FOYER DE LA HAUTE SAMBRE
ActiveFOYER DE LA HAUTE SAMBRE has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41.32M and a net result of €1.29M. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+5
Solvency70▼-12
Growth47▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 8.59 against 10.96 in 2024; short-term debt: 4.2% and cash: 21.9% of total assets), but 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.7%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
57 d early
2023
56 d early
2022
76 d early
2021
68 d early
2020
75 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.18M▲ 3.3%
2024 · €5.98M
2018: €5.87M
2019: €5.44M
2020: €4.85M
2021: €4.90M
2022: €5.21M
2023: €5.72M
2024: €5.98M
2018 → 2025
EBIT margin
20.8%▲ 7.3pp
2024 · 13.5%
2018: 44.9%
2019: 13.5%
2020: 30.7%
2021: 29.5%
2022: 16.5%
2023: 13.5%
2024: 13.5%
2018 → 2025
Net result
€1.29M▲ 61.3%
2024 · €800k
2018: €2.29M
2019: €444k
2020: €1.29M
2021: €1.23M
2022: €681k
2023: €606k
2024: €800k
2018 → 2025
Working capital
€29.41M▼ 14.1%
2024 · €34.23M
2018: €18.59M
2019: €17.08M
2020: €18.29M
2021: €27.66M
2022: €30.45M
2023: €30.54M
2024: €34.23M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.90M-€5.21M▲ 6.3%€5.72M▲ 9.8%€5.98M▲ 4.6%€6.18M▲ 3.3%
Equity€44.11M-€47.68M▲ 8.1%€47.90M▲ 0.5%€52.62M▲ 9.9%€41.32M▼ 21.5%
Operating result€1.44M-€857k▼ 40.6%€774k▼ 9.8%€805k▲ 4.0%€1.28M▲ 59.5%
Net result€1.23M-€681k▼ 44.4%€606k▼ 11.1%€800k▲ 32.1%€1.29M▲ 61.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92.52M
Fixed assets
€59.23M▲ 7.9%
Current assets
€33.29M▼ 11.6%
Equity and liabilities €92.52M
Equity
€41.32M▼ 21.5%
Provisions
€5.35M▼ 5.4%
Debt
€45.85M▲ 33.8%
The debt ratio rises from 37.0% to 49.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2.81M▲
2024 · €2.32M
Cash flow
€2.82M▲
2024 · €2.32M
Solvency
44.7%▼
2024 · 56.9%
Current ratio
8.59▼
2024 · 10.96
Quick ratio
8.57▼
2024 · 10.95
Debt / equity
1.11▲
2024 · 0.65
ROE
3.1%▲
2024 · 1.5%
ROA
1.4%▲
2024 · 0.9%
Interest coverage
3.30▲
2024 · 2.44
Debt
€45.85M▲
2024 · €34.28M
Debt ≤ 1 year
€3.88M▲
2024 · €3.44M
Debt > 1 year
€29.36M▼
2024 · €30.75M
Income taxes
€59k▲
2024 · €40k
Staff costs
€1.76M▲
2024 · €1.68M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92.55M€92.52M=
Fixed assets21/28€54.88M€59.23M▲
Tangible fixed assets22/27€54.87M€59.23M▲
Land and buildings22€52.90M€53.97M▲
Plant, machinery and equipment23€8k€8k▼
Furniture and vehicles24€21k€49k▲
Leasing and similar rights25€95€93▼
Assets under construction and advance payments27€1.95M€5.20M▲
Financial fixed assets28€3k€5k▲
Current assets29/58€37.67M€33.29M▼
Amounts receivable after more than one year29€11.97M€11.24M▼
Other amounts receivable291€11.97M€11.24M▼
Stocks and contracts in progress3€49k€53k▲
Stocks30/36€49k€53k▲
Amounts receivable within one year40/41€1.71M€1.42M▼
Trade receivables40€178k€111k▼
Other amounts receivable41€1.53M€1.31M▼
Cash at bank and in hand54/58€23.51M€20.24M▼
Deferred charges and accrued income490/1€437k€340k▼
Equity and liabilities
Total equity and liabilities10/49€92.55M€92.52M=
Equity10/15€52.62M€41.32M▼
Contributions10/11€46k€45k▼
Reserves13€386k€385k▼
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€10k▼
Other1319-€469
Tax-exempt reserves132€375k€374k▼
Profit (loss) carried forward14€14.83M€16.13M▲
Investment grants15€37.35M€24.77M▼
Provisions and deferred taxes16€5.65M€5.35M▼
Provisions for liabilities and charges160/5€3.69M€4.05M▲
Major repairs and maintenance162€3.51M€4.03M▲
Other liabilities and charges164/5€176k€20k▼
Deferred taxes168€1.96M€1.30M▼
Amounts payable17/49€34.28M€45.85M▲
Amounts payable after more than one year17€30.75M€29.36M▼
Financial debts170/4€30.75M€29.36M▼
Other amounts payable178/9€80€100▲
Amounts payable within one year42/48€3.44M€3.88M▲
Current portion of amounts payable after more than one year42€2.38M€2.49M▲
Trade debts44€524k€811k▲
Suppliers440/4€524k€811k▲
Taxes, remuneration and social security45€220k€252k▲
Taxes450/3€8k€37k▲
Remuneration and social security454/9€212k€214k▲
Other amounts payable47/48€311k€324k▲
Accrued charges and deferred income492/3€88k€12.62M▲
Income statement
Code20242025
Turnover70€5.98M€6.18M▲
Non-recurring operating income76A€213€2k▲
Goods, raw materials, services and sundry goods60/61€1.05M€1.23M▲
Remuneration, social security and pensions62€1.68M€1.76M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.52M€1.53M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€54k€-99k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€713k€358k▼
Other operating charges640/8€693k€723k▲
Non-recurring operating charges66A€31k-
Gross operating margin9900€5.49M€5.56M▲
Operating profit (loss)9901€805k€1.28M▲
Financial income75/76B€959k€892k▼
Recurring financial income75€959k€892k▼
Financial charges65/66B€951k€853k▼
Recurring financial charges65€951k€853k▼
Profit (loss) for the period before taxes9903€813k€1.32M▲
Transfer from deferred taxes780€27k€27k▲
Transfer to deferred taxes680-€78
Income taxes67/77€40k€59k▲
Profit (loss) for the period9904€800k€1.29M▲
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689-€1k
Profit (loss) for the period to be appropriated9905€803k€1.29M▲
Appropriation of the result
Profit (loss) to be appropriated9906€14.83M€16.13M▲
Profit (loss) brought forward from the previous period14P€14.03M€14.83M▲
Social balance
Average headcount (FTE)908722.522.4▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €50MEq €52.62M ▲9.9%
7 profitable years in a row build equity to €52.62M.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €444k ▼80.6%
Net result drops to €444k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-07-2025
BASILE Stéphane: Resigned as Director
29-07-2025
BECKMANN Jean-Michel: Resigned as Director
29-07-2025
CUYPERS Isabelle: Resigned as Director
29-07-2025
DUHANT Frédéric: Resigned as Director
29-07-2025
FURLAN Paul: Resigned as Director
29-07-2025
GOBLET Arnaud: Resigned as Director
29-07-2025
GOFFIN Serge: Resigned as Director
29-07-2025
GUILLAUME Jean-Jacques: Resigned as Director
29-07-2025
LECLERCQ Olivier: Resigned as Director
29-07-2025
LIVEMONT Christelle: Resigned as Director
29-07-2025
LONTIE Anne-Françoise: Resigned as Director
29-07-2025
QUAIRIAUX Myriam: Resigned as Director
29-07-2025
REMANT Annie: Resigned as Director
29-07-2025
THOMAS Véronique: Resigned as Director
18-10-2023
MARTIN Patrice: Resigned as Director
06-10-2022
Frédéric PAUWELS: Resigned as Director
21-06-2022
DOLIMONT Adrien: Resigned as Director
14-06-2022
DOLIMONT Adrien: Resigned as Director
12-01-2021
Frans VEREEKE: Resigned as Director
30-07-2020
LANNO Philippe: Resigned as Director
19-06-2020
Jean-Claude LEYMAN: Resigned as Director
18-02-2020
Christian MORCIAUX: Resigned as Director
12-02-2020
BRIGODE Jean-Marc: Resigned as Director
25-09-2019
HERBE Anne-Sophie: Resigned as Director
+ 57 not shown in this overview
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Domaine des Hauts Trieux(THN) 506530 ThuinGround area
87 m²
Building footprint
86 m²
Volume, LiDAR
743 m³
Parcel 56078C0212/00A003, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Domaine des Hauts Trieux(THN) 50, 6530 Thuin
since 20002.232.880.315
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078C0212/00A003 | Wallonia | 87 m² | 1 · 86 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
3 auditors| BERTRAND Jacqueline Statutory auditor | - → 26-07-2007 |
Show 2 earlier auditors
| DEVILLERS Robert Statutory auditor | - → 26-07-2007 |
| M. GOSSIAU Florian Statutory auditor | - → 24-07-2006 |
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Of 206 companies in sector 68202 we hold annual accounts for 190. 125 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
68202Real estate activities
70202
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:direction@foyerhautesambre.be
Phone:071597500
Phone:071 59 25 16
Fax:071 59 60 25