Equity
€8.0m ▲ 14.4%
FOYLO has made a profit in every financial year since 2006.
FOYLO
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €1.7m (2018)
-not published
peak €1.4m (2022)
€1.0m▲ 15.7%
peak €8.0m (2025)
€8.0m▲ 14.4%
€1.1m▼ 5.3%
peak 10.7 FTE (2019)
9.2 FTE▼ 8.0%
Board7 names since 2018
5 directorsBREMHOVE and 4 others
Owners4 names in the annual accounts
79.37%BUILDMAT and 1 other
Documentsfilings and deeds
08-06-202653 days before the deadline
2025financial year
Staff from 10 FTE to 9.2 FTEEquity from €7.0m to €8.0mCash from €557,840 to €1.0m
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 70% of micro companies in rubber and plastics (NACE 22)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 355 companies (NACE 22, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1999
Profit of €1.0m (financial year 2025)
Liquidity: current ratio 8.02, cash €1.0m
Equity €8.0m (87.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 22, micro). It does better than 90% of them on solvency, 67% on liquidity, 56% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as FOYLO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FOYLO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for FOYLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.02 (6.79 in 2024), above the usual 1.5. Short-term debt is 12.3% and cash 11.3% of total assets. 12.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 days early
2024
58 days early
2023
42 days early
2022
45 days early
2021
40 days early
2020
44 days early
2019
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 22), the median for financial year 2024 was 14 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- E & Co BV 99%annual accounts 2020
- BUILDMAT 79.37%score 88equity €45.3m (2025) · 2025 annual accounts of BUILDMAT
- SJW CONSULTING 20.63%equity €1.5m (2025) · 2025 annual accounts of SJW CONSULTING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465111337
1 statutory auditor appointed, 1 director appointed, 4 reappointments
Reappointments: J. Verfaellie BV (managing director), Jeni Invest NV, Bremhove NV and JC WIBO NV · Permanent representatives: Verfaellie Jo, Van Stappen Geert, Bonami Jacky, Tina Burm and Wibo Jean-Charies · Appointments: VGD Bedrijfsrevisoren (statutory auditor) and JC WIBO NV (chair of the board) · General meeting of 31-05-2024 · Gazette deed
Merger: FOYLO takes over TECHNO-SALES
Capital increase of €238,833.92 to €1,157,425.93 · Capital from €918,592.01 to €1,157,425.93 · Appointment: BUILDMAT (director) · General meeting of 17-10-2022 · Gazette deed
Merger proposal: FOYLO takes over TECHNO-SALES
Permanent representatives: Jo VERFAELLIE, Jean-Charles WIBO, Geert VAN STAPPEN, Jacky BONAMI and Karel LAROY · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FOYLO Antwerp | €14.2m | 8.4% | 87.5% | 9.2 |
| KRAUTZ Heusden-Zolder | €11.4m | 0.0% | 13.0% | 13.3 |
| INDUPACK Lommel | €16.4m | 6.4% | 59.3% | 9.3 |
| BASTIN - PACK Deinze | €11.9m | 2.0% | 72.5% | 3 |
| AVAMO PLAST Lokeren | €11.9m | 0.9% | 45.2% | 35.2 |
| ARENDO Herentals | €18.1m | 8.1% | 55.7% | 42.5 |
| POWERPACK Beerse | €15.4m | 4.6% | 25.6% | 32.6 |
Grey: the largest companies of the sector (rubber and plastics (NACE 22)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as FOYLO: manufacture of rubber and plastic products (NACE 22220). They are comparable in size and age: total assets between €3.7m and €13m, founded between 1984 and 2004.
Official details
Source: KBO- Status
- Active since 13-01-1999Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Manufacture of rubber and plastic productsNACE 22220and 1 other
- Joint committees
- 116Chemical industry
- 207White-collar workers in the chemical industry · annual accounts 2025
- Establishment units
- 2.090.241.0232030 Antwerp, since 23-02-1999
- 2.280.783.1709041 Ghent, since 01-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 10-06-2025
Annual accounts 2025
- €9.2m▲ 11.5%
- Employeeson 31-12-2025
- 9▼ 10.0%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Companies linked to FOYLO
Shareholders
Insights on FOYLO
FOYLO has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.0m and a net result of €1.0m.
Equity has been growing by about 7.5% per year since 2018. Its solvency ranks better than 91% of 232 sector peers (NACE 22, financial year 2025).
The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FOYLO
- What is the company number of FOYLO?
- The company number of FOYLO is 0465.111.337. The VAT number is the same number with BE in front: BE 0465.111.337.
- Where is FOYLO based?
- The registered office is at Luithagen-Haven 2, 2030 Antwerp.Company details
- What does FOYLO do?
- According to the KBO register, the main activity is manufacture of rubber and plastic products (NACE 22220).
- What is the legal form of FOYLO?
- FOYLO is a public limited company (NV).
- When was FOYLO founded?
- FOYLO was founded on 13-01-1999.
- Is FOYLO still active?
- Yes, FOYLO is an active enterprise in the KBO register.
- How many employees does FOYLO have?
- FOYLO had an average of 9.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does FOYLO fall under?
- In its 2025 annual accounts, FOYLO states joint committees 116 (Chemical industry) and 207 (White-collar workers in the chemical industry).
- What is the turnover of FOYLO?
- The turnover of FOYLO was €14.2m in financial year 2025, according to the filed annual accounts.
- Is FOYLO profitable?
- In financial year 2025, FOYLO made a profit of €1.0m.
- Where can I find the annual accounts of FOYLO?
- FOYLO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FOYLO due?
- FOYLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.BUILDMAT · 16 companies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.