FOUR JAMILS
ActiveSummary
The computed 12-month bankruptcy probability of FOUR JAMILS is 1.9% (moderate). The 2025 annual accounts show equity of €121,573 and a net result of -€15,715. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 79% of 988 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Logistics services
NACE 52250NACE 52290NACE 63405
2 sites
How big
€158,727total assets 2025
- Equity
- €121,573
- Loss
- -€15,715
Turnover not published (abridged schema)
Who decides
Accounts 51 d early0 of 2 deeds read
Why 55- Higher-failure-rate region- Higher-failure-rate sector- Multiple establishment units- Annual accounts: weaker financial profile+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-86
Solvency100▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 12.78 against 8.09 in 2024; short-term debt: 7.4% and cash: 3.9% of total assets), and 23.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
-9.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
42 d early
2023
57 d early
2022
64 d early
2021
56 d early
2020
59 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€15,715
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €158,727Loss -€15,715Solvency 76.6%Liquidity 12.78
Total assets
€158,727▼ 13.9%
2019 - 2025
Net result
-€15,715
2019 - 2025
Equity
€121,573▼ 11.4%
2019 - 2025
Solvency
76.6%▲ 2.1pp
2019 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,854▲ 14.9%€43,191▲ 338%€1,372▼ 96.8%€45,836▲ 3,241%-€15,553
Net result€4,850within the sector's middle half▼ 9.1%€30,713within the sector's middle half▲ 533%€454within the sector's middle half▼ 98.5%€33,656within the sector's middle half▲ 7,314%-€15,715below the sector's middle half
Equity€77,393within the sector's middle half▲ 6.7%€103,177within the sector's middle half▲ 33.3%€103,631within the sector's middle half▲ 0.4%€137,288within the sector's middle half▲ 32.5%€121,573within the sector's middle half▼ 11.4%
Total assets€116,509within the sector's middle half▼ 17.1%€157,186within the sector's middle half▲ 34.9%€178,150within the sector's middle half▲ 13.3%€184,317within the sector's middle half▲ 3.5%€158,727within the sector's middle half▼ 13.9%
Debt€39,117▼ 42.5%€54,009▲ 38.1%€74,519▲ 38.0%€47,029▼ 36.9%€37,155▼ 21.0%
Working capital€102,271within the sector's middle half▲ 42.5%€128,306above the sector's middle half▲ 25.5%€129,011above the sector's middle half▲ 0.5%€153,465above the sector's middle half▲ 19.0%€138,750above the sector's middle half▼ 9.6%
Solvency66.4%within the sector's middle half▲ 14.8pp65.6%within the sector's middle half▼ 0.8pp58.2%within the sector's middle half▼ 7.5pp74.5%above the sector's middle half▲ 16.3pp76.6%above the sector's middle half▲ 2.1pp
Current ratio8.45above the sector's middle half▲ 6.395.48above the sector's middle half▼ 2.963.63above the sector's middle half▼ 1.868.09above the sector's middle half▲ 4.4612.78above the sector's middle half▲ 4.69
Return on assets (ROA)4.2%within the sector's middle half▲ 0.4pp19.5%above the sector's middle half▲ 15.4pp0.3%within the sector's middle half▼ 19.3pp18.3%above the sector's middle half▲ 18.0pp-9.9%below the sector's middle half▼ 28.2pp
above
within
below
the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15,553 after €45,836 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158,727
Fixed assets
€8,202 ▼ 10.9%
Current assets
€150,525 ▼ 14.0%
Equity and liabilities €158,727
Equity
€121,573 ▼ 11.4%
Debt
€37,155 ▼ 21.0%
Debt's share of the balance-sheet total falls from 25.5% to 23.4%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
-€14,553▼
2024 · €46,634
Cash flow
-€14,715▼
2024 · €34,454
Quick ratio
11.59▲
2024 · 6.99
Debt to equity
0.31▼
2024 · 0.34
ROE
-12.9%▼
2024 · 24.5%
Interest coverage
-89.61▼
2024 · 388.36
Debt ≤ 1 year
€11,775▼
2024 · €21,650
Debt > 1 year
€25,380=
2024 · €25,380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €251 | €251 | €251 | €798 | €1,000 | ▲ 25.3% |
| Other operating charges640/8 | - | €677 | €911 | €149 | €881 | ▲ 492% |
| Non-recurring operating charges66A | - | €58 | €212 | €272 | - | - |
| Gross operating margin9900 | €10,949 | €44,176 | €2,745 | €47,054 | -€13,672 | ▼ 129% |
| Operating profit (loss)9901 | €9,854 | €43,191 | €1,372 | €45,836 | -€15,553 | ▼ 134% |
| Recurring financial income75 | €230 | - | - | - | - | - |
| Financial charges65/66B | - | €1,084 | €700 | €120 | €162 | ▲ 35.2% |
| Recurring financial charges65 | €805 | €1,084 | €700 | €120 | €162 | ▲ 35.2% |
| Profit (loss) for the period before taxes9903 | €9,279 | €42,106 | €671 | €45,716 | -€15,715 | ▼ 134% |
| Income taxes67/77 | €4,429 | €11,393 | €217 | €12,059 | - | - |
| Profit (loss) for the period9904 | €4,850 | €30,713 | €454 | €33,656 | -€15,715 | ▼ 147% |
| Profit (loss) for the period to be appropriated9905 | €4,850 | €30,713 | €454 | €33,656 | -€15,715 | ▼ 147% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €116,509 | €157,186 | €178,150 | €184,317 | €158,727 | ▼ 13.9% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €501 | €251 | - | €9,202 | €8,202 | ▼ 10.9% |
| Tangible fixed assets22/27 | €501 | €251 | - | €9,202 | €8,202 | ▼ 10.9% |
| Plant, machinery and equipment23 | - | - | - | €9,202 | €8,202 | ▼ 10.9% |
| Furniture and vehicles24 | - | €251 | - | €0 | €0 | - |
| Current assets29/58 | €116,008 | €156,936 | €178,150 | €175,115 | €150,525 | ▼ 14.0% |
| Stocks and contracts in progress3 | €28,530 | €27,500 | €39,505 | €23,750 | €14,000 | ▼ 41.1% |
| Stocks30/36 | - | €27,500 | €39,505 | €23,750 | €14,000 | ▼ 41.1% |
| Amounts receivable within one year40/41 | €74,609 | €100,060 | €113,743 | €140,161 | €129,640 | ▼ 7.5% |
| Trade receivables40 | - | €100,060 | €111,241 | €139,024 | €127,008 | ▼ 8.6% |
| Other amounts receivable41 | - | - | €2,501 | €1,138 | €2,633 | ▲ 131% |
| Cash at bank and in hand54/58 | €12,180 | €28,787 | €24,268 | €10,527 | €6,176 | ▼ 41.3% |
| Deferred charges and accrued income490/1 | - | €589 | €635 | €676 | €708 | ▲ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €116,509 | €157,186 | €178,150 | €184,317 | €158,727 | ▼ 13.9% |
| Equity10/15 | €77,393 | €103,177 | €103,631 | €137,288 | €121,573 | ▼ 11.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €12,400 | - | - | - | - |
| Outside capital11 | - | - | €6,200 | - | - | - |
| Other1109/19 | - | - | €6,200 | - | - | - |
| Reserves13 | €71,193 | €96,977 | €97,431 | €131,088 | €131,088 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €95,117 | €95,571 | €129,228 | €129,228 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€15,715 | - |
| Amounts payable17/49 | €39,117 | €54,009 | €74,519 | €47,029 | €37,155 | ▼ 21.0% |
| Amounts payable after more than one year17 | €25,380 | €25,380 | €25,380 | €25,380 | €25,380 | = |
| Financial debts170/4 | - | €25,380 | €25,380 | €25,380 | €25,380 | = |
| Amounts payable within one year42/48 | €13,737 | €28,629 | €49,139 | €21,650 | €11,775 | ▼ 45.6% |
| Trade debts44 | €7,612 | €11,405 | €40,847 | €190 | €3,716 | ▲ 1,854% |
| Suppliers440/4 | - | €11,405 | €40,847 | €190 | €3,716 | ▲ 1,854% |
| Taxes, remuneration and social security45 | - | €16,075 | €6,217 | €21,459 | €8,059 | ▼ 62.4% |
| Taxes450/3 | - | €13,075 | €217 | €12,059 | €6,059 | ▼ 49.8% |
| Remuneration and social security454/9 | - | €3,000 | €6,000 | €9,400 | €2,000 | ▼ 78.7% |
| Other amounts payable47/48 | - | €1,150 | €2,074 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,850 | €30,713 | €454 | €33,656 | -€15,715 | ▼ 147% |
| + Depreciation and write-downs630 | €251 | €251 | €251 | €798 | €1,000 | ▲ 25.3% |
| Operating cash flow (approximation) | €5,101 | €30,963 | €705 | €34,454 | -€14,715 | ▼ 143% |
| Investment in fixed assets (approximation) | - | €0 | - | - | €0 | - |
| Change in cash | - | €16,607 | -€4,519 | -€13,741 | -€4,351 | ▲ 68.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Janssen Freight and Transport
BE 0767.625.237
Genk · Eq €121,782
MARANA
BE 0687.937.559
Dilsen-Stokkem · Eq €121,050
Steenbakkers Transport Kaulille
BE 0775.310.409
Bocholt · Eq €122,373
HET TOLHUIS
BE 0479.737.056
Begijnendijk · Eq €120,752
JARVIS
BE 0793.459.406
Grâce-Hollogne · Eq €120,541
Of 3,185 companies in this sector we hold annual accounts for 1,963. 1,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
15 eventsLatest 11-12-2025Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet -€15,715
Net result drops to -€15,715, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €33,656 ▲7,314%
Operating result €45,836, net result €33,656, both a record.
30-06
Financial
Liquidity doublescurrent ratio 8.09
Current ratio from 3.63 to 8.09; short-term debt falls from €49,139 to €21,650.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100,000Eq €103,177 ▲33.3%
4 profitable years in a row build equity to €103,177.
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 8.45
Current ratio from 2.06 to 8.45; short-term debt falls from €68,010 to €13,737.
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrusselunit no. 2.248.691.909
Company details
Private limited company · founded 24-02-1998Year ends 30-06Peppol reachable2 sites
Register details
Identification
Legal formPrivate limited company
Founded24-02-1998
Fiscal year end30-06
Activities, NACEBEL 2025
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462749980
Also
9925:BE0462749980
Registered
13-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 1998
Ground area
2,826 m²
Building footprint
998 m²
Volume, LiDAR
10,250 m³
2 parcels, Brussels · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
FOUR JAMILS
since 1998unit no. 2.086.129.213
FOUR JAMILS
since 2015unit no. 2.248.691.909
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0099/00S006 | Brussels | 1,477 m² | 1 · 621 m² | 9.8 m · 3 fl. |
| 21522B0418/00D004 | Brussels | 1,349 m² | 1 · 377 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.