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FPB Invest

Active
Private limited companyfounded 2010active for 15 yearsKeizer Karellaan 584, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0831.824.488
Summary

The computed 12-month bankruptcy probability of FPB Invest is 6.4% (elevated). The annual accounts of FPB Invest for financial year 2024 show a net loss of 65% of total assets and of 64% of the equity at the start of that year. The 2024 annual accounts show equity of €11.0m and a net result of -€19.4m. Equity has been stable since 2018 (±1.6% per year). Its solvency ranks better than 39% of 4,582 sector peers (NACE 70, financial year 2024). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-12-2010 Normal situation
Registered office
99 active companies are registered at this address 5 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Business and other management consultancy NACE 70200and 5 others
Establishment unit
2.199.370.971 1082 Sint-Agatha-Berchem, since 13-12-2010
Financial year end
31 December
Peppol
Reachable since 15-11-2025

Board and ownership

Board
Shareholders
  • Frédéric PAULannual accounts 2022

Financial position

33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.4%
Annual accounts 2024
Gross margin
-€107,996
Loss
€19.4m
Equity
€11.0m
▼ 63.8%
Total assets
€29.7m
▼ 37.7%
Employees on 31-12-2024
1
=
  • €178,067 of overdue tax debts on 31-12-2024
  • 2025 accounts not filed, 93 days past the deadline
Filed on 22-07-2025
Score breakdownraises risk2 changes of registered office in 24 monthsFigures for financial year 2024 (filed on 24-07-2025)Liquidity: current ratio 1.57, cash €892,472lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 15% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2023
Weak
Solvency 62-27
equity 37.0% of total assets
Liquidity 21-14
short-term debt 63.0% · cash 3.0%
Profitability 0-19
return on assets -65.1%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024lowest value 02-2025: 1.7%● unchanged vs 01-2025lowest value 03-2025: 1.8%▲ +0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 2.1%▲ +0.3 percentage points vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 3.9%▲ +1.8 percentage points vs 07-2025 09-2025: 3.9%● unchanged vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.8%▼ -0.1 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.9%▲ +0.1 percentage points vs 02-2026 04-2026: 3.9%● unchanged vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 4.0%▲ +0.1 percentage points vs 05-2026 07-2026: 4.0%● unchanged vs 06-2026 08-2026: 4.4%▲ +0.4 percentage points vs 07-2026 09-2026: 5.2%▲ +0.8 percentage points vs 08-2026 10-2026: 6.4%▲ +1.2 percentage points vs 09-2026highest value 11-2026: 6.4%● unchanged vs 10-2026highest value
Credit of up to €360,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.57 (2.55 in 2023), above the usual 1.5. Short-term debt is 63% and cash 3% of total assets. However, 63% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 36% of them on solvency, 9% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Figures for financial year 2024 (filed on 24-07-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.57, cash €892,472
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
9 days early
2023
40 days early
2022
31 days late
2021
2 days early
2020
27 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 4 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2024after a profit of €170,799 in 2023 -€19.4m View
  • Caution: Lower net result than 95% of companies in head offices and management consultancysector median €45,241 · 4,593 companies -€19.4m View
  • 3 restructurings since 2025latest: merger with FPB ADVISORY AND SERVICES SRL 3 View

Recent changes

  1. · Gazette deed Merger: FPB INVEST takes over URBAN PROMOTION
  2. · Gazette deed Merger proposal: FPB INVEST SRL takes over URBAN PROMOTION SRL
  3. · Gazette deed Merger proposal: FPB INVEST SRL takes over FPB FINANCEMENT SRL
All 27 events

Comparable companies

These companies have the same main activity as FPB Invest: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €21m and €30m, founded between 2006 and 2014.

CompanyTotal assetsGross margin
FPB Invest Sint-Agatha-Berchem€29.7m-€0.1m
SKALLI INVEST Brussel€30.0m-€0.1m
CHARISA Etterbeek€30.4m-€0.03m
Compagnie d'investissement saelens Lasne€30.0m-€0.2m
LUVON Aartselaar€29.8m-€0.1m
Compagnie Financière M.G.B. Remicourt€21.1m-€0.07m
ARANVISE Tournai€30.1m-€0.04m
Full comparison

Key facts about FPB Invest

What is the company number of FPB Invest?
The company number of FPB Invest is 0831.824.488. The VAT number is the same number with BE in front: BE 0831.824.488.
Where is FPB Invest based?
The registered office is at Keizer Karellaan 584, 1082 Sint-Agatha-Berchem.Company details
What does FPB Invest do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FPB Invest?
The legal form of FPB Invest is Private limited company (BV).
When was FPB Invest founded?
FPB Invest was founded on 13-12-2010.
Is FPB Invest still active?
Yes, FPB Invest is an active enterprise in the KBO register.
How many employees does FPB Invest have?
FPB Invest had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of FPB Invest?
The annual accounts for financial year 2024 state no turnover.
Is FPB Invest profitable?
In financial year 2024, FPB Invest made a loss of €19.4m.
Where can I find the annual accounts of FPB Invest?
FPB Invest filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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