FP Services AGRI
ActiveFP Services AGRI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €79k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+66
Solvency15▼-1
Growth52=
Stability94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.04 in 2024), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
1.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11195 sector peers (2025).
NBB · sector comparisonPosition among 11195 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
207 d late
2023
61 d late
2022
101 d late
2021
121 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€79k▲ 549%
2024 · €12k
2021: €115k
2022: €40k
2023: €15k
2024: €12k
2021 → 2025
Working capital
€71k▲ 0.8%
2024 · €71k
2021: €85k
2022: €15k
2023: €77k
2024: €71k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€152k▲ 35.2%€167k▲ 9.7%€179k▲ 7.3%€258k▲ 44.1%
Operating result€143k-€49k▼ 66.0%€27k▼ 44.4%€84k▲ 210%€209k▲ 150%
Net result€115k-€40k▼ 65.6%€15k▼ 62.9%€12k▼ 17.3%€79k▲ 549%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 150% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.10M
Fixed assets
€574k▼ 7.6%
Current assets
€4.52M▲ 122%
Equity and liabilities €5.10M
Equity
€258k▲ 44.1%
Debt
€4.84M▲ 95.1%
The debt ratio rises from 93.3% to 94.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€260k▲
2024 · €144k
Cash flow
€130k▲
2024 · €72k
Solvency
5.1%▼
2024 · 6.7%
Current ratio
1.02▼
2024 · 1.04
Quick ratio
0.87▲
2024 · 0.44
Debt / equity
18.73▲
2024 · 13.83
ROE
30.6%▲
2024 · 6.8%
ROA
1.6%▲
2024 · 0.5%
Interest coverage
2.86▼
2024 · 3.33
Debt
€4.84M▲
2024 · €2.48M
Debt ≤ 1 year
€4.45M▲
2024 · €1.97M
Debt > 1 year
€382k▼
2024 · €513k
Income taxes
€44k▲
2024 · €33k
Staff costs
€203k▲
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.66M€5.10M▲
Fixed assets21/28€622k€574k▼
Tangible fixed assets22/27€620k€573k▼
Land and buildings22€538k€517k▼
Plant, machinery and equipment23€3k-
Furniture and vehicles24€79k€56k▼
Leasing and similar rights25€267-
Financial fixed assets28€1k€1k=
Current assets29/58€2.04M€4.52M▲
Stocks and contracts in progress3€1.17M€666k▼
Stocks30/36€1.17M€666k▼
Amounts receivable within one year40/41€183k€3.65M▲
Trade receivables40€183k€3.59M▲
Other amounts receivable41-€60k
Cash at bank and in hand54/58€681k€202k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.66M€5.10M▲
Equity10/15€179k€258k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€174k€253k▲
Amounts payable17/49€2.48M€4.84M▲
Amounts payable after more than one year17€513k€382k▼
Financial debts170/4€513k€382k▼
Amounts payable within one year42/48€1.97M€4.45M▲
Current portion of amounts payable after more than one year42€574k€128k▼
Financial debts43-€388k
Credit institutions430/8-€388k
Trade debts44€1.19M€3.74M▲
Suppliers440/4€1.19M€3.74M▲
Taxes, remuneration and social security45€14k€97k▲
Taxes450/3-€88k
Remuneration and social security454/9€14k€9k▼
Other amounts payable47/48€187k€103k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€155k€203k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€51k▼
Other operating charges640/8€20k€11k▼
Gross operating margin9900€320k€473k▲
Operating profit (loss)9901€84k€209k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€43k€91k▲
Recurring financial charges65€43k€91k▲
Profit (loss) for the period before taxes9903€46k€123k▲
Income taxes67/77€33k€44k▲
Profit (loss) for the period9904€12k€79k▲
Profit (loss) for the period to be appropriated9905€12k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€253k▲
Profit (loss) brought forward from the previous period14P€162k€174k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 207 days late
2025
31-12
Financial
Equity above €200kEq €258k ▲44.1%
5 profitable years in a row build equity to €258k.
2024
31-12
Financial
Weakest financial yearnet €12k ▼17.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 101 days late
2022
31-12
Financial
Equity above €150kEq €152k ▲35.2%
2 profitable years in a row build equity to €152k.
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Creugette, Achet 285362 HamoisGround area
3,202 m²
Building footprint
202 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
FP Services AGRI
since 20202.307.131.142
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91064E0003/00B002 | Wallonia | 1,956 m² | - | - |
| 91002C0707/00N002 | Wallonia | 1,246 m² | 1 · 202 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUBOMA
BE 0501.935.309
Oudenaarde · Eq €261k
GPW EQUIPMENT
BE 0564.717.172
Sankt Vith · Eq €254k
JOVERMA
BE 0798.485.390
Roeselare · Eq €263k
MATSERVICE
BE 0537.381.384
Marche-en-Famenne · Eq €254k
HM POWER TRANSMISSION
BE 0768.324.627
Sint-Truiden · Eq €267k
Of 803 companies in sector 46610 we hold annual accounts for 563. 452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2020
Fiscal year end31-12
Activities, NACEBEL
46610Wholesale trade
46712Wholesale trade
46620Wholesale of machine tools
68310Real estate agency activities
68311Real estate activities
77310Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.