Equity
€38,195 ▲ 277%
Four8 paid out €20,000 in dividends. That is 42% of the 2025 profit.
Four8
Lifetime
2 annual accounts with figures on one time axispeak €85,292 (2025)
€85,292▲ 83.3%
peak €48,053 (2025)
€48,053▲ 42.4%
peak €38,195 (2025)
€38,195▲ 277%
€101,877▼ 0.3%
Board1 name since 2024
1 directorDEMETS Tom
Documentsfilings and deeds
30-03-202631 days before the deadline
2025micro format
Gross margin from €46,544 to €85,292Result from €33,742 to €48,053Dividend €20,000Equity from €10,142 to €38,195Investments €40,303Cash from €23,131 to €34,138
Key points
from the 2025 annual accountsDebts
€101,877 73% of the balance sheet
Financial debts 40%Suppliers 14%Taxes and wages 11%Other 35%
Of this, €60,696 falls due within a year.
Investments
€40,303 2.3 × depreciation
Green is investment, beige is depreciation.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.1%
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.3 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.82, cash €34,138
Size: total assets €140,072
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 29% of them on solvency, 51% on liquidity, 84% on profitability and 96% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Four8 has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Four8 itself is lower: 0.1% within 12 months. It rests on far more data about Four8 than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Four8. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.82 (0.94 in 2024), below 1. Short-term debt is 43.3% and cash 24.4% of total assets. 72.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 days early
2024
111 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 71 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009484443
Incorporation
Founding capital of €5,000, 500 shares · Founder: DEMETS Tom · Appointment: DEMETS Tom (director) · published on 22-05-2024 · Gazette deed
First establishment
Langekeerstraat 48, Menen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Four8 Menen | €140,072 | €85,292 | 27.3% | - |
| PIET VANWOLLEGHEM Menen | €149,023 | €75,785 | 70.4% | - |
| AQraad Kortemark | €138,475 | €84,187 | 70.0% | - |
| ZELIX Kortrijk | €140,948 | €89,755 | 84.1% | - |
| STENERGY Bruges | €146,663 | €93,725 | 49.4% | - |
| B'right Kortrijk | €148,101 | €88,362 | 66.6% | - |
| SDW Support Avelgem | €155,753 | €95,192 | 72.4% | - |
These companies have the same main activity as Four8: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €138,000 and €156,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 17-05-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.359.559.7418930 Menen, since 17-05-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 24-05-2024
Annual accounts to 30-09-2025
- ≈ €170,000estimated
- €140,072▲ 24.7%
- Filing
- Filed on 30-03-2026, 31 days before the end of the filing period
Insights on Four8
Four8 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,195 and a net result of €48,053.
Its solvency ranks better than 28% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Four8
- What is the company number of Four8?
- The company number of Four8 is 1009.484.443. The VAT number is the same number with BE in front: BE 1009.484.443.
- Where is Four8 based?
- The registered office is at Langekeerstraat 48, 8930 Menen.Company details
- What does Four8 do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Four8?
- Four8 is a private limited company (BV).
- When was Four8 founded?
- Four8 was founded on 17-05-2024.
- Is Four8 still active?
- Yes, Four8 is an active enterprise in the KBO register.
- What is the turnover of Four8?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €85,292 and 120 comparable companies (NACE 70200). It probably lies between €130,000 and €220,000.Financials
- Is Four8 profitable?
- In financial year 2025, Four8 made a profit of €48,053.
- Where can I find the annual accounts of Four8?
- Four8 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Four8 due?
- Four8 must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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