FOUR SEVENTY ONE
ActiveThe annual accounts of FOUR SEVENTY ONE for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €105k and a net result of €-219k. Equity is shrinking by ~9.8% per year across the filed fiscal years. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+4
Solvency28▼-13
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.04 against 0.1 in 2024; short-term debt: 92.5% and cash: 3.5% of total assets), and 96.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
31 d late
2023
30 d late
2022
50 d late
2021
31 d late
2020
16 d early
2019
36 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-219k▼ 50.1%
2024 · €-146k
2018: €21k
2019: €36k
2020: €53k
2021: €179k
2022: €-159k
2023: €-148k
2024: €-146k
2018 → 2025
Working capital
€-2.83M▼ 103%
2024 · €-1.39M
2018: €-71k
2019: €-59k
2020: €-4k
2021: €443k
2022: €-485k
2023: €-1.37M
2024: €-1.39M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€780k-€620k▼ 20.6%€470k▼ 24.1%€324k▼ 31.1%€105k▼ 67.6%
Operating result€243k-€-157k€-140k▲ 10.4%€-89k▲ 36.6%€-160k▼ 79.4%
Net result€179k-€-159k€-148k▲ 6.9%€-146k▲ 1.3%€-219k▼ 50.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €160k in 2025 against €89k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€3.07M▲ 68.4%
Current assets
€124k▼ 19.2%
Equity and liabilities €3.19M
Equity
€105k▼ 67.6%
Provisions
€39k▼ 4.7%
Debt
€3.05M▲ 89.3%
The debt ratio rises from 81.5% to 95.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €3k
Cash flow
€-33k▲
2024 · €-54k
Solvency
3.3%▼
2024 · 16.4%
Current ratio
0.04▼
2024 · 0.10
Quick ratio
0.04▼
2024 · 0.10
Debt / equity
29.07▲
2024 · 4.97
ROE
-208.9%▼
2024 · -45.0%
ROA
-6.9%▲
2024 · -7.4%
Interest coverage
0.43▲
2024 · 0.04
Debt
€3.05M▲
2024 · €1.61M
Debt ≤ 1 year
€2.95M▲
2024 · €1.55M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€3.19M▲
Fixed assets21/28€1.82M€3.07M▲
Tangible fixed assets22/27€1.74M€2.96M▲
Land and buildings22€1.52M€2.75M▲
Plant, machinery and equipment23€68k€68k▼
Furniture and vehicles24€111k€101k▼
Other tangible fixed assets26-€2k
Assets under construction and advance payments27€36k€36k=
Financial fixed assets28€84k€109k▲
Current assets29/58€154k€124k▼
Amounts receivable within one year40/41€2k€13k▲
Trade receivables40€364€12k▲
Other amounts receivable41€2k€858▼
Current investments50/53€100k-
Cash at bank and in hand54/58€47k€111k▲
Deferred charges and accrued income490/1€4k€600▼
Equity and liabilities
Total equity and liabilities10/49€1.98M€3.19M▲
Equity10/15€324k€105k▼
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€224k€218k▼
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Tax-exempt reserves132€124k€118k▼
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€-199k€-413k▼
Provisions and deferred taxes16€41k€39k▼
Deferred taxes168€41k€39k▼
Amounts payable17/49€1.61M€3.05M▲
Amounts payable within one year42/48€1.55M€2.95M▲
Trade debts44€61k€58k▼
Suppliers440/4€61k€58k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€1.48M€2.89M▲
Accrued charges and deferred income492/3€64k€97k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€186k▲
Other operating charges640/8€57k€75k▲
Gross operating margin9900€60k€102k▲
Operating profit (loss)9901€-89k€-160k▼
Financial income75/76B€771€728▼
Recurring financial income75€771€728▼
Financial charges65/66B€60k€62k▲
Recurring financial charges65€60k€62k▲
Profit (loss) for the period before taxes9903€-148k€-221k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€163-
Profit (loss) for the period9904€-146k€-219k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€-140k€-213k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-199k€-413k▼
Profit (loss) brought forward from the previous period14P€-59k€-199k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 45 days late
2025
31-12
Financial
Weakest financial yearnet €-219k
Net result drops to €-219k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 50 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €179k ▲237%
Operating result €243k, net result €179k, both a record.
31-12
Financial
Liquidity times 6current ratio 5.31
Current ratio from 0.96 to 5.31.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 36 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gachardstraat 881050 ElseneGround area
2,071 m²
Building footprint
155 m²
Volume, LiDAR
2,214 m³
2 parcels, Brussels · tallest building 25.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
FOUR SEVENTY ONE
since 19962.075.683.105
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0149/00W000 | Brussels | 1,666 m² | - | - |
| 21016B0412/00P000 | Brussels | 405 m² | 1 · 155 m² | 25.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600HBX8GKMGU6RP87
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 4,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-12-1995
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.