€241€163k▲
Taxes, remuneration and social security45€14k€7k▼
Taxes450/3€14k€7k▼
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€30k▼
Other operating charges640/8€22k€8k▼
Gross operating margin9900€158k€91k▼
Operating profit (loss)9901€100k€53k▼
Financial income75/76B-€9k
Recurring financial income75-€9k
Financial charges65/66B€15k€40k▲
Recurring financial charges65€15k€40k▲
Profit (loss) for the period before taxes9903€85k€23k▼
Income taxes67/77€21k€249▼
Profit (loss) for the period9904€63k€22k▼
Profit (loss) for the period to be appropriated9905€63k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€22k▼
Profit (loss) brought forward from the previous period14P€6k-
Transfer to equity691/2€70k€22k▼
To other reserves6921€70k€22k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2021net €63k ▲225%
Operating result €100k, net result €63k, both a record.
30-06
Financial
Equity above €500kEq €707k ▲71.8%
2 profitable years in a row build equity to €707k.
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 409470 DenderleeuwGround area
224 m²
Building footprint
89 m²
Volume, LiDAR
526 m³
Parcel 41011A0378/00P002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRA-JILL
since 20202.311.443.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A0378/00P002 | Flanders | 224 m² | 1 · 89 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TABAKKEN WOUTERS
BE 0422.241.691
Lille · Eq €773k
TASTIES
BE 0759.973.422
Wevelgem · Eq €794k
ALCAN INVEST
BE 0454.277.823
Sint-Jans-Molenbeek · Eq €669k
JACQUEMART GAMES
BE 0822.175.958
Lokeren · Eq €866k
MASTERVENDING
BE 0891.363.484
Rumst · Eq €931k
Of 154 companies in sector 77391 we hold annual accounts for 67. 51 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2020
Fiscal year end30-06
Activities, NACEBEL 2025
77391Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Lambrecht.Jan@telenet.be