FPT TUINEN
ActiveFPT TUINEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327k and a net result of €39k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+18
Solvency66▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.57 in 2024; short-term debt: 15.9% of total assets), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
4.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
7 d early
2023
36 d early
2022
53 d early
2021
33 d early
2020
3 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€327k▲ 13.4%
2024 · €288k
2018: €68k
2019: €73k
2020: €124k
2021: €226k
2022: €277k
2023: €306k
2024: €288k
2018 → 2025
Total assets
€807k▲ 6.0%
2024 · €762k
2018: €260k
2019: €168k
2020: €294k
2021: €416k
2022: €675k
2023: €758k
2024: €762k
2018 → 2025
Net result
€39k
2024 · €-17k
2018: €478
2019: €5k
2020: €51k
2021: €102k
2022: €52k
2023: €28k
2024: €-17k
2018 → 2025
Working capital
€64k▼ 18.8%
2024 · €79k
2018: €-9k
2019: €2k
2020: €11k
2021: €-26k
2022: €46k
2023: €68k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€277k▲ 22.8%€306k▲ 10.1%€288k▼ 5.6%€327k▲ 13.4%
Operating result€136k-€74k▼ 45.9%€58k▼ 20.9%€2k▼ 96.9%€65k▲ 3,527%
Net result€102k-€52k▼ 49.2%€28k▼ 45.5%€-17k€39k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,527% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €807k
Fixed assets
€614k▲ 13.3%
Current assets
€193k▼ 12.2%
Equity and liabilities €807k
Equity
€327k▲ 13.4%
Debt
€480k▲ 1.4%
The debt ratio falls from 62.1% to 59.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€162k▲
2024 · €95k
Cash flow
€136k▲
2024 · €76k
Solvency
40.5%▲
2024 · 37.9%
Current ratio
1.50▼
2024 · 1.57
Quick ratio
1.50▼
2024 · 1.57
Debt / equity
1.47▼
2024 · 1.64
ROE
11.8%▲
2024 · -6.0%
ROA
4.8%▲
2024 · -2.3%
Interest coverage
9.01▲
2024 · 4.98
Debt
€480k▲
2024 · €473k
Debt ≤ 1 year
€128k▼
2024 · €140k
Debt > 1 year
€352k▲
2024 · €333k
Income taxes
€9k
Staff costs
€149k▲
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€762k€807k▲
Fixed assets21/28€542k€614k▲
Tangible fixed assets22/27€542k€614k▲
Land and buildings22€322k€310k▼
Plant, machinery and equipment23€61k€90k▲
Furniture and vehicles24€12k€16k▲
Leasing and similar rights25€123k€176k▲
Other tangible fixed assets26€25k€22k▼
Current assets29/58€219k€193k▼
Amounts receivable after more than one year29€18k€18k=
Other amounts receivable291€18k€18k=
Amounts receivable within one year40/41€183k€175k▼
Trade receivables40€182k€169k▼
Other amounts receivable41€1k€6k▲
Deferred charges and accrued income490/1€18k-
Equity and liabilities
Total equity and liabilities10/49€762k€807k▲
Equity10/15€288k€327k▲
Contributions10/11€20k€20k=
Reserves13€268k€307k▲
Distributable reserves133€268k€307k▲
Amounts payable17/49€473k€480k▲
Amounts payable after more than one year17€333k€352k▲
Financial debts170/4€333k€352k▲
Amounts payable within one year42/48€140k€128k▼
Current portion of amounts payable after more than one year42€49k€69k▲
Financial debts43€30k€7k▼
Credit institutions430/8€25k€5k▼
Other loans439€5k€2k▼
Trade debts44€20k€18k▼
Suppliers440/4€20k€18k▼
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€9k-
Remuneration and social security454/9€15k€17k▲
Other amounts payable47/48€17k€17k▲
Income statement
Code20242025
Non-recurring operating income76A-€55k
Remuneration, social security and pensions62€93k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€97k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12k
Other operating charges640/8€4k€4k▲
Gross operating margin9900€193k€328k▲
Operating profit (loss)9901€2k€65k▲
Financial income75/76B€198€438▲
Recurring financial income75€198€438▲
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€-17k€47k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€-17k€39k▲
Profit (loss) for the period to be appropriated9905€-17k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€39k▲
Transfer from equity791/2€17k-
Transfer to equity691/2-€39k
To other reserves6921-€39k
Social balance
Average headcount (FTE)90871.82.4▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-17k ▼161%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €102k ▲98.7%
Operating result €136k, net result €102k, both a record.
31-12
Financial
Equity above €200kEq €226k ▲81.7%
4 profitable years in a row build equity to €226k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €124k ▲69.8%
3 profitable years in a row build equity to €124k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itegembaan 2812590 BerlaarGround area
3,436 m²
Building footprint
389 m²
Volume, LiDAR
2,128 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FPT TUINEN
since 20072.166.723.345
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12502B0028/00C000 | Flanders | 2,006 m² | 1 · 181 m² | 8.3 m · 2 fl. |
| 12002B0543/00R002 | Flanders | 1,430 m² | 1 · 208 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REEMERS LEIDING WERKEN
BE 0821.672.152
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MOERMANS-BUNTINX
BE 0873.185.684
Alken · Eq €327k
VAN LOO KURT
BE 0476.290.685
Brugge · Eq €327k
TDS-TUINEN
BE 0842.959.395
Wetteren · Eq €327k
TMH
BE 0641.867.212
Saint-Ghislain · Eq €328k
Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 3,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2007
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
42110Construction of roads and motorways
43120Site preparation
45112
45230
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.