Turnover
≈ €120,000 estimated
The abbreviated format states no turnover.
Four Management
Lifetime
2 annual accounts with figures on one time axispeak €44,856 (2025)
€44,856▲ 169%
peak €26,505 (2025)
€26,505▲ 126%
peak €38,727 (2025)
€38,727▲ 217%
€133,153▲ 614%
Board1 name since 2024
1 directorVANBEVEREN Indy
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €16,688 to €44,856Result from €11,722 to €26,505Equity from €12,222 to €38,727Debts from €18,641 to €133,153Cash from €17,015 to €22,237
Key points
from the 2025 annual accountsDebts
€133,153 ▲ 614%
Debts rose by €114,513 in 2025.
Investments
€44,790 79.3 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.93 was 1.66 in 2024
Short-term debts rose from €18,641 to €45,543.
Starting capital
€500 500 shares
Position in the sector
€38,727
Less equity than 81% of companies in head offices and management consultancy. Sector median €323,509 · 10,868 companies.
Checked score
91
Excellent
Financially stronger than 56% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: < 0.1%lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €171,880
Liquidity: current ratio 0.93, cash €22,237
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 25% of them on solvency, 46% on liquidity, 57% on profitability and 95% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Four Management has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Four Management itself is lower: 0.2% within 12 months. It rests on far more data about Four Management than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Four Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.93 (1.66 in 2024), below 1. Short-term debt is 26.5% and cash 12.9% of total assets. 77.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10858 sector peers (2025).
NBB · sector comparisonPosition among 10858 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 days early
2024
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANBEVEREN Indy 500 sharesdeed of 22-07-2024
Shares in 1 company, Are Agency
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011721777
Incorporation
Founding capital of €500, 500 shares · Founder: VANBEVEREN Indy · Appointment: VANBEVEREN Indy (director) · published on 22-07-2024 · Gazette deed
First establishment
Toekomststraat (Kessel) 9 D, Nijlen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Four Management Nijlen | €171,880 | €44,856 | 22.5% | - |
| Lucca Management Edegem | €145,697 | €46,251 | 44.2% | - |
| MARKS FINANCIAL SERVICES Kontich | €166,390 | €50,413 | 62.2% | - |
| J&F Consult Heist-op-den-Berg | €168,923 | €49,132 | 87.8% | - |
| AESIR Schilde | €171,500 | €48,354 | 3.9% | - |
| EDLO COMPANY Chaumont-Gistoux | €161,078 | €40,979 | 38.9% | - |
| BVE Consult Herzele | €178,300 | €40,360 | 48.9% | - |
These companies have the same main activity as Four Management: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €146,000 and €178,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-07-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.362.050.3642560 Nijlen, since 18-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Annual accounts 2025
- €171,880▲ 457%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Four Management
Four Management has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,727 and a net result of €26,505.
Its solvency ranks better than 25% of 10,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Four Management
- What is the company number of Four Management?
- The company number of Four Management is 1011.721.777. The VAT number is the same number with BE in front: BE 1011.721.777.
- Where is Four Management based?
- The registered office is at Toekomststraat (Kessel) 9 D, 2560 Nijlen.Company details
- What does Four Management do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Four Management?
- Four Management is a private limited company (BV).
- When was Four Management founded?
- Four Management was founded on 18-07-2024.
- Is Four Management still active?
- Yes, Four Management is an active enterprise in the KBO register.
- What is the turnover of Four Management?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €44,856 and 69 comparable companies (NACE 70200). It probably lies between €72,000 and €170,000.Financials
- Is Four Management profitable?
- In financial year 2025, Four Management made a profit of €26,505.
- Where can I find the annual accounts of Four Management?
- Four Management filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Four Management due?
- Four Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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