FOX AGENCY
ActiveThe computed 12-month bankruptcy probability of FOX AGENCY is 1.9% (moderate). The 2025 annual accounts show equity of €28k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 11257 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency58▼-18
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.93 in 2024; short-term debt: 66.9% and cash: 86.1% of total assets), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
38 d early
2023
14 d early
2022
3 d early
2021
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 24.5%
2024 · €37k
2021: €-23k
2022: €-17k
2023: €13k
2024: €37k
2021 → 2025
Total assets
€85k▲ 16.1%
2024 · €73k
2021: €7k
2022: €19k
2023: €54k
2024: €73k
2021 → 2025
Net result
€21k▼ 14.9%
2024 · €24k
2021: €-36k
2022: €7k
2023: €30k
2024: €24k
2021 → 2025
Working capital
€24k▼ 27.3%
2024 · €34k
2021: €-25k
2022: €-17k
2023: €13k
2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-17k▲ 28.1%€13k€37k▲ 189%€28k▼ 24.5%
Operating result€-35k-€7k€34k▲ 358%€35k▲ 5.1%€30k▼ 14.6%
Net result€-36k-€7k€30k▲ 352%€24k▼ 17.9%€21k▼ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€4k=
Current assets
€82k▲ 16.9%
Equity and liabilities €85k
Equity
€28k▼ 24.5%
Debt
€57k▲ 58.1%
The debt ratio rises from 49.1% to 66.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
33.1%▼
2024 · 50.9%
Current ratio
1.43▼
2024 · 1.93
Quick ratio
1.43▼
2024 · 1.93
Debt / equity
2.02▲
2024 · 0.96
ROE
73.8%▲
2024 · 65.4%
ROA
24.4%▼
2024 · 33.3%
Debt
€57k▲
2024 · €36k
Debt ≤ 1 year
€57k▲
2024 · €36k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€85k▲
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€70k€82k▲
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€6k€7k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€64k€73k▲
Equity and liabilities
Total equity and liabilities10/49€73k€85k▲
Equity10/15€37k€28k▼
Contributions10/11€13k€13k=
Profit (loss) carried forward14€25k€16k▼
Amounts payable17/49€36k€57k▲
Amounts payable within one year42/48€36k€57k▲
Trade debts44€778€525▼
Suppliers440/4€778€525▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€28k€46k▲
Income statement
Code20242025
Other operating charges640/8€433€564▲
Gross operating margin9900€36k€31k▼
Operating profit (loss)9901€35k€30k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€117▼
Recurring financial charges65€2k€117▼
Profit (loss) for the period before taxes9903€34k€30k▼
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€24k€21k▼
Profit (loss) for the period to be appropriated9905€24k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€46k▲
Profit (loss) brought forward from the previous period14P€431€25k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €30k ▲352%
Net result €30k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.32
Current ratio from 0.54 to 1.32.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerweg 81650 BeerselGround area
1,010 m²
Building footprint
410 m²
Volume, LiDAR
5,461 m³
2 parcels, Flanders · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Heerweg 8, 1650 Beersel
since 20212.314.289.841
Fox Agency
since 20252.368.694.270
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0021/00P000 | Flanders | 550 m² | 1 · 96 m² | 8.2 m · 2 fl. |
| 11802B2122/00G000 | Flanders | 459 m² | 1 · 314 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0651.889.587
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ORAN IT
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VQB
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Brugge · Eq €28k
Of 1,276 companies in sector 46160 we hold annual accounts for 686. 482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2021
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
14199Manufacture of wearing apparel
14299Manufacture of wearing apparel
46423Wholesale of clothing, excluding workwear and underwear
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.