Equity
FPJD has made a profit in every financial year since 2006.
FPJD has made a profit in every financial year since 2006.
Green is investment, beige is depreciation.
The last five annual accounts were filed 23 to 48 days before the end of the period.
In July 2024, 20,124 companies had the same profile as FPJD has now. Each dot stands for 51 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,124 companies, not a prediction for FPJD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FPJD Hoegaarden | €1.7m | €197,561 | 65.2% | - |
| FIDUCEL Grimbergen | €1.9m | €209,729 | 71.0% | - |
| ASTOLI Kortenberg | €1.7m | €181,746 | 96.7% | 0 |
| RUKA Merchtem | €1.6m | €197,337 | 90.8% | - |
| Red Snapper Leuven | €1.6m | €166,188 | 39.9% | - |
| Fintea Management & Consulting Services Lennik | €1.9m | €190,790 | 48.9% | - |
| THIERRY DUMONT Overijse | €1.9m | €170,440 | 57.3% | - |
These companies have the same main activity as FPJD: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.6m and €1.9m, founded between 2003 and 2008.
FPJD files the micro format. That format states no turnover. The gross margin rose from €67,259 in 2006 to €197,561 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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