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FP INTERIORS

Active
Private limited companyfounded 201610 yrs activeHengstenberg 120, 3090 Overijse, BelgiumKBO/BCE: BE 0648.941.975

FP INTERIORS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency96▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 2.12 in 2024; short-term debt: 28% and cash: 16.1% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.6%
Return on assets
30.5%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €90k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
19 d late
2024
138 d late
2023
12 d early
2022
33 d early
2021
3 d early
2020
31 d late
2019
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€90k▲ 75.9%
2024 · €51k
2018: €24k 2019: €8k 2020: €15k 2021: €15k 2022: €13k 2023: €25k 2024: €51k
2018 → 2025
Total assets
€128k▲ 43.0%
2024 · €90k
2018: €89k 2019: €74k 2020: €57k 2021: €37k 2022: €55k 2023: €69k 2024: €90k
2018 → 2025
Net result
€39k▲ 89.3%
2024 · €21k
2018: €9k 2019: €-17k 2020: €7k 2021: €121 2022: €-2k 2023: €12k 2024: €21k
2018 → 2025
Working capital
€70k▲ 117%
2024 · €32k
2018: €-27k 2019: €-61k 2020: €-31k 2021: €-15k 2022: €-13k 2023: €4k 2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€15k-€13k▼ 13.1%€25k▲ 90.2%€51k▲ 109%€90k▲ 75.9%
Operating result€2k-€1k▼ 12.9%€18k▲ 1,196%€32k▲ 75.7%€55k▲ 71.9%
Net result€121-€-2k€12k€21k▲ 76.9%€39k▲ 89.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €2k€2kNet result 2021: €121€121Operating result 2022: €1k€1kNet result 2022: €-2k€-2kOperating result 2023: €18k€18kNet result 2023: €12k€12kOperating result 2024: €32k€32kNet result 2024: €21k€21kOperating result 2025: €55k€55kNet result 2025: €39k€39k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets €22k▼ 22.2%
Current assets €106k▲ 73.1%
Equity and liabilities €128k
Equity €90k▲ 75.9%
Debt €38k▼ 1.3%
The debt ratio falls from 42.6% to 29.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€63k
2024 · €40k
Cash flow
€47k
2024 · €29k
Solvency
70.6%
2024 · 57.4%
Current ratio
2.96
2024 · 2.12
Quick ratio
2.96
2024 · 2.12
Debt / equity
0.42
2024 · 0.74
ROE
43.2%
2024 · 40.1%
ROA
30.5%
2024 · 23.0%
Interest coverage
55.01
2024 · 19.85
Debt
€38k
2024 · €38k
Debt ≤ 1 year
€36k
2024 · €29k
Debt > 1 year
€608
2024 · €8k
Income taxes
€18k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€90k€128k
Fixed assets21/28€28k€22k
Tangible fixed assets22/27€28k€22k
Plant, machinery and equipment23€0-
Furniture and vehicles24€15k€9k
Other tangible fixed assets26€13k€12k
Current assets29/58€61k€106k
Amounts receivable within one year40/41€47k€85k
Trade receivables40€9k€17k
Other amounts receivable41€39k€68k
Cash at bank and in hand54/58€14k€21k
Deferred charges and accrued income490/1€326€387
Equity and liabilities
Total equity and liabilities10/49€90k€128k
Equity10/15€51k€90k
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€1k€0
Reserves not available under the articles1311€1k€0
Distributable reserves133€10k€11k
Profit (loss) carried forward14€22k€61k
Amounts payable17/49€38k€38k
Amounts payable after more than one year17€8k€608
Financial debts170/4€8k€608
Amounts payable within one year42/48€29k€36k
Current portion of amounts payable after more than one year42€7k€7k
Trade debts44€10k€5k
Suppliers440/4€808€5k
Bills of exchange payable441€9k€0
Taxes, remuneration and social security45€12k€24k
Taxes450/3€12k€24k
Accrued charges and deferred income492/3€1k€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€1k€1k
Gross operating margin9900€41k€65k
Operating profit (loss)9901€32k€55k
Financial income75/76B€1k€3k
Recurring financial income75€1k€3k
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€31k€57k
Income taxes67/77€11k€18k
Profit (loss) for the period9904€21k€39k
Profit (loss) for the period to be appropriated9905€21k€39k
Appropriation of the result
Profit (loss) to be appropriated9906€22k€61k
Profit (loss) brought forward from the previous period14P€928€22k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-09
Financial Highest result since 2018net €39k ▲89.3%
Operating result €55k, net result €39k, both a record.
15-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
18-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €12k
Net result €12k after one loss-making year.
30-09
Financial Liquidity quadruplescurrent ratio 1.15
Current ratio from 0.32 to 1.15.
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial Weakest financial yearnet €-17k ▼275%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
16-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hengstenberg 1203090 Overijse
Ground area
2,258 m²
Building footprint
121 m²
Volume, LiDAR
835 m³
Parcel 23062B0196/00P015, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FP INTERIORS
Hengstenberg 120, 3090 OverijseBusiness consulting
since 20162.251.949.228
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062B0196/00P015 Flanders 2,258 m² 1 · 121 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,475 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-02-2016
Fiscal year end30-09
Trade name FR société privée à responsabilité limitée
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.