FOX & JANE

Active

Private limited companyfounded 20205 yrs activeGelmelenstraat 129, 2900 Schoten, BelgiumKBO/BCE: BE 0757.786.764

FOX & JANE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €6k. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 4537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

86 / 100

Excellent▼ -14 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability29▼-71

Solvency100=

Growth52▼-26

Stability94

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity ample (current ratio 3.2 against 3.12 in 2024), and 29.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

70.7%

Return on assets

4.1%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

26 d late

2024

17 d early

2023

7 d early

2022

13 d late

2021

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€100k▲ 6.1%

2024 · €94k

2021: €9k 2022: €32k 2023: €53k 2024: €94k

2021 → 2025

Total assets

€142k▼ 1.8%

2024 · €144k

2021: €37k 2022: €167k 2023: €129k 2024: €144k

2021 → 2025

Net result

€6k▼ 86.2%

2024 · €42k

2021: €6k 2022: €23k 2023: €21k 2024: €42k

2021 → 2025

Working capital

€53k▼ 3.4%

2024 · €55k

2021: €-6k 2022: €-17k 2023: €21k 2024: €55k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€9k-€32k▲ 240%€53k▲ 64.6%€94k▲ 79.8%€100k▲ 6.1%

Operating result€10k-€28k▲ 172%€31k▲ 11.2%€59k▲ 93.0%€15k▼ 73.9%

Net result€6k-€23k▲ 252%€21k▼ 8.5%€42k▲ 103%€6k▼ 86.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 74% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €142k

45.3%

54.7%

Fixed assets €64k▲ 1.8%

Current assets €78k▼ 4.6%

Equity and liabilities €142k

70.7%

29.3%

Equity €100k▲ 6.1%

Debt €42k▼ 16.8%

The debt ratio falls from 34.6% to 29.3%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€27k▼

2024 · €67k

Cash flow

€17k▼

2024 · €50k

Solvency

70.7%▲

2024 · 65.4%

Current ratio

3.20▲

2024 · 3.12

Quick ratio

3.20▲

2024 · 3.12

Debt / equity

0.42▼

2024 · 0.53

ROE

5.8%▼

2024 · 44.4%

ROA

4.1%▼

2024 · 29.0%

Interest coverage

5.62▼

2024 · 12.07

Debt

€42k▼

2024 · €50k

Debt ≤ 1 year

€24k▼

2024 · €26k

Debt > 1 year

€17k▼

2024 · €24k

Income taxes

€6k▼

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€144k€142k▼

Fixed assets21/28€63k€64k▲

Intangible fixed assets21€17k€15k▼

Tangible fixed assets22/27€46k€49k▲

Plant, machinery and equipment23€41k€42k▲

Furniture and vehicles24€5k€8k▲

Current assets29/58€81k€78k▼

Amounts receivable within one year40/41€9k€36k▲

Trade receivables40€1k€10k▲

Other amounts receivable41€8k€26k▲

Cash at bank and in hand54/58€71k€41k▼

Deferred charges and accrued income490/1€1k€1k▲

Equity and liabilities

Total equity and liabilities10/49€144k€142k▼

Equity10/15€94k€100k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€91k€97k▲

Amounts payable17/49€50k€42k▼

Amounts payable after more than one year17€24k€17k▼

Financial debts170/4€24k€17k▼

Amounts payable within one year42/48€26k€24k▼

Current portion of amounts payable after more than one year42€8k€9k▲

Trade debts44€2k€12k▲

Suppliers440/4€2k€12k▲

Advances received on contracts in progress46€0-

Taxes, remuneration and social security45€16k€3k▼

Taxes450/3€16k€3k▼

Remuneration and social security454/9€336€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲

Other operating charges640/8€1k€3k▲

Gross operating margin9900€68k€30k▼

Operating profit (loss)9901€59k€15k▼

Financial income75/76B€101€677▲

Recurring financial income75€101€677▲

Financial charges65/66B€6k€5k▼

Recurring financial charges65€6k€5k▼

Profit (loss) for the period before taxes9903€54k€11k▼

Income taxes67/77€12k€6k▼

Profit (loss) for the period9904€42k€6k▼

Profit (loss) for the period to be appropriated9905€42k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€91k€97k▲

Profit (loss) brought forward from the previous period14P€50k€91k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

31-12

Financial Weakest financial yearnet €6k ▼86.2%

Net result drops to €6k, the lowest in the series.

31-12

Financial Equity above €100kEq €100k ▲6.1%

5 profitable years in a row build equity to €100k.

14-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2021net €42k ▲103%

Operating result €59k, net result €42k, both a record.

31-12

Financial Liquidity doublescurrent ratio 3.12

Current ratio from 1.46 to 3.12; short-term debt falls from €46k to €26k.

24-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

13-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 13 days late

2022

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schoten · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gelmelenstraat 1292900 Schoten

Ground area

125 m²

Building footprint

123 m²

Volume, LiDAR

937 m³

Parcel 11442C0227/00C006, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

FOX & JANE

Gelmelenstraat 129, 2900 SchotenRetail sale of cosmetics and toilet articles

since 20202.310.340.852

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11442C0227/00C006	Flanders	125 m²	1 · 123 m²	10.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Ottignies-Louvain-la-Neuve · Eq €100k

Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,754 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-11-2020

Fiscal year end31-12

Activities, NACEBEL

96021Hairdressing

96210Hairdressing and barber services

96220Beauty care and other beauty treatments

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.