Four Management
ActiveSummary
Four Management has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €27k. Its solvency ranks better than 24% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency48▼-17
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.66 in 2024; short-term debt: 26.5% and cash: 12.9% of total assets), and 77.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
15.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€39k▲ 217%
2024 · €12k
2024: €12k
2025: €39k▲ +217% vs 2024
2024 → 2025
Total assets
€172k▲ 457%
2024 · €31k
2024: €31k
2025: €172k▲ +457% vs 2024
2024 → 2025
Net result
€27k▲ 126%
2024 · €12k
2024: €12k
2025: €27k▲ +126% vs 2024
2024 → 2025
Working capital
€-3k
2024 · €12k
2024: €12k
2025: €-3k▼ -127% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€39k▲ 217%
2024: €12k
2025: €39k▲ +217% vs 2024
Operating result€15k-€41k▲ 166%
2024: €15k
2025: €41k▲ +166% vs 2024
Net result€12k-€27k▲ 126%
2024: €12k
2025: €27k▲ +126% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 166% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€130k
Current assets
€42k
Equity and liabilities €172k
Equity
€39k ▲ 217%
Debt
€133k ▲ 614%
Debt's share of the balance-sheet total rises from 60.4% to 77.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k
Cash flow
€27k
Current ratio
0.93▼
2024 · 1.66
Debt to equity
3.44▲
2024 · 1.53
ROE
68.4%▼
2024 · 95.9%
ROA
15.4%▼
2024 · 38.0%
Interest coverage
19.16
Debt ≤ 1 year
€46k▲
2024 · €19k
Debt > 1 year
€87k
Income taxes
€12k▲
2024 · €4k
Staff costs
€37
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€31k€172k▲
Fixed assets21/28-€130k
Tangible fixed assets22/27-€44k
Furniture and vehicles24-€44k
Financial fixed assets28-€85k
Current assets29/58€31k€42k▲
Amounts receivable within one year40/41€11k€20k▲
Trade receivables40€11k€20k▲
Other amounts receivable41-€137
Cash at bank and in hand54/58€17k€22k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€31k€172k▲
Equity10/15€12k€39k▲
Contributions10/11€500€500=
Reserves13€12k€38k▲
Distributable reserves133€12k€38k▲
Amounts payable17/49€19k€133k▲
Amounts payable after more than one year17-€87k
Financial debts170/4-€87k
Amounts payable within one year42/48€19k€46k▲
Current portion of amounts payable after more than one year42-€17k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€10k€23k▲
Taxes450/3€8k€23k▲
Remuneration and social security454/9€2k€37▼
Other amounts payable47/48€2k€4k▲
Accrued charges and deferred income492/3-€213
Income statement
Code20242025
Remuneration, social security and pensions62-€37
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€564
Other operating charges640/8€1k€3k▲
Gross operating margin9900€17k€45k▲
Operating profit (loss)9901€15k€41k▲
Financial charges65/66B€6€2k▲
Recurring financial charges65€6€2k▲
Profit (loss) for the period before taxes9903€15k€39k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€12k€27k▲
Profit (loss) for the period to be appropriated9905€12k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€27k▲
Transfer to equity691/2€12k€27k▲
To other reserves6921€12k€27k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €37 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €564 | - |
| Other operating charges640/8 | €1k | €3k | ▲ 153% |
| Gross operating margin9900 | €17k | €45k | ▲ 169% |
| Operating profit (loss)9901 | €15k | €41k | ▲ 166% |
| Financial charges65/66B | €6 | €2k | ▲ 33,840% |
| Recurring financial charges65 | €6 | €2k | ▲ 33,840% |
| Profit (loss) for the period before taxes9903 | €15k | €39k | ▲ 152% |
| Income taxes67/77 | €4k | €12k | ▲ 235% |
| Profit (loss) for the period9904 | €12k | €27k | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €12k | €27k | ▲ 126% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €31k | €172k | ▲ 457% |
| Fixed assets21/28 | - | €130k | - |
| Tangible fixed assets22/27 | - | €44k | - |
| Furniture and vehicles24 | - | €44k | - |
| Financial fixed assets28 | - | €85k | - |
| Current assets29/58 | €31k | €42k | ▲ 36.8% |
| Amounts receivable within one year40/41 | €11k | €20k | ▲ 85.5% |
| Trade receivables40 | €11k | €20k | ▲ 84.3% |
| Other amounts receivable41 | - | €137 | - |
| Cash at bank and in hand54/58 | €17k | €22k | ▲ 30.7% |
| Deferred charges and accrued income490/1 | €3k | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €31k | €172k | ▲ 457% |
| Equity10/15 | €12k | €39k | ▲ 217% |
| Contributions10/11 | €500 | €500 | = |
| Reserves13 | €12k | €38k | ▲ 226% |
| Distributable reserves133 | €12k | €38k | ▲ 226% |
| Amounts payable17/49 | €19k | €133k | ▲ 614% |
| Amounts payable after more than one year17 | - | €87k | - |
| Financial debts170/4 | - | €87k | - |
| Amounts payable within one year42/48 | €19k | €46k | ▲ 144% |
| Current portion of amounts payable after more than one year42 | - | €17k | - |
| Trade debts44 | €6k | €2k | ▼ 71.3% |
| Suppliers440/4 | €6k | €2k | ▼ 71.3% |
| Taxes, remuneration and social security45 | €10k | €23k | ▲ 120% |
| Taxes450/3 | €8k | €23k | ▲ 175% |
| Remuneration and social security454/9 | €2k | €37 | ▼ 98.2% |
| Other amounts payable47/48 | €2k | €4k | ▲ 88.0% |
| Accrued charges and deferred income492/3 | - | €213 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €27k | ▲ 126% |
| + Depreciation and write-downs630 | - | €564 | - |
| Operating cash flow (approximation) | €12k | €27k | ▲ 131% |
| Change in cash | - | €5k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2024
Ground area
221 m²
Building footprint
134 m²
Parcel 12018D0240/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Four Management
since 20242.362.050.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018D0240/00E000 | Flanders | 221 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 36,466 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.