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FOTOUR

Active
Private limited companyfounded 20233 yrs activede Liedekerkestraat 33, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0798.872.303
Summary

The computed 12-month bankruptcy probability of FOTOUR is 16.5% (high). The 2025 annual accounts show negative equity (-€15,920) and a net result of -€3,430. Its solvency ranks better than 9% of 3762 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth35
Track record94
Bankruptcy probability, 12 months
16.5% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27; short-term debt: 182.4% and cash: 5.1% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-82.4%
Return on assets
-17.8%
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2325
2023 to 2025 · latest year -€15,920
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2023 is 14 days after the deadline, and 55% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FOTOUR was incorporated on 27 February 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€163,850
EBIT margin
-2.0%
Net result
-€3,430
Working capital
-€25,720
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Available amounts per fiscal year
Line20232025
Turnover€163,850-
Operating result-€3,300-
Net result-€3,430within the sector's middle half-
EBIT margin-2.0%-
Equity€0within the sector's middle half--€15,920below the sector's middle half-
Total assets€19,317below the sector's middle half-
Debt€35,238-
Working capital-€25,720within the sector's middle half-
Solvency-82.4%below the sector's middle half-
Current ratio0.27below the sector's middle half-
Return on assets (ROA)-17.8%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2025: -€3,300-€3,300Net result 2025: -€3,430-€3,43020232025-€4,000-€3,000-€2,000-€1,000€0Operating result 2025: -€3,300-€3,300Net result 2025: -€3,430-€3,43020232025
2025 is the only fiscal year with figures: the operating result is a loss of €3,300.
Balance-sheet composition
Assets €19,317
Fixed assets €9,800
Current assets €9,517
Key figures and ratios
2025 value · change against 2023
Quick ratio
0.03
Debt to equity
-2.21
Debt ≤ 1 year
€35,238
Staff costs
€27,881

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 16.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 41 lines
Balance sheet Code20232025
Assets
Total assets20/58-€19,317
Fixed assets21/28-€9,800
Tangible fixed assets22/27-€9,800
Furniture and vehicles24-€9,800
Current assets29/58-€9,517
Stocks and contracts in progress3-€8,450
Stocks30/36-€8,450
Amounts receivable within one year40/41-€78
Trade receivables40-€54
Other amounts receivable41-€24
Cash at bank and in hand54/58-€990
Equity and liabilities
Total equity and liabilities10/49€0€19,317▲
Equity10/15€0-€15,920▼
Contributions10/11€0-
Capital10€0-
Issued capital100€5,000-
Uncalled capital101€5,000-
Profit (loss) carried forward14--€15,920
Amounts payable17/49-€35,238
Amounts payable within one year42/48-€35,238
Trade debts44-€1,094
Suppliers440/4-€1,094
Taxes, remuneration and social security45-€18,945
Taxes450/3-€3,638
Remuneration and social security454/9-€15,307
Other amounts payable47/48-€15,199
Income statement Code20232025
Turnover70-€163,850
Goods, raw materials, services and sundry goods60/61-€143,424
Remuneration, social security and pensions62-€27,881
Other operating charges640/8-€1,050
Gross operating margin9900-€25,631
Operating profit (loss)9901--€3,300
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B-€131
Recurring financial charges65-€131
Profit (loss) for the period before taxes9903--€3,430
Profit (loss) for the period9904--€3,430
Profit (loss) for the period to be appropriated9905--€3,430
Appropriation of the result
Profit (loss) to be appropriated9906--€15,920
Profit (loss) brought forward from the previous period14P--€12,490

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232025Change
Turnover70-€163,850-
Goods, raw materials, services and sundry goods60/61-€143,424-
Remuneration, social security and pensions62-€27,881-
Other operating charges640/8-€1,050-
Gross operating margin9900-€25,631-
Operating profit (loss)9901--€3,300-
Financial income75/76B-€0-
Recurring financial income75-€0-
Financial charges65/66B-€131-
Recurring financial charges65-€131-
Profit (loss) for the period before taxes9903--€3,430-
Profit (loss) for the period9904--€3,430-
Profit (loss) for the period to be appropriated9905--€3,430-
Line20232025Change
Assets
Total assets20/58-€19,317-
Fixed assets21/28-€9,800-
Tangible fixed assets22/27-€9,800-
Furniture and vehicles24-€9,800-
Current assets29/58-€9,517-
Stocks and contracts in progress3-€8,450-
Stocks30/36-€8,450-
Amounts receivable within one year40/41-€78-
Trade receivables40-€54-
Other amounts receivable41-€24-
Cash at bank and in hand54/58-€990-
Equity and liabilities
Total equity and liabilities10/49€0€19,317-
Equity10/15€0-€15,920-
Contributions10/11€0--
Capital10€0--
Issued capital100€5,000--
Uncalled capital101€5,000--
Profit (loss) carried forward14--€15,920-
Amounts payable17/49-€35,238-
Amounts payable within one year42/48-€35,238-
Trade debts44-€1,094-
Suppliers440/4-€1,094-
Taxes, remuneration and social security45-€18,945-
Taxes450/3-€3,638-
Remuneration and social security454/9-€15,307-
Other amounts payable47/48-€15,199-
Line20232025Change
Profit (loss) for the period9904--€3,430-
Operating cash flow (approximation)--€3,430-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2023
seat establishment All 2 establishment units on the map
Ground area
306 m²
Building footprint
212 m²
Volume, LiDAR
2,644 m³
2 parcels, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
2 establishment units
MANKOSHE
de Liedekerkestraat 33, 1210 Sint-Joost-ten-NodeRetail sale of bread and pastry (bakery outlets)
since 20232.344.857.412
FALAFEL ALAA EDDIN
Kroonlaan 120, 1050 ElseneRetail sale of bread and pastry (bakery outlets)
since 20232.347.132.754
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443C0204/00H005 Brussels 252 m² 1 · 167 m² 17.8 m · 4 fl.
21572B0069/00L005 Brussels 54 m² 1 · 45 m² 15.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Elsene2.347.132.754
1 permission
Toelating · Eetgelegenheid · since 27-07-2023
Sint-Joost-ten-Node2.344.857.412
1 permission
Toelating · Eetgelegenheid · since 25-03-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.