FP CONSEIL

Active

Private limited companyfounded 20206 yrs activeRue les Oies 6, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 0742.662.583

Summary

FP CONSEIL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,551 and a net result of €162,182. Its solvency ranks better than 31% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

FP CONSEILActiveChecked score 95/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€258,851total assets 2025

Equity: €83,551
Profit: €162,182

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 122 d early0 of 2 deeds read

Why 95+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.15, cash €135,763+ Size: total assets €258,851+ Figures for FY 2025 (filed 01-04-2026)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 58% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 57

equity 32.3% of total assets

Liquidity 64

short-term debt 67.4% · cash 52.4%

Profitability 100

return on assets 62.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 18 months 05-2025: 0.5%highest value 06-2025: 0.5%● 0.0% vs 05-2025highest value 07-2025: 0.5%▼ -0.4% vs 06-2025 08-2025: 0.5%▼ -1.7% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%▼ -1.9% vs 09-2025 11-2025: 0.5%▼ -1.2% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -9.5% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: < 0.1%▼ -90.5% vs 04-2026 06-2026: < 0.1%▼ -2.3% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 1.15, cash €135,763 lowers the probability
Size: total assets €258,851 lowers the probability for this profile
Figures for FY 2025 (filed 01-04-2026) lowers the probability

Credit up to €7,000 at 30 days acceptable

Liquidity tight (current ratio 1.15; short-term debt: 67.4% and cash: 52.4% of total assets), and 67.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 32%, liquidity 56%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.15, cash €135,763

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €258,851

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 01-04-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

122 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-03-26 Annual accounts filedfiscal year 2025 · micro…
14-03-22 General meeting · Director appointmentPermanent representative · Mandate compensation
03-06-21 General meeting · Capital increaseCapital · Corporate purpose

Key points

Positive: Among the best 8% on net resultsector median €26,813 · 34,947 companies €162,182 View
Total assets 2025first fiscal year filed €258,851 View
Active since 2020founded 29-01-2020 6 years View