FPJD
ActiveSummary
FPJD has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.0m and a net result of €115,262. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 61% of 37948 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▼-1
Solvency93▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 3.15 against 3.42 in 2023; short-term debt: 31.8% and cash: 95.2% of total assets), and 31.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.2%
Return on assets
7.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
34 d early
2022
48 d early
2021
23 d early
2020
2 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1.0m▲ 4.2%
2023 · €1.0m
Total assets
€1.5m▲ 8.1%
2023 · €1.4m
Net result
€115,262▲ 3.7%
2023 · €111,103
Working capital
€1.0m▲ 4.2%
2023 · €1.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€98,753▼ 5.0%€122,535▲ 24.1%€189,272▲ 54.5%€168,420▼ 11.0%€184,899▲ 9.8%
Net result€69,161above the sector's middle half▼ 6.0%€84,548above the sector's middle half▲ 22.2%€128,167above the sector's middle half▲ 51.6%€111,103above the sector's middle half▼ 13.3%€115,262above the sector's middle half▲ 3.7%
Equity€954,520above the sector's middle half▲ 0.1%€908,435above the sector's middle half▼ 4.8%€962,893above the sector's middle half▲ 6.0%€1.0mabove the sector's middle half▲ 4.2%€1.0mabove the sector's middle half▲ 4.2%
Total assets€1.1mabove the sector's middle half▲ 8.7%€1.2mabove the sector's middle half▲ 6.6%€1.3mabove the sector's middle half▲ 9.4%€1.4mabove the sector's middle half▲ 8.9%€1.5mabove the sector's middle half▲ 8.1%
Debt€160,904▲ 121%€281,102▲ 74.7%€338,645▲ 20.5%€413,871▲ 22.2%€486,897▲ 17.6%
Working capital€952,384▲ 1.2%€906,107▼ 4.9%€962,067▲ 6.2%€1.0m▲ 4.2%€1.0m▲ 4.2%
Solvency85.6%above the sector's middle half▼ 7.3pp76.4%within the sector's middle half▼ 9.2pp74.0%within the sector's middle half▼ 2.4pp70.8%within the sector's middle half▼ 3.2pp68.2%within the sector's middle half▼ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 10% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.5m
Equity
€1.0m ▲ 4.2%
Debt
€486,897 ▲ 17.6%
Debt's share of the balance-sheet total rises from 29.2% to 31.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€185,290▲
2023 · €168,855
Cash flow
€115,653▲
2023 · €111,538
Current ratio
3.15▼
2023 · 3.42
Debt to equity
0.47▲
2023 · 0.41
ROE
11.0%▼
2023 · 11.1%
ROA
7.5%▼
2023 · 7.8%
Interest coverage
6.65▼
2023 · 12.38
Debt ≤ 1 year
€486,897▲
2023 · €413,871
Income taxes
€48,878▲
2023 · €46,929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,293 | €1,112 | €1,503 | €435 | €391 | ▼ 10.1% |
| Other operating charges640/8 | - | €1,459 | €1,570 | €1,874 | €1,915 | ▲ 2.2% |
| Gross operating margin9900 | €110,492 | €125,105 | €192,344 | €170,729 | €187,205 | ▲ 9.7% |
| Operating profit (loss)9901 | €98,753 | €122,535 | €189,272 | €168,420 | €184,899 | ▲ 9.8% |
| Financial income75/76B | - | €591 | €1,220 | €3,254 | €7,124 | ▲ 119% |
| Recurring financial income75 | €1,304 | €591 | €1,220 | €3,254 | €7,124 | ▲ 119% |
| Financial charges65/66B | - | €3,849 | €7,547 | €13,643 | €27,883 | ▲ 104% |
| Recurring financial charges65 | €2,363 | €3,849 | €7,547 | €13,643 | €27,883 | ▲ 104% |
| Profit (loss) for the period before taxes9903 | €97,694 | €119,277 | €182,945 | €158,032 | €164,140 | ▲ 3.9% |
| Income taxes67/77 | €28,532 | €34,729 | €54,778 | €46,929 | €48,878 | ▲ 4.2% |
| Profit (loss) for the period9904 | €69,161 | €84,548 | €128,167 | €111,103 | €115,262 | ▲ 3.7% |
| Profit (loss) for the period to be appropriated9905 | €69,161 | €84,548 | €128,167 | €111,103 | €115,262 | ▲ 3.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.2m | €1.3m | €1.4m | €1.5m | ▲ 8.1% |
| Fixed assets21/28 | €2,136 | €2,329 | €826 | €391 | - | - |
| Tangible fixed assets22/27 | €2,136 | €2,329 | €826 | €391 | - | - |
| Plant, machinery and equipment23 | - | €388 | - | - | - | - |
| Furniture and vehicles24 | - | €1,941 | €826 | €391 | - | - |
| Current assets29/58 | €1.1m | €1.2m | €1.3m | €1.4m | €1.5m | ▲ 8.1% |
| Amounts receivable within one year40/41 | €54,820 | €52,762 | €57,132 | €72,505 | €73,811 | ▲ 1.8% |
| Trade receivables40 | - | €43,228 | €57,132 | €63,458 | €61,506 | ▼ 3.1% |
| Other amounts receivable41 | - | €9,534 | - | €9,047 | €12,304 | ▲ 36.0% |
| Cash at bank and in hand54/58 | €1.0m | €1.1m | €1.2m | €1.3m | €1.5m | ▲ 8.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.2m | €1.3m | €1.4m | €1.5m | ▲ 8.1% |
| Equity10/15 | €954,520 | €908,435 | €962,893 | €1.0m | €1.0m | ▲ 4.2% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €419,627 | €373,542 | €427,999 | €468,450 | €510,101 | ▲ 8.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €371,682 | €426,139 | €468,450 | €510,101 | ▲ 8.9% |
| Profit (loss) carried forward14 | €522,493 | €522,493 | €522,493 | €522,493 | €522,493 | = |
| Amounts payable17/49 | €160,904 | €281,102 | €338,645 | €413,871 | €486,897 | ▲ 17.6% |
| Amounts payable within one year42/48 | €160,904 | €281,102 | €338,645 | €413,871 | €486,897 | ▲ 17.6% |
| Trade debts44 | €1,220 | €5,568 | €776 | €779 | €784 | ▲ 0.6% |
| Suppliers440/4 | - | €5,568 | €776 | €779 | €784 | ▲ 0.6% |
| Taxes, remuneration and social security45 | - | €22,859 | €27,993 | €31,684 | €22,418 | ▼ 29.2% |
| Taxes450/3 | - | €22,859 | €27,993 | €31,684 | €22,418 | ▼ 29.2% |
| Other amounts payable47/48 | - | €252,674 | €309,876 | €381,408 | €463,695 | ▲ 21.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,161 | €84,548 | €128,167 | €111,103 | €115,262 | ▲ 3.7% |
| + Depreciation and write-downs630 | €10,293 | €1,112 | €1,503 | €435 | €391 | ▼ 10.1% |
| Operating cash flow (approximation) | €79,454 | €85,660 | €129,670 | €111,538 | €115,653 | ▲ 3.7% |
| Investment in fixed assets (approximation) | - | -€1,305 | €0 | €0 | - | - |
| Change in cash | - | €85,512 | €109,133 | €100,738 | €113,763 | ▲ 12.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1mEq €1.0m ▲4.2%
6 profitable years in a row build equity to €1.0m.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €128,167 ▲51.6%
Operating result €189,272, net result €128,167, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €69,161 ▼6%
Net result drops to €69,161, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2005
Ground area
255 m²
Building footprint
94 m²
Volume, LiDAR
688 m³
Parcel 24041E0617/00P003, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FPJD
since 20052.150.640.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041E0617/00P003 | Flanders | 255 m² | 1 · 94 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 27,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
25999Manufacture of fabricated metal products, except machinery and equipment
77229Renting and leasing of other personal and household goods
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0878000844
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.