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FOX ACCESSORIES

Active
Private limited companyfounded 2025incorporated this yearRue de Pondire 40, 5590 Ciney, BelgiumKBO/BCE: BE 1028.845.841
Summary

FOX ACCESSORIES is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €87k and a net result of €-13k. Its solvency ranks better than 65% of 18280 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
56 / 100
Fair
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability9
Solvency76
Growth-
Track record50
Credit verdict
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.42; short-term debt: 36.8% and cash: 43.4% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€87k
Total assets
€170k
Net result
€-13k
Working capital
€89k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €170k
Fixed assets €19k
Current assets €152k
Equity and liabilities €170k
Equity €87k
Debt €83k
Debt finances 48.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-12k
Cash flow
€-12k
Current ratio
2.42
Quick ratio
1.32
Debt to equity
0.95
ROE
-14.6%
ROA
-7.5%
Interest coverage
-2078.64
Debt ≤ 1 year
€63k
Debt > 1 year
€20k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€170k
Fixed assets21/28€19k
Intangible fixed assets21€7k
Tangible fixed assets22/27€12k
Plant, machinery and equipment23€6k
Furniture and vehicles24€5k
Current assets29/58€152k
Stocks and contracts in progress3€69k
Stocks30/36€69k
Amounts receivable within one year40/41€6k
Other amounts receivable41€6k
Cash at bank and in hand54/58€74k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€170k
Equity10/15€87k
Contributions10/11€100k
Profit (loss) carried forward14€-13k
Amounts payable17/49€83k
Amounts payable after more than one year17€20k
Financial debts170/4€20k
Amounts payable within one year42/48€63k
Current portion of amounts payable after more than one year42€10k
Trade debts44€53k
Suppliers440/4€53k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€295
Other operating charges640/8€458
Gross operating margin9900€-12k
Operating profit (loss)9901€-13k
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€-13k
Profit (loss) for the period9904€-13k
Profit (loss) for the period to be appropriated9905€-13k
Appropriation of the result
Profit (loss) to be appropriated9906€-13k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Pondire 405590 Ciney
Ground area
1,872 m²
Building footprint
228 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
FOX ACCESSORIES
Chaussée de Huy, Natoye 1, 5360 HamoisAgents in the wholesale of timber and building materials
since 20252.379.637.850
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91030D0152/00Z002 Wallonia 1,751 m² 1 · 88 m² -
91099A0360/00A000 Wallonia 121 m² 1 · 140 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
46130Agents in the wholesale of timber and building materials
47529Retail trade
64210Activities of holding companies
68122Development of non-residential building projects
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.