FOXY & OWL
ActiveFOXY & OWL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €19k. Equity is growing by ~75.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.27 in 2024), and 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
17.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
52 d early
2024
9 d early
2023
20 d early
2022
230 d late
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€37k▲ 102%
2024 · €18k
2021: €4k
2022: €7k
2023: €5k
2024: €18k
2021 → 2025
Total assets
€107k▲ 45.2%
2024 · €74k
2021: €11k
2022: €84k
2023: €92k
2024: €74k
2021 → 2025
Net result
€19k▲ 44.8%
2024 · €13k
2021: €566
2022: €4k
2023: €-2k
2024: €13k
2021 → 2025
Working capital
€34k▲ 292%
2024 · €9k
2021: €4k
2022: €-8k
2023: €-5k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€7k▲ 107%€5k▼ 26.5%€18k▲ 236%€37k▲ 102%
Operating result€835-€6k▲ 644%€1k▼ 76.3%€21k▲ 1,312%€31k▲ 47.1%
Net result€566-€4k▲ 573%€-2k€13k€19k▲ 44.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€3k▼ 90.7%
Current assets
€104k▲ 157%
Equity and liabilities €107k
Equity
€37k▲ 102%
Debt
€71k▲ 26.6%
The debt ratio falls from 75.4% to 65.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€31k▼
2024 · €35k
Cash flow
€19k▼
2024 · €27k
Solvency
34.3%▲
2024 · 24.6%
Current ratio
1.48▲
2024 · 1.27
Quick ratio
1.48▲
2024 · 1.27
Debt / equity
1.92▼
2024 · 3.06
ROE
50.4%▼
2024 · 70.2%
ROA
17.3%▼
2024 · 17.3%
Interest coverage
7.56▼
2024 · 9.21
Debt
€71k▲
2024 · €56k
Debt ≤ 1 year
€71k▲
2024 · €32k
Debt > 1 year
€0▼
2024 · €22k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€107k▲
Fixed assets21/28€33k€3k▼
Tangible fixed assets22/27€33k€3k▼
Furniture and vehicles24-€3k
Leasing and similar rights25€33k€0▼
Current assets29/58€40k€104k▲
Amounts receivable within one year40/41€36k€72k▲
Trade receivables40€11k€72k▲
Other amounts receivable41€25k€0▼
Cash at bank and in hand54/58€3k€30k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€74k€107k▲
Equity10/15€18k€37k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€15k€34k▲
Amounts payable17/49€56k€71k▲
Amounts payable after more than one year17€22k€0▼
Financial debts170/4€22k€0▼
Amounts payable within one year42/48€32k€71k▲
Current portion of amounts payable after more than one year42€11k€19k▲
Trade debts44€13k€16k▲
Suppliers440/4€13k€16k▲
Taxes, remuneration and social security45€6k€34k▲
Taxes450/3€6k€30k▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€2k€11▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€745▼
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€2k€19k▲
Gross operating margin9900€39k€54k▲
Operating profit (loss)9901€21k€31k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€17k€26k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€13k€19k▲
Profit (loss) for the period to be appropriated9905€13k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€34k▲
Profit (loss) brought forward from the previous period14P€2k€15k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2021net €19k ▲44.8%
Operating result €31k, net result €19k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 230 days late
30-06
Financial
Weakest financial yearnet €-2k ▼151%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2022
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsestraat 283470 KortenakenGround area
2,295 m²
Building footprint
294 m²
Volume, LiDAR
1,379 m³
Parcel 24054C0462/00P000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FOXY & OWL
since 20202.306.497.771
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24054C0462/00P000 | Flanders | 2,295 m² | 1 · 294 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450068565B3F1CB982
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,758 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2020
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
58110Book publishing
62010Computer programming, consultancy and related activities
62100Computer programming
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
79120Travel agency, tour operator and other reservation service and related activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.